tag:blogger.com,1999:blog-39966656433045453952024-03-15T18:09:34.434-07:00Dubai Business Advisors - Incorporation Specialist in Dubai Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.comBlogger72125tag:blogger.com,1999:blog-3996665643304545395.post-35688521146368868462017-04-18T00:44:00.001-07:002017-04-18T00:44:06.688-07:00Doing Business in Dubai<div dir="ltr" style="text-align: left;" trbidi="on">
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<span class="Apple-style-span" style="font-family: verdana; font-size: x-small;">United Arab Emirates is ranked 40 out of 183 economies. Singapore is the top ranked economy in the Ease of Doing Business.</span><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana"; font-size: x-small; line-height: 16px;">In the UAE, regulation of the establishment and conduct of businesses is shared at the federal and emirate levels. There are two paths for doing business in the UAE: through joint partnerships or through a Free Zone.</span><br />
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<span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;"><span class="Apple-style-span" style="color: #cc0000;">Joint Partnership</span></span></h3>
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<span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">In order to establish a business that sells products or services freely throughout the UAE, at least 51 percent of the business must be owned by a UAE national. (Forming this type of joint partnership is the best and easiest way to establish a business in the UAE.) All businesses require a license and licensing procedures vary from Emirate to Emirate. Specific information is available at individual Chambers of Commerce</span></div>
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<span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;"><span class="Apple-style-span" style="color: #cc0000;">Free Zones</span></span></h3>
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<span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Establishing a business entity in one of the numerous UAE Free Trade Zones (FTZs) can be an attractive option for foreign investors and businesses. All seven Emirates already have, or are developing, such economic zones.</span></div>
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<span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">The major advantages in operating in a free zone are:</span></div>
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<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">100 per cent foreign ownership of the enterprise</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">100 per cent import and export tax exemptions</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">100 per cent repatriation of capital and profits</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">No corporate taxes for 15 years, renewable for an additional 15 years</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">No personal income taxes</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Less burdensome documentation, mostly in English</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Assistance with labor recruitment, and additional support services such as sponsorship and housing.</span></li>
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<span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">There are over 20,000 companies in 21 Free Zones around the UAE. The largest Free Zones, by number of companies, are the following:</span></div>
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<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Jebel Ali Free Zone (6,000 companies)</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Sharjah Airport International Free Zone (3,900 companies)</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Dubai Airport Free Zone (1,300 companies)</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Dubai Media City (1,200 companies)</span></li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;"><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "verdana" , sans-serif; font-size: 12px; line-height: 16px;">Dubai Internet City (1,000 companies)</span></li>
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<span class="Apple-style-span" style="color: #cc0000;">Procedures</span></h4>
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An independent Free Zone Authority (FZA) governs each free zone and is responsible for issuing FTZ operating licenses and assisting companies with establishing their business in the FTZ. Investors can either register a new company in the form of a Free Zone Establishment (FZE) -- a limited liability company governed by the rules and regulations of the Free Zone in which it is established -- or simply establish a branch or representative office of their existing company based within the UAE or abroad.</div>
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The procedures for establishing a business in a Free Trade Zone are usually very straightforward and can be completed in a short space of time, especially if there are no environmental issues involved. Individual Free Zones may have specific requirements, but general steps are:</div>
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<span class="Apple-style-span" style="color: #cc0000;">Licenses</span></h4>
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Once a legal presence has been established in the Free Zone, the business will need to lease premises or land and acquire an operating license from the FZA. Different types of licenses apply in the different types of free zone, however, it is important to understand that companies with trade and industrial licenses can only conduct business within the Free Zone or abroad. To sell products in the UAE, a UAE official agent is required, and a joint venture needs to be formed.</div>
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<span class="Apple-style-span" style="color: #cc0000;">When not to choose a Free Zone</span></h4>
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There are a few scenarios in which a prospective company might not want to choose to do business in a Free Zone, and should instead opt for a regular joint partnership. These are if a company:</div>
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<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Practices a regulated profession</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Requires a lot of visas or warehouse/office space</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Plans a long presence in the UAE and wants to reach a wider portion of the UAE market</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Has a particular UAE company or individual with which to partner</li>
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<span class="Apple-style-span" style="color: #cc0000;">Key Industries</span></h3>
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Sectors with strongest demand and opportunity include:</div>
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<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Materials and supplies</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Defense – Aerospace</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Energy – Alternative Energy</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Professional services</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Select tourism products/services</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">High end hotel brands</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">Creative/profitable arts and culture entertainment products</li>
<li style="margin-bottom: 0.4em; margin-left: 0.5em; margin-right: 0px; margin-top: 0.4em;">High end, strongly - branded medical service providers and cutting edge products</li>
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For Consulting :</div>
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Vithul Murali </div>
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Email : Vithul@a2zconsultus.com</div>
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Mobile : +971 50 55 73 53 8</div>
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Skype : Vithul.murali</div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com2tag:blogger.com,1999:blog-3996665643304545395.post-30716907808149632782017-04-18T00:40:00.006-07:002017-04-18T00:40:52.865-07:00What is Offshore ? Why Offshore ? What is the benefit ?<div dir="ltr" style="text-align: left;" trbidi="on">
<br /><br />An international business company (also called "offshore company") is a corporation or limited liability company that has been formed outside of your country of residence. One is well advised to choose the country of incorporation wisely.<br /><br /><br /><b><u>Benefits of Offshore Company </u></b><br />We lay out the 10 most common reasons why people incorporate a company offshore and how the incorporation directly benefits them with everything from financial planning to privacy protection. <br /><br />1) Corporate Tax Reduction – If you’re considering incorporating a company offshore through which you can trade, transact and conduct business, it is possible to select a jurisdiction through which you can trade but within which you have no corporate taxation liability at all for example. <br /><br />· As you can imagine, this is a strong deciding factor for many when it comes to the consideration of offshore company incorporation - but please note, you will need specialist advice on methods of incorporation so that you do not accidentally lay yourself open to greater taxation in your country of residence as a result of offshore incorporation! <br /><br />· We can help you get the specialist advice you need on everything from jurisdiction to company type, from overall structure to the use of nominee services for example. Simply complete our brief offshore advice service form and through our strategic partners we will help you get advice and establish an offshore company that benefits you to the max <br /><br /><br />2) Conduct Business - an offshore company is a legal entity which has many of the same intrinsic rights as an individual person so it can allow you to trade and invest through it for example whilst remaining one step removed from operations. <br /><br />· 3) Maintain Confidentiality - many offshore jurisdictions require little or no data be held on public file relating to those involved in the offshore company or to the affairs of the company. Even where data is required, there are options to include nominee director services to protect the beneficial owner of the company for example. <br /><br />· Additionally if you place an offshore company within an offshore trust for example, or make use of a hybrid company structure you can create even more confidentiality benefits for you and your affairs. <br /><br /> <br /><br />· 4) Reduce Expenses - certain jurisdictions allow those with offshore companies incorporated therein the benefit of being able to reduce employee related expenses. If you have employees working in other countries you can legitimately avoid the likes of social security payments or withholding tax for example. <br /><br /> <br /><br />· 5) Personal Tax Reduction - as part of an overall financial management strategy for you, the individual, it is sometimes possible to incorporate an offshore company within your overall financial plan to offset personal taxation liabilities. This requires specialist advice and depends entirely on your own personal circumstances though <br /><br /> <br /><br />· 6) Protect Investments - Sometimes an offshore company can lend funds to businesses in other countries, therefore as an investor you could establish but not directly own such an offshore company and lend to a company set up in another country. You could ensure interest rates are charged to lower tax obligations and you can protect your ability to repatriate investment funds. This is a benefit that investors sometimes use when they are working in countries with strict exchange controls and high taxes. <br /><br /> <br /><br />· 7) Maximise Profit, Minimise Tax - by operating a business through an offshore company in a low or no tax jurisdiction it’s possible to minimise taxation exposure whilst maximising profits. For example, the offshore company as a legal entity can buy from one country and sell to a company in another country with the profits of the transaction being accrued in the offshore company in the low or no tax jurisdiction. <br /><br />· 8) Asset Protection - when an offshore company is used in an overall asset protection strategy it is an incredibly useful mechanism towards the protection of your assets from taxation, litigation, erosion and general risk. <br /><br /> <br /><br />· 9) Simplify Business Operations - many offshore jurisdictions have very loose reporting and auditing requirements making it far simpler for those setting up or running a business to manage day to day operations. <br /><br /> <br /><br />· 10) Simplify Personal Wealth Management - Selling, transferring or reinvesting property, assets, investment or real estate in various countries around the world can be time consuming, expensive and complicated – but if you hold such assets within an offshore company, complete or partial ownership can be simply transferred by company shares rather than through the physical transfer of the assets in question. <br /><br /><b>Main Offshore Jurisdiction </b><br /><br />The British Virgin Islands is a British Crown Colony and has approximately 40 islands. They are situated in the Caribbean about sixty miles east of Puerto Rico. The principal Island of the archipelago is Tortola, whose capital city is Road Town. Under the 1976 constitution, the BVI are independent from the UK, except with regards to its external affairs, defense, internal security, civil services and Court administration for which the UK has kept the responsibility. <br /><br />Main characteristics of the British Virgin Island (BVI) Offshore Company: <br /><br />Type of company : Business Company (BC) <br /><br />Governing corporate legislation : The BVI Financial Service Commission is the governing authority and companies are regulated under the Business Companies Act 2004 <br /><br />Information published relating to company officers : there is no public register of company officers <br /><br />The BVI offers a high level of anonymity and privacy <br /><br />No accounting / reporting requirements <br /><br />No taxes of any sort <br /><br />Modern offshore legislation <br /><br />The British Virgin Islands is an independent territory <br /><br />The British Virgin Islands has a fast and efficient Registry <br /><br />Business can be conducted internationally <br /><br />Stable jurisdiction with very good reputation <br /><br />Convenient world time zone : GMT-4 <br /><br />Low IBC incorporation and renewal fees set for life <br /><br />No paid up capital requirement <br /><br />Under Common Law <br /><br />Minimum of 1 Director / Shareholder <br /><br />Bearer Shares not permitted <br /><br />The Seychelles is a group of 115 islands located in the Indian Ocean to the north of Madagascar. The Seychelles economy is primarily based on tourism and fishing. The rapidly growing financial sector, linked to the establishment of the Seychelles International Business Authority and the introduction of progressive laws facilitating the establishment of offshore structures and encouraging inward investment, is now a significant element of the economy. An ever-increasing number of international banks and insurance companies have established either branches or subsidiaries whom, together with local management, accounting and legal firms provide clients with support. <br /><br /><b>Main characteristics of the Seychelles Company: </b><br /><br />Type of company : International Business Company (IBC) <br /><br />Governing corporate legislation : Seychelles International Business Authority (SIBA) is the governing authority and the companies are regulated under the IBC ACT 1994 <br /><br />Information published relating to company officers : there is no public register of company officers (Directors, Shareholders, Secretary) <br /><br />The Seychelles offer a high level of anonymity and privacy <br /><br />No accounting / reporting requirements <br /><br />No taxes of any sort <br /><br />Modern offshore legislation modelled on BVI <br /><br />Seychelles is an independent territory with no ties to the EU <br /><br />Seychelles has a fast and efficient Registry (name and incorporation usually same or next day) <br /><br />Business can be conducted internationally <br /><br />Stable jurisdiction with very good reputation <br /><br />Good communication means <br /><br />Convenient world time zone : GMT+4 <br /><br />Low IBC incorporation and renewal fees set for life <br /><br />No paid up capital requirement <br /><br />Under Common Law <br /><br />Minimum of 1 Director / Shareholder <br /><br />Bearer Shares are permitted <br /><br /> <br /><br />Cyprus is an island in the Mediterranean Sea with a population of less than 900,000. The official languages are Greek, Turkish and English. English is widely used in business, industry and government. Cyprus joined the European Union in 2004 and has showed a considerable growth in its economy during the past 15 years. Cyprus has a long history as an International Financial Center. Cyprus enjoys the lowest corporate tax rate in Europe : there is a 10% corporate tax levied on the resident companies based on the worldwide income. The companies that we incorporate are Private Companies Limited by Shares. <br /><br /><b>Main characteristics of the Cyprus Company: </b><div>
<b><br /></b>Type of company : Private Company limited by shares <br />Corporate legislation : The Cyprus Bar Association is the governing authority and companies are regulated under the Cyprus Companies Law, Cap.113 <br />Information published relating to company officers: All company officers appear in the business registry, available for public inspection. We can appoint nominee officers to avoid the client's name to appear <br />Cyprus offers a high level of anonymity and privacy <br />Lowest taxation in Europe <br />Access to many Double-Tax Avoidance Agreement <br />Modern offshore legislation <br />Cyprus is an independent territory <br />Business can be conducted internationally <br />Stable jurisdiction with very good reputation <br />Very good communication means <br />Convenient world time zone : GMT+2 <br />Under Common Law <br />No paid up capital requirement <br />Under Common Law <br />Minimum of 1 Director / Shareholder <br />Bearer Shares permitted <br /><br /> <br /><br />1. The Republic of Panama is situated between Costa Rica in Central America and Columbia in South America with coastlines on both the Pacific and Atlantic Oceans. Its capital, Panama City, is on the Pacific coast at the entrance of the Panama Canal. Panama was a Spanish colony until 1821. In 1903, Panama broke an alliance with Colombia and became an independent republic. The population of Panama is approximately 2.4 million, of which 700,000 live in Panama City. <br /><br />Main characteristics of the Panama offshore company: <br />Type of company : Sociedades Anonima (S.A.) <br />Governing corporate legislation : the Panama Supreme Court of Justice is the governing authority and companies are regulated under the Law 32 of 1927 <br />Information published relating to company officers : the company directors' name will appear in the register, available for public inspection. Nominee directors can be used in orer to avoid the client's name to appear <br />Panama offers a high level of anonymity and privacy <br />No accounting / reporting requirements <br />No taxes of any sort <br />Modern offshore legislation <br />Panama is an independent territory <br />Panama has a fast and efficient Registry <br />Business can be conducted internationally <br />Stable jurisdiction with very good reputation <br />Convenient world time zone : GMT-5 <br />Low IBC incorporation and renewal fees set for life <br />No paid up capital requirement <br />Under Civil Law <br />Minimum of 3 Directors and 1 Shareholder <br />Bearer Shares permitted <br /><br />2. Anguilla is a British overseas territory in the Caribbean, one of the most northerly of the Leeward Islands in the Lesser Antilles. It consists of the main island of Anguilla itself, approximately 26 km long by 5 km wide at its widest point, together with a number of much smaller islands and cays with no permanent population. The island's capital is The Valley. The total land area of the territory is 102 km², with a population of approximately 13,500 (2006 estimate). <br /><br /><b>Here are the main characteristics of the Anguilla Offshore Company: </b></div>
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<b><br /></b>Type of company : International Business Company (IBC) <br />Governing corporate legislation : the Anguilla Financial Service Commission is the governing authority and companies are regulated under the IBC Act 2000 <br />Information published relating to company officers : There is no public register of company officers <br />Anguilla offers a high level of anonymity and privacy <br />No taxes of any sort <br />Modern offshore legislation <br />Anguilla has efficient Registry <br />Business can be conducted internationally <br />Stable jurisdiction with very good reputation <br />Good communication means <br />Low IBC incorporation and renewal fees set for life <br />No paid up capital requirement <br />Under Common Law <br />Minimum of 1 Director / Shareholder <br />Bearer Shares permitted <br /><br /> <br /><br />3. Hong Kong is an island in the South East part of Asia, close to Taiwan. Until 1997, Hong Kong was under British administration. In July 1997 Hong Kong was handed over to China by the United Kingdom. The population of Hong Kong is approximately 7 million. Hong Kong is a unique location for the incorporation of companies and for international business since its tax system is based on source and not on residence. Hong Kong has become the first place in terms of trading with the rest of Asia and also on a worldwide point of view and its tax system offers different advantages. Indeed, as long as a Hong Kong company does not conduct any business in Hong Kong, and does not generate any incomes from Hong Kong sources, the company will not be taxable in Hong Kong. <br /><b><br />Main characteristics of the Hong Kong Company : </b></div>
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<b><br /></b>Type of company : Limited Company <br />Governing corporate legislation : the Hong Kong Company registry is the governing authority and companies are regulated under the Hong Kong Companies Ordinance 1984 <br />Information published relating to company officers: Names of companies officers appear. Nominee officers can be used to avoid the client's name to appear <br />Hong Kong offers a high level of anonymity and privacy <br />No taxes on foreign profits <br />Modern offshore legislation <br />Excellent corporate law <br />Important financial centre <br />Business can be conducted internationally <br />No paid up capital requirement (1 $) <br />Good communication means <br />Under Common Law <br />Bearer Shares are not permitted <br />Minimum of 1 Director <br />Corporate Directors are allowed <br />Preparation of accounts required <br />Accounts are not publicly accessible <br />Capital may be denominated in any currency <br />Stable jurisdiction with very good reputation <br /><br />4. Delaware is located in the United States of America on the East side near Baltimore and Washington D.C. This geographical position represents a real advantage in terms of export markets due to its close location to the sea and main highways. The General Corporation Law of Delaware has built a good reputation for this jurisdiction and has helped Delaware in becoming a famous place for company incorporation. The companies incorporated in Delaware are known as LLC’s which offer the advantages of a combination between a corporation limited by shares and the Limited Partnership. This is a good way to protect the personal liability and assets of the owners. At the same time it allows the owner to enjoy the benefits of a tax-free jurisdiction on all business transactions and profits generated outside the United States without having to go through the restrictions of a US Corporation. It offers the possibility to have a US company with the similar advantages of an International Business Company (traditionally called “offshore company”). <br /><br /> <br /><b><br />Main characteristics of the Delaware Company:</b> </div>
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<br />Type of company : Limited Liability Company (LLC) <br />Governing corporate legislation : the Delaware Secretary of State is the governing authority and companies are regulated under the Delaware Corporation and business law <br />Information published relating to company officers : There is no public register of company officers <br />The State of Delaware offers a high level of anonymity and privacy <br />Modern offshore legislation <br />Delaware has an efficient Registry <br />Business can be conducted internationally <br />Stable jurisdiction with excellent reputation (USA) <br />Excellent communication means <br />Under Common Law <br />Minimum of 1 Director and 1 Shareholder <br />Bearer Shares not permitted <br />All corporations incorporated under this particular legislation must us LLC at the end of its name <br />There is no requirement to hold meetings or present books to any authority. If meetings are held or books kept these may be done anywhere in the world <br />The distribution of profits, the management powers and the members responsibilities are stipulated in an agreement referred to as The Members Operating Agreement <br /><br /> <br /><br />5. Ras al-Khaimah is one of the seven emirates of the United Arab Emirates and can be found about 100 Kilometers north-east from Dubai in the southern part of the Persian Gulf. Formerly known for building of ships and commercial activities in the maritime sector it is now better known for its industrial sector. Ras al-Khaimah is the largest producer of cement in the UAE and the world’s largest producer in ceramics. A lot of interest has gone towards the financial and investment sector in Ras al-Khaimah due to new legislation and regulations adopted by the authorities; this in turn has led to interesting business and investment opportunities for individuals and companies worldwide. An International business company in Ras al-Khaimah can conduct business internationally, own real estate in the UAE, be used as a trading vehicle, maintain bank accounts, and much more. <br /><br /><b>Here are the main characteristics of the RAK Company: </b></div>
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<b><br /></b>Type of company : International Business Company (IBC) <br />Governing corporate legislation : the RAK Investment Authority is the governing authority and companies are regulated under the RAK Offshore Regulations 2006 <br />Information published relating to company officers : There is no public register of company officers <br />RAK offers complete anonymity and privacy as well as protection of any other information or assets <br />No corporate taxes of any sort <br />No exchange controls, import and /or export taxes <br />Modern offshore legislation <br />Business can be conducted internationally <br />100% foreign ownership is allowed, no requirement to have a local partner <br />Good communication means <br />Convenient world time zone : GMT+4 <br />Low IBC incorporation and renewal fees set for life <br />No paid up capital requirement <br />Minimum of 1 Director / Shareholder <br />Bearer Shares are not permitted <br /><br /> <br /><br />6. Mauritius is situated in the Indian Ocean approximately 800 km off the East Coast of Madagascar. The island, which is of volcanic origin, covers an area of 1,800 sq. km. The British ruled Mauritius for 158 years until 12th March 1968, when it became an independent country within the Commonwealth. Mauritius is one of the few countries with a hybrid legal system based on English and French law. Mauritius has developed from a low income, agriculturally based economy to a middle-income diversified economy with growing industrial, financial, and tourist sectors. <br /><br /> <br /><br /> <br /><br />7.<b> Mauritius offshore company: </b></div>
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<b><br /></b>Type of company : Global Business Company 2 (GBC2) <br />Governing corporate legislation : the Mauritius Financial Service Commission is the governing authority and companies are regulated under the Companies Act 2001 <br />Information published relating to company officers : Names of company officers are filed with the Registrar but are not open to public inspection <br />Mauritius offers a high level of anonymity and privacy <br />No accounting / reporting requirements <br />No taxes of any sort <br />Modern offshore legislation <br />Mauritius is an independent territory <br />Mauritius has a fast and efficient Registry <br />Business can be conducted internationally <br />Stable jurisdiction with very good reputation <br />Good communication means <br />Convenient world time zone : GMT+4 <br />Low IBC incorporation and renewal fees set for life <br />No paid up capital requirement <br />Under Civil Law <br />Minimum of 1 Director / Shareholder <br />Bearer Shares not permitted <br /><br /> <br /><br />8. Bahamas offshore company: <br />Type of company: International Business Company (IBC). <br />Governing corporate legislation: Companies in Bahamas are regulated under the IBC Act 200. The Securities Commission of the Bahamasis the governing authority. <br />Information published relating to company officers: The names of company officers appear on public record. Nominee officers can be used to avoid the client's name to appear. <br />No accounting / reporting requirements. <br />No taxes of any sort. <br />Bahamas has a fast and efficient registry. <br />Business can be conducted internationally. <br />Very stable jurisdiction with excellent reputation. <br />Convenient time zone (GMT-5). <br />Minimum share capital: $50,000. <br />Under Common law. <br />Minimum of 1 Director and 1 Shareholder. <br />Bearer Shares are not permitted. <br /><br />9. Belize was formerly called British Honduras and is an independent democratic Commonwealth country located on the Caribbean seaboard of Central America. Since independence from Britain in 1981, it has enjoyed a stable and democratic Government. <br /><br />The administrative capital is Belmopan, but the major commercial center is Belize City, which is located on the eastern coast close to the major international airport. The total population of Belize is around 300,000 of which some 60,000 live in Belize City. <br /><br />Main characteristics of the Belize offshore company: <br />Type of company : International Business Company (IBC) <br />Governing corporate legislation : The Belize International Financial Service Commission is the governing authority and companies are regulated under the IBC Act 1999 <br />Information published relating to company officers : there is no public register of company officers <br />Belize offers a high level of anonymity and privacy <br />No accounting / reporting requirements <br />No taxes of any sort <br />Modern offshore legislation <br />Belize is an independent territory <br />Belize has a fast and efficient Registry <br />Business can be conducted internationally <br />Stable jurisdiction with very good reputation <br />Good communication means <br />Low IBC incorporation and renewal fees set for life <br />No paid up capital requirement <br />Under Common Law <br />Minimum of 1 Director / Shareholder <br />Bearer Shares permitted <br /><br /> <br /><br />12.<b> A Dubai offshore company incorporation</b> or formation may be used for many activities including <br /><br />· Tax mitigation, <br /><br />· Estate planning <br /><br />· Asset protection <br /><br />· Hold approved Dubai property and other assets <br /><br /> <br />Type of company : International Business Company (IBC) <br />Governing corporate legislation : Jabel Ali Offshore Authority <br />Information published relating to company officers : There is no public register of company officers <br />Dubai Offshore offers complete anonymity and privacy as well as protection of any other information or assets <br />No corporate taxes of any sort <br />No exchange controls, import and /or export taxes <br />Modern offshore legislation <br />Business can be conducted internationally <br />100% foreign ownership is allowed, no requirement to have a local partner <br />Good communication means <br />Convenient world time zone : GMT+4 <br />Low IBC incorporation and renewal fees set for life <br />No paid up capital requirement <br />Minimum of 2 Director / Shareholder <br />Bearer Shares are not permitted </div>
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<span style="font-family: georgia;">Email : Vithul@a2zconsultus.com</span></div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com2tag:blogger.com,1999:blog-3996665643304545395.post-21596239517289918042017-04-18T00:35:00.002-07:002017-04-18T00:35:57.117-07:00Formation of your company in Dubai ( DED )<div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">The Business Environment in U.A.E</span></b><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">. UAE offers the business sector all the advantages of a highly developed economy. The infrastructure and services match the highest international standards, facilitating efficiency, quality and service.</span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> </span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><img height="10" shapes="_x0000_i1025" src="file:///C:/Users/VITHUL~1/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="1" /></span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> </span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Among the</span><b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> benefits</span></b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> </span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">are: Free enterprise system. Highly developed transportation infrastructure. State-of-the-art telecommunications. Top international exhibitions and conference venues. High quality offices and residential accommodation. Inexpensive Workforce and Easy Recruitment Procedures Reliable power, utilities etc. Great hotels, hospitals, schools, shops and Cosmopolitan lifestyle. </span></div>
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<span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial;"><span class="Apple-style-span" style="color: black; line-height: 15pt;"><span class="Apple-style-span" style="font-size: 9pt;">The golden rule regarding companies being established in UAE is that they must have one or more national partners whose share in the company capital must not be less than 51% of the company’s capital.</span></span></span><span style="color: black; font-family: "tahoma" , sans-serif; font-size: 9pt; line-height: 15pt;"> </span></div>
</span><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "tahoma" , sans-serif; font-size: 12px; line-height: 20px;">Therefore, foreign investors wishing to establish business operations in Dubai engaged in most of the commercial business activities must do so with a partner who is a UAE national.</span><span style="background-color: white; color: black;"><span class="Apple-style-span" style="font-family: "tahoma" , sans-serif; font-size: 9pt; line-height: 15pt;">Those intending to establish service companies and/or branch offices, where 100% foreign ownership is permitted, are restricted to non-commercial activities.</span></span><span style="color: black; font-family: "tahoma" , sans-serif; font-size: 9pt; line-height: 15pt;"> </span><span style="background-color: white; color: black; font-family: "tahoma" , sans-serif; font-size: 9pt; line-height: 15pt;">Generally, all licenses are issued by the Dubai Economic Department (DED). However, licenses for some categories of business require approval from certain ministries and other authorities e.g.:</span><br />
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Banks and Financial Institutions from the Central Bank of the UAE;<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Manufacturing from the Ministry of Finance and Industry;<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Pharmaceutical and Medical Products from the Ministry of Health.<o:p></o:p></span></div>
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<span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">More detailed procedures apply to businesses engaged in Oil or Gas Production and related industries.</span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> </span></div>
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<span style="background-color: white; color: black;"><span class="Apple-style-span" style="font-family: "tahoma" , sans-serif; font-size: 9pt; line-height: 15pt;">In general, all commercial and industrial businesses in Dubai should be registered with the Dubai Chamber of Commerce and Industry.</span></span><span style="color: black; font-family: "tahoma" , sans-serif; font-size: 9pt; line-height: 15pt;"> </span></div>
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</span><span class="Apple-style-span" style="background-color: rgb(255 , 255 , 255); font-family: "tahoma" , sans-serif; font-size: 12px; line-height: 20px;">In the past, each emirate followed its own procedures governing the operations of foreign business interests.</span><br />
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<span class="Apple-style-span" style="font-family: "tahoma" , sans-serif; font-size: 12px;">In practice, however, Dubai and the other emirates followed the same general system, where foreign companies are operated in one of three ways: with a local sponsor, through a partnership with a UAE national or company, or through a private limited company or public shareholding company incorporated by Ruler's decree. </span></div>
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Since 1984, steps have been taken to introduce a codified companies law applicable throughout the UAE. Federal Law No. 8 of 1984, as amended by Federal Law No. 13 of 1988 - the "Commercial Companies Law" - and its by-laws have been issued. In broad terms the provisions of the Law are as follows: </div>
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The Federal Law defines seven categories of business organization which can be established in the UAE. It sets out the requirements in terms of shareholders, directors, minimum capital levels and incorporation procedures. It further lays down provisions governing conversion, merger and dissolution of companies. </div>
</span><b style="line-height: 15pt;"><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Legal Structures for Business </span></b><span style="color: black; font-family: "tahoma" , sans-serif; font-size: 9pt; line-height: 15pt;">The Federal Law stipulates a total local equity of not less than 51% in any commercial company and defines seven categories of business organization, which can be established in the UAE. It sets out the requirements in terms of shareholders, directors, minimum capital levels and incorporation procedures. The seven categories of business organization defined by the Law are: </span><br />
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<span class="Apple-style-span"><a href="https://www.blogger.com/null" name="Generalpartnershipcompanyindubaiuae"><span style="color: black; font-family: "symbol";">·</span></a><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">General partnership company</span><o:p></o:p></span></span></div>
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<span class="Apple-style-span"><span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Professional Company</span><o:p></o:p></span></span></span></div>
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<span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Partnership-en-commendam</span><o:p></o:p></span></span></div>
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<span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Joint venture company</span><o:p></o:p></span></span></div>
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<span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Public shareholding company</span><o:p></o:p></span></span></div>
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<a href="http://www.a2zconsultus.com/"><span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Private shareholding company</span><o:p></o:p></span></span></a></div>
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<a href="http://www.a2zconsultus.com/"><span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Limited liability company</span><o:p></o:p></span></span></a></div>
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<a href="http://www.a2zconsultus.com/"><span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Sole Proprietorship Firm</span><o:p></o:p></span></span></a></div>
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<a href="http://www.a2zconsultus.com/"><span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;">Establishment by GCC citizen</span><o:p></o:p></span></span></a></div>
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<a href="http://www.adamholdings.com/"><span class="Apple-style-span"><span style="color: black; font-family: "symbol";">·</span><span style="color: black; font-family: "times new roman" , serif;"> </span></span></a><span style="color: black; font-family: "times new roman" , serif;"><span style="color: rgb(51 , 51 , 51); font-family: "tahoma" , sans-serif; text-decoration: none;"><a href="http://www.a2zconsultus.com/">Appointing a Branch</a></span><span class="Apple-style-span" style="font-size: 20pt;"><o:p></o:p></span></span></div>
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<span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> <o:p></o:p></span></div>
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<span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Out of these seven activities</span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> <b>LLCs</b> </span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">are more commonly used by the</span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> <b>foreign investors</b></span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">.</span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> </span></div>
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<span style="background-color: white; color: black;"><span style="background-color: white; color: black;"><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 9pt;">Apart from these seven categories, FDIs are encouraged through</span></span></span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> <b>Branches and Representative Offices</b> </span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">of foreign companies and 100% foreign owned</span><b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> Professional Firms</span></b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> </span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">.</span></span></div>
<b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">100% Foreign Ownership</span></b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> </span><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">is permitted in the</span><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"> <b>UAE Free Zones.</b></span><br />
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<b><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Steps followed for a UAE Company Formation:</span></b><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Licensing</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Name & Activity Approval</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Company License Registration with Article of Association (notarized in the court)</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Assistance with Funding of Paid Up Capital for the New Company</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Company Immigration / Labor Approval</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Arrangement of Local Sponsor / Partners</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Drafting of all Legal Documents for the Company Registration</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Assistance with Visas for Partners and Employees</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Assistance for Business Offices</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: black; font-family: "symbol"; font-size: 10.0pt;">·<span style="font: 7.0pt "Times New Roman";"> </span></span><!--[endif]--><i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">Assistance for new Bank Account</span></i><span style="background: white; color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><o:p></o:p></span></div>
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<i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><br /></span></i></div>
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<i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><br /></span></i></div>
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<i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;"><br /></span></i></div>
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<i><span style="color: black; font-family: "tahoma" , "sans-serif"; font-size: 9.0pt;">CONTACT</span></i></div>
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<span style="font-family: tahoma, sans-serif;"><span style="font-size: 12px;"><i>VITHUL MURALI </i></span></span></div>
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<span style="font-family: tahoma, sans-serif;"><span style="font-size: 12px;"><i>EMAIL : VITHUL@A2ZCONSULTUS.COM</i></span></span></div>
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<span style="font-family: tahoma, sans-serif;"><span style="font-size: 12px;"><i>MOBILE : +971 50 55 73 538</i></span></span></div>
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<span style="font-family: tahoma, sans-serif;"><span style="font-size: 12px;"><i>SKYPE : VITHUL.MURALI</i></span></span></div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com1tag:blogger.com,1999:blog-3996665643304545395.post-81058952349457406032014-05-07T01:26:00.001-07:002016-07-24T23:12:56.575-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-73936420445902022472014-05-07T01:26:00.000-07:002016-08-20T06:32:20.338-07:00Offshore Company Formation in UAE <div dir="ltr" style="text-align: left;" trbidi="on">
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<b><span style="font-family: "cambria" , serif; font-size: 12pt;">THE <span style="letter-spacing: .05pt;">U</span>AE -<span style="letter-spacing: .05pt;"> </span>BU<span style="letter-spacing: -.05pt;">S</span>INESS<span style="letter-spacing: -.05pt;"> </span>HUB <span style="letter-spacing: .05pt;">O</span>F
THE FU<span style="letter-spacing: .05pt;">TU</span>RE</span></b><span style="font-family: "cambria" , serif; font-size: 12pt;"><o:p></o:p></span></div>
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S<span style="letter-spacing: -.05pt;">in</span>ce<span style="letter-spacing: .15pt;"> </span>its<span style="letter-spacing: .1pt;"> </span>f<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">m</span>at<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .05pt;"> </span>in<span style="letter-spacing: .05pt;"> 1</span><span style="letter-spacing: -.1pt;">97</span><span style="letter-spacing: .05pt;">1</span>,<span style="letter-spacing: .1pt;"> </span>U<span style="letter-spacing: -.05pt;">n</span>ited<span style="letter-spacing: .1pt;"> </span>A<span style="letter-spacing: -.05pt;">r</span>ab<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">m</span>ir<span style="letter-spacing: -.05pt;">a</span>t<span style="letter-spacing: -.05pt;">e</span>s<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">h</span>as<span style="letter-spacing: .1pt;"> </span>e<span style="letter-spacing: -.05pt;">m</span>erged<span style="letter-spacing: .1pt;"> </span>as<span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">m</span>aj<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">f</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: .15pt;">r</span>ce<span style="letter-spacing: .15pt;"> </span>in<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">g</span>l<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">b</span>al<span style="letter-spacing: .1pt;"> </span>e<span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">no</span><span style="letter-spacing: .05pt;">m</span>y
with stat<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">-</span><span style="letter-spacing: .05pt;">o</span>f-the-a<span style="letter-spacing: -.15pt;">r</span>t<span style="letter-spacing: .15pt;"> </span>i<span style="letter-spacing: -.05pt;">n</span>frastr<span style="letter-spacing: -.05pt;">u</span>c<span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: -.05pt;">u</span>re<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .05pt;"> </span>an<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .05pt;">n</span>-reli<span style="letter-spacing: -.05pt;">nqu</span>is<span style="letter-spacing: .05pt;">h</span>ed<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">bu</span>si<span style="letter-spacing: -.05pt;">n</span>ess<span style="letter-spacing: .2pt;"> </span>en<span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">m</span>en<span style="letter-spacing: .05pt;">t</span>.
U<span style="letter-spacing: -.05pt;">A</span>E<span style="letter-spacing: .15pt;">
</span><span style="letter-spacing: -.05pt;">h</span>as<span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: -.05pt;">d</span>a<span style="letter-spacing: -.05pt;">p</span>t<span style="letter-spacing: .05pt;">e</span>d<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d
tra<span style="letter-spacing: -.05pt;">n</span>sf<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">m</span>ed<span style="letter-spacing: .05pt;"> </span>it<span style="letter-spacing: -.1pt;">s</span>elf<span style="letter-spacing: .05pt;"> </span>fr<span style="letter-spacing: -.1pt;">o</span>m<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.15pt;">a</span>n<span style="letter-spacing: .05pt;"> o</span>il<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d
<span style="letter-spacing: -.05pt;">g</span>as<span style="letter-spacing: .05pt;">
</span>ec<span style="letter-spacing: .1pt;">o</span><span style="letter-spacing: -.05pt;">nom</span>y<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o a<span style="letter-spacing: .05pt;"> </span>state<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">d</span>i<span style="letter-spacing: -.1pt;">v</span>ersified<span style="letter-spacing: .05pt;">
</span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: .1pt;"> </span>i<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">t</span>ern<span style="letter-spacing: -.05pt;">a</span>ti<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>al<span style="letter-spacing: .05pt;"> </span>tra<span style="letter-spacing: -.15pt;">d</span>e,<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">u</span>rism,
fi<span style="letter-spacing: -.05pt;">n</span>a<span style="letter-spacing: -.05pt;">n</span>cial s<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: .05pt;">v</span><span style="letter-spacing: -.15pt;">i</span>ce<span style="letter-spacing: .05pt;">s</span>,<span style="letter-spacing: -.1pt;"> </span>r<span style="letter-spacing: .05pt;">e</span>al<span style="letter-spacing: -.1pt;"> </span>es<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">a</span>t<span style="letter-spacing: .05pt;">e</span>, ba<span style="letter-spacing: -.05pt;">n</span>ki<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.05pt;"> </span>and<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">m</span>a<span style="letter-spacing: -.05pt;">nu</span>fact<span style="letter-spacing: -.15pt;">u</span>ri<span style="letter-spacing: -.05pt;">ng</span>.<o:p></o:p></div>
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<div class="MsoNormal" style="margin: 0in 29.3pt 0.0001pt 5pt; text-align: justify;">
Giv<span style="letter-spacing: .05pt;">e</span>n the <span style="letter-spacing: .5pt;"> </span>U<span style="letter-spacing: -.05pt;">A</span>E<span style="letter-spacing: -.1pt;">’</span>s
<span style="letter-spacing: .5pt;"> </span>c<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>ti<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.15pt;">u</span>ed
<span style="letter-spacing: .5pt;"> </span>stance
<span style="letter-spacing: .4pt;"> </span><span style="letter-spacing: .05pt;">o</span>n <span style="letter-spacing: .45pt;"> </span>ZERO <span style="letter-spacing: .5pt;"> </span>tax’s <span style="letter-spacing: .4pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d
<span style="letter-spacing: .45pt;"> </span><span style="letter-spacing: -.05pt;">du</span>ty <span style="letter-spacing: .55pt;"> </span>e<span style="letter-spacing: .05pt;">x</span><span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>ti<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s, <span style="letter-spacing: .4pt;"> </span><span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: -.05pt;">h</span>ere <span style="letter-spacing: .55pt;"> </span>is <span style="letter-spacing: .55pt;"> </span>litt<span style="letter-spacing: -.1pt;">l</span>e<span style="letter-spacing: .7pt;"> </span><span style="letter-spacing: -.1pt;">w</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">nd</span>er<span style="letter-spacing: 1.7pt;"> </span>why <span style="letter-spacing: .05pt;">mo</span><span style="letter-spacing: -.15pt;">r</span>e<span style="letter-spacing: 1.65pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: 1.45pt;"> </span><span style="letter-spacing: .05pt;">mo</span><span style="letter-spacing: -.15pt;">r</span>e<span style="letter-spacing: 1.65pt;"> </span>i<span style="letter-spacing: -.05pt;">nd</span>ivid<span style="letter-spacing: -.05pt;">u</span>a<span style="letter-spacing: -.15pt;">l</span>s<span style="letter-spacing: 1.65pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: 1.55pt;"> </span>I<span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.05pt;">n</span>ati<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>al<span style="letter-spacing: 1.6pt;"> </span><span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">om</span><span style="letter-spacing: -.15pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>ies<span style="letter-spacing: 1.65pt;"> </span>are<span style="letter-spacing: 1.65pt;"> </span><span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">o</span>w<span style="letter-spacing: 1.65pt;"> </span>c<span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">o</span>si<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: .45pt;"> </span>the <span style="letter-spacing: 1.3pt;"> </span>E<span style="letter-spacing: .05pt;">m</span>ir<span style="letter-spacing: -.05pt;">a</span><span style="letter-spacing: -.1pt;">t</span>es
<span style="letter-spacing: 1.35pt;"> </span>as,
<span style="letter-spacing: 1.3pt;"> </span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>t
<span style="letter-spacing: 1.3pt;"> </span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.15pt;">l</span>y their <span style="letter-spacing: .3pt;"> </span><span style="letter-spacing: -.05pt;">bu</span>si<span style="letter-spacing: -.05pt;">n</span>ess <span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.05pt;">h</span>ead<span style="letter-spacing: -.05pt;">q</span><span style="letter-spacing: .3pt;">u</span>ar<span style="letter-spacing: -.1pt;">te</span>r<span style="letter-spacing: .05pt;">s</span>,
<span style="letter-spacing: .3pt;"> </span><span style="letter-spacing: -.05pt;">bu</span>t <span style="letter-spacing: .3pt;"> </span>al<span style="letter-spacing: -.15pt;">s</span>o
<span style="letter-spacing: .25pt;"> </span>in
<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">m</span>a<span style="letter-spacing: -.05pt;">n</span>y
<span style="letter-spacing: .25pt;"> </span>ca<span style="letter-spacing: -.1pt;">s</span>es <span style="letter-spacing: .35pt;"> </span>t<span style="letter-spacing: -.15pt;">h</span>eir
p<span style="letter-spacing: -.05pt;">r</span>i<span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.15pt;">a</span>ry<span style="letter-spacing: -.05pt;"> </span>choi<span style="letter-spacing: -.15pt;">c</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span>resi<span style="letter-spacing: -.05pt;">d</span>ence<span style="letter-spacing: -.05pt;"> </span>t<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">o</span>.<o:p></o:p></div>
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<div class="MsoNormal" style="margin: 0in 29.2pt 0.0001pt 5pt; text-align: justify;">
In<span style="letter-spacing: 1.05pt;"> </span>early<span style="letter-spacing: 1.0pt;"> </span><span style="letter-spacing: .05pt;">2</span><span style="letter-spacing: -.1pt;">0</span><span style="letter-spacing: .05pt;">03</span>,<span style="letter-spacing: 1.0pt;"> </span><span style="letter-spacing: -.05pt;">J</span>ebel<span style="letter-spacing: 1.1pt;"> </span>A<span style="letter-spacing: -.05pt;">l</span>i<span style="letter-spacing: 1.1pt;"> </span>F<span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: -.1pt;">e</span>e<span style="letter-spacing: 1.1pt;"> </span>Z<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">n</span>e<span style="letter-spacing: 1.1pt;"> </span>A<span style="letter-spacing: -.05pt;">u</span>th<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">i</span>ty<span style="letter-spacing: 1.0pt;"> </span>(J<span style="letter-spacing: -.05pt;">A</span>F<span style="letter-spacing: -.05pt;">Z</span>A)<span style="letter-spacing: .95pt;"> </span><span style="letter-spacing: .05pt;">D</span><span style="letter-spacing: -.05pt;">ub</span>ai’s<span style="letter-spacing: 1.1pt;"> </span>f<span style="letter-spacing: -.05pt;">o</span>rei<span style="letter-spacing: -.05pt;">g</span>n<span style="letter-spacing: 1.05pt;"> </span><span style="letter-spacing: -.05pt;">o</span>wners<span style="letter-spacing: -.05pt;">h</span>ip<span style="letter-spacing: .95pt;"> </span>F<span style="letter-spacing: -.05pt;">r</span>ee<span style="letter-spacing: 1.15pt;"> </span>T<span style="letter-spacing: -.1pt;">r</span>a<span style="letter-spacing: -.05pt;">d</span>e<span style="letter-spacing: 1.45pt;"> </span><span style="letter-spacing: -.1pt;">Z</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>e<span style="letter-spacing: 1.15pt;"> </span><span style="letter-spacing: -.05pt;">b</span><span style="letter-spacing: -.1pt;">e</span>ca<span style="letter-spacing: -.05pt;">m</span>e
the<span style="letter-spacing: .05pt;"> </span>fi<span style="letter-spacing: -.05pt;">r</span>st<span style="letter-spacing: .1pt;"> </span>l<span style="letter-spacing: .05pt;">o</span>c<span style="letter-spacing: -.1pt;">a</span>ti<span style="letter-spacing: .05pt;">o</span>n in the<span style="letter-spacing: .05pt;">
</span>U<span style="letter-spacing: -.15pt;">A</span>E<span style="letter-spacing: .05pt;"> </span>to<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">p</span>r<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.05pt;">d</span>e<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">o</span>ffs<span style="letter-spacing: -.2pt;">h</span><span style="letter-spacing: .05pt;">o</span>re<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: -.05pt;">omp</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .1pt;"> </span>f<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">m</span>ati<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s.<span style="letter-spacing: .05pt;"> </span>In
Fe<span style="letter-spacing: -.05pt;">b</span>r<span style="letter-spacing: -.05pt;">u</span>ary<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">2</span><span style="letter-spacing: -.1pt;">0</span><span style="letter-spacing: .05pt;">0</span><span style="letter-spacing: .25pt;">7</span>,<span style="letter-spacing: .1pt;"> </span>Ras<span style="letter-spacing: .05pt;"> </span>Al
Kha<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: .05pt;">m</span>ah I<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">v</span>es<span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">m</span>ent<span style="letter-spacing: .05pt;"> </span>A<span style="letter-spacing: -.05pt;">u</span>th<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">i</span>ty<span style="letter-spacing: .15pt;"> </span>(RAK<span style="letter-spacing: -.1pt;">I</span>A)<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span>Ras<span style="letter-spacing: .15pt;"> </span>Al<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">K</span><span style="letter-spacing: -.05pt;">h</span>ai<span style="letter-spacing: -.1pt;">m</span>ah<span style="letter-spacing: .1pt;"> </span>F<span style="letter-spacing: -.05pt;">re</span>e<span style="letter-spacing: .15pt;"> </span>Tra<span style="letter-spacing: -.05pt;">d</span>e<span style="letter-spacing: .05pt;"> </span>Z<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">n</span>e<span style="letter-spacing: .15pt;"> </span>(R<span style="letter-spacing: -.15pt;">A</span>KFTZ)<span style="letter-spacing: .25pt;"> </span><span style="letter-spacing: -.15pt;">l</span><span style="letter-spacing: .05pt;">o</span>c<span style="letter-spacing: -.1pt;">a</span>t<span style="letter-spacing: .05pt;">e</span>d<span style="letter-spacing: .1pt;"> </span>in<span style="letter-spacing: .1pt;"> </span>the<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">m</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">s</span>t<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">N</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span>ther<span style="letter-spacing: -.15pt;">l</span>y
reg<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: .05pt;">o</span>n <span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .1pt;"> </span>the<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">m</span>ir<span style="letter-spacing: -.05pt;">a</span>t<span style="letter-spacing: -.05pt;">e</span>s<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">e</span>xpa<span style="letter-spacing: -.05pt;">nd</span>ed<span style="letter-spacing: .1pt;"> </span>their<span style="letter-spacing: .15pt;"> </span>al<span style="letter-spacing: -.05pt;">r</span><span style="letter-spacing: -.1pt;">e</span>a<span style="letter-spacing: -.05pt;">d</span>y<span style="letter-spacing: .15pt;"> </span>thr<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.2pt;">n</span>g<span style="letter-spacing: .1pt;"> </span>F<span style="letter-spacing: -.05pt;">r</span>ee<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.1pt;">Z</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>e<span style="letter-spacing: .05pt;"> </span>to<span style="letter-spacing: .2pt;"> </span>i<span style="letter-spacing: -.05pt;">n</span>cl<span style="letter-spacing: -.05pt;">ud</span>e<span style="letter-spacing: .05pt;"> o</span>f<span style="letter-spacing: -.15pt;">f</span><span style="letter-spacing: -.1pt;">s</span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">o</span>re<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">bu</span>si<span style="letter-spacing: -.05pt;">n</span>ess<span style="letter-spacing: .05pt;"> </span>f<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.15pt;">a</span>ti<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s, <span style="letter-spacing: .05pt;">o</span>ft<span style="letter-spacing: .05pt;">e</span>n kn<span style="letter-spacing: -.1pt;">o</span>wn<span style="letter-spacing: .1pt;"> </span>as<span style="letter-spacing: .15pt;"> </span>I<span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.05pt;">n</span>at<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: -.05pt;">on</span>al<span style="letter-spacing: .15pt;"> </span>C<span style="letter-spacing: .05pt;">om</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.15pt;">i</span>es<span style="letter-spacing: .15pt;"> </span>(IC’s.) <span style="letter-spacing: .05pt;">D</span><span style="letter-spacing: -.05pt;">u</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: .2pt;"> </span>the
e<span style="letter-spacing: .05pt;">x</span><span style="letter-spacing: -.1pt;">c</span>ellent
<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>erat<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>al ser<span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.15pt;">c</span>e<span style="letter-spacing: .05pt;"> m</span>e<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">d</span>s<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: .2pt;">d</span>a<span style="letter-spacing: -.05pt;">p</span>t<span style="letter-spacing: .05pt;">e</span>d
<span style="letter-spacing: -.05pt;">b</span>y<span style="letter-spacing: .2pt;">
</span>RAK Offs<span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span>re<span style="letter-spacing: .05pt;">s</span>,
the <span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">f</span>fs<span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">o</span>re<span style="letter-spacing: .15pt;"> </span>i<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rat<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">d</span>ivis<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">o</span>f<span style="letter-spacing: .1pt;"> </span>RAKIA<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span>RAK<span style="letter-spacing: -.05pt;">F</span>T<span style="letter-spacing: -.1pt;">Z</span>, c<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">up</span>led with the<span style="letter-spacing: .15pt;"> </span>c<span style="letter-spacing: -.15pt;">l</span>ear <span style="letter-spacing: -.05pt;">d</span><span style="letter-spacing: .05pt;">o</span>cu<span style="letter-spacing: -.1pt;">m</span>entat<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">p</span>r<span style="letter-spacing: -.05pt;">o</span>ce<span style="letter-spacing: .05pt;">s</span>s <span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span>l<span style="letter-spacing: .05pt;">o</span>w<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: .2pt;"> </span>i<span style="letter-spacing: -.2pt;">n</span>c<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rat<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .1pt;"> </span>f<span style="letter-spacing: -.1pt;">e</span>es,<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">h</span>a<span style="letter-spacing: -.05pt;">v</span>e<span style="letter-spacing: .15pt;"> </span>s<span style="letter-spacing: -.1pt;">t</span>ep<span style="letter-spacing: -.05pt;">p</span>ed<span style="letter-spacing: .1pt;"> </span>i<span style="letter-spacing: -.05pt;">n</span>to<span style="letter-spacing: .1pt;"> </span>the
<span style="letter-spacing: -.05pt;">d</span>riving<span style="letter-spacing: .1pt;"> </span>seat<span style="letter-spacing: .05pt;"> o</span>f <span style="letter-spacing: .05pt;">o</span>ffs<span style="letter-spacing: -.2pt;">h</span><span style="letter-spacing: .05pt;">o</span>re f<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">m</span>ati<span style="letter-spacing: .05pt;">o</span>ns<span style="letter-spacing: -.1pt;"> </span>within<span style="letter-spacing: -.15pt;">
</span>the U<span style="letter-spacing: -.1pt;">A</span>E.<o:p></o:p></div>
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<b><span style="font-family: "cambria" , serif; letter-spacing: -0.05pt;">WH</span></b><b><span style="font-family: "cambria" , serif;">Y<span style="letter-spacing: .05pt;"> </span>C<span style="letter-spacing: -.05pt;">H</span>OOSE<span style="letter-spacing: -.05pt;"> </span>THE<span style="letter-spacing: -.05pt;"> E</span>M<span style="letter-spacing: -.1pt;">IR</span>ATES?</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 29.55pt 0.0001pt 5pt; text-align: justify;">
There<span style="letter-spacing: .15pt;"> </span>is<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">v</span>ery<span style="letter-spacing: .15pt;"> </span>si<span style="letter-spacing: -.05pt;">gn</span>if<span style="letter-spacing: -.05pt;">i</span>ca<span style="letter-spacing: -.15pt;">n</span>t<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">d</span>if<span style="letter-spacing: -.05pt;">f</span>erence<span style="letter-spacing: .15pt;">
</span><span style="letter-spacing: -.05pt;">b</span><span style="letter-spacing: -.1pt;">e</span>t<span style="letter-spacing: .05pt;">w</span><span style="letter-spacing: -.1pt;">e</span>en<span style="letter-spacing: .15pt;"> </span>the<span style="letter-spacing: .15pt;"> </span>‘s<span style="letter-spacing: -.1pt;">a</span>fe<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">h</span>a<span style="letter-spacing: .05pt;">v</span>en’ <span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .15pt;"> </span>The<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">m</span>ir<span style="letter-spacing: -.15pt;">a</span>t<span style="letter-spacing: .05pt;">e</span>s<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">o</span>ther<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">w</span><span style="letter-spacing: .05pt;">o</span>rl<span style="letter-spacing: -.05pt;">d</span>wide<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">‘</span>t<span style="letter-spacing: -.1pt;">a</span>x shelters.’<span style="letter-spacing: .85pt;"> </span>The<span style="letter-spacing: 1.0pt;"> </span><span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">m</span>ir<span style="letter-spacing: -.05pt;">a</span><span style="letter-spacing: -.1pt;">t</span>es<span style="letter-spacing: 1.0pt;"> </span>a<span style="letter-spacing: -.15pt;">n</span>d<span style="letter-spacing: .95pt;"> </span><span style="letter-spacing: .05pt;">o</span>ther<span style="letter-spacing: .85pt;"> </span>GCC<span style="letter-spacing: .95pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span>tries<span style="letter-spacing: .85pt;">
</span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .85pt;"> </span><span style="letter-spacing: -.1pt;">T</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: 1.0pt;"> </span><span style="letter-spacing: .05pt;">M</span>i<span style="letter-spacing: -.05pt;">dd</span>le<span style="letter-spacing: 1.0pt;"> </span>E<span style="letter-spacing: -.1pt;">a</span>st<span style="letter-spacing: 1.0pt;"> </span>a<span style="letter-spacing: -.15pt;">r</span>e<span style="letter-spacing: 1.0pt;"> </span>‘t<span style="letter-spacing: -.1pt;">a</span>x<span style="letter-spacing: 1.0pt;"> </span>fr<span style="letter-spacing: -.1pt;">e</span>e’<span style="letter-spacing: 1.0pt;"> </span>j<span style="letter-spacing: -.05pt;">u</span>ris<span style="letter-spacing: -.05pt;">d</span>ict<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s<span style="letter-spacing: 1.0pt;"> </span><span style="letter-spacing: -.05pt;">b</span>y<span style="letter-spacing: 1.0pt;"> </span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.15pt;">a</span>ture a<span style="letter-spacing: -.05pt;">n</span>d
<b><span style="letter-spacing: -.05pt;">no</span>t<span style="letter-spacing: .05pt;"> </span></b><span style="letter-spacing: -.05pt;">b</span>y<span style="letter-spacing: .05pt;"> </span>desi<span style="letter-spacing: -.05pt;">gn</span>.<o:p></o:p></div>
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<div class="MsoNormal" style="margin: 0in 379.2pt 0.0001pt 5pt; text-align: justify;">
<b><span style="font-family: "cambria" , serif; letter-spacing: -0.05pt;">WH</span></b><b><span style="font-family: "cambria" , serif;">AT DOES<span style="letter-spacing: -.05pt;"> </span>TH<span style="letter-spacing: -.05pt;">I</span>S<span style="letter-spacing: -.05pt;"> </span>MEA<span style="letter-spacing: -.2pt;">N</span>?</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 96.15pt 0.0001pt 5pt; text-align: justify;">
The<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">m</span>ir<span style="letter-spacing: -.05pt;">a</span><span style="letter-spacing: -.1pt;">t</span>es,<span style="letter-spacing: .05pt;"> </span>in<span style="letter-spacing: -.05pt;"> </span>i<span style="letter-spacing: -.1pt;">t</span>s
<span style="letter-spacing: -.05pt;">v</span>ery<span style="letter-spacing: -.05pt;"> </span>n<span style="letter-spacing: -.15pt;">a</span>ture, has a<span style="letter-spacing: -.15pt;">l</span>wa<span style="letter-spacing: -.05pt;">y</span>s
been<span style="letter-spacing: -.15pt;"> </span>a<span style="letter-spacing: .05pt;"> </span>‘t<span style="letter-spacing: -.1pt;">a</span>x<span style="letter-spacing: .05pt;"> </span>fre<span style="letter-spacing: -.1pt;">e</span>’
<span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span>tr<span style="letter-spacing: -.1pt;">y</span>;<span style="letter-spacing: .05pt;"> </span>A jur<span style="letter-spacing: -.05pt;">i</span>sd<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: -.1pt;">c</span>t<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n
<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>at<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">h</span>as:<o:p></o:p></div>
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<div align="center" class="MsoNormal" style="margin: 0in 378.35pt 0.0001pt 21.15pt; text-align: center;">
<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif;"> <span style="letter-spacing: 1.9pt;"> </span></span><span style="letter-spacing: -0.05pt;">N</span>O<span style="letter-spacing: .05pt;"> </span>C<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rat<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">o</span>n T<span style="letter-spacing: -.15pt;">a</span>x;<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0.05pt 0in 0.0001pt 23pt;">
<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif;">
<span style="letter-spacing: 1.9pt;"> </span></span><span style="letter-spacing: -0.05pt;">N</span>O<span style="letter-spacing: .05pt;"> </span>Ca<span style="letter-spacing: -.05pt;">p</span>ital Gai<span style="letter-spacing: -.05pt;">n</span>s<span style="letter-spacing: -.1pt;"> </span>Ta<span style="letter-spacing: -.05pt;">x</span>;<o:p></o:p></div>
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<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif;"> <span style="letter-spacing: 1.9pt;"> </span></span><span style="letter-spacing: -0.05pt;">N</span>O<span style="letter-spacing: .05pt;"> </span>V<span style="letter-spacing: -.05pt;">A</span>T<span style="letter-spacing: .05pt;"> </span>(Val<span style="letter-spacing: -.05pt;">u</span>e<span style="letter-spacing: -.1pt;"> </span>A<span style="letter-spacing: -.05pt;">dd</span>ed T<span style="letter-spacing: -.15pt;">a</span>x<span style="letter-spacing: .1pt;">)</span>;<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 23pt;">
<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif;">
<span style="letter-spacing: 1.9pt;"> </span></span><span style="letter-spacing: -0.05pt;">N</span>O<span style="letter-spacing: .05pt;"> P</span>e<span style="letter-spacing: -.1pt;">r</span>s<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>al<span style="letter-spacing: -.1pt;"> </span>Ta<span style="letter-spacing: -.1pt;">x</span>;<span style="letter-spacing: .05pt;"> </span>and<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 23pt;">
<span style="font-family: "symbol";">·</span><span style="font-family: "times new roman" , serif;">
<span style="letter-spacing: 1.9pt;"> </span></span><span style="letter-spacing: -0.05pt;">N</span>O<span style="letter-spacing: .05pt;"> D</span>e<span style="letter-spacing: -.1pt;">a</span>th <span style="letter-spacing: .05pt;">D</span><span style="letter-spacing: -.15pt;">u</span>ty Tax.<o:p></o:p></div>
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<div class="MsoNormal" style="margin: 0in 253.9pt 0.0001pt 5pt; text-align: justify;">
In<span style="letter-spacing: -.05pt;"> </span>sh<span style="letter-spacing: .05pt;">o</span>rt;<span style="letter-spacing: -.05pt;"> </span>it<span style="letter-spacing: .05pt;"> </span>is,<span style="letter-spacing: -.1pt;"> </span>and<span style="letter-spacing: -.05pt;"> </span>has
a<span style="letter-spacing: -.15pt;">l</span>w<span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">y</span>s b<span style="letter-spacing: -.1pt;">e</span>en,
a <span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span>t<span style="letter-spacing: -.1pt;">r</span>y
<b><span style="letter-spacing: .05pt;">wi</span>th<span style="letter-spacing: -.15pt;"> </span>0<span style="letter-spacing: .1pt;"> </span></b><span style="letter-spacing: -.1pt;">T</span>ax.<o:p></o:p></div>
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<div class="MsoNormal" style="margin: 0in 366.6pt 0.0001pt 5pt; text-align: justify;">
<b><span style="font-family: "cambria" , serif; letter-spacing: -0.05pt;">WH</span></b><b><span style="font-family: "cambria" , serif;">AT IS<span style="letter-spacing: -.05pt;"> </span>T<span style="letter-spacing: -.05pt;">H</span>E<span style="letter-spacing: -.05pt;"> </span>DIF<span style="letter-spacing: .05pt;">F</span><span style="letter-spacing: -.15pt;">E</span>RE<span style="letter-spacing: -.05pt;">N</span>CE?</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 29.25pt 0.0001pt 5pt; text-align: justify;">
Ot<span style="letter-spacing: -.05pt;">h</span>er<span style="letter-spacing: 1.35pt;"> </span>j<span style="letter-spacing: -.05pt;">u</span>ris<span style="letter-spacing: -.05pt;">d</span>ict<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s<span style="letter-spacing: 1.35pt;"> </span>ar<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span>d<span style="letter-spacing: 1.2pt;"> </span>the<span style="letter-spacing: 1.35pt;"> </span><span style="letter-spacing: -.05pt;">g</span>l<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">b</span>e<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.05pt;">h</span>a<span style="letter-spacing: .05pt;">v</span>e<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.05pt;">b</span><span style="letter-spacing: -.1pt;">e</span>c<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span>e<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.1pt;">‘</span>tax<span style="letter-spacing: 1.5pt;"> </span><span style="letter-spacing: -.05pt;">h</span>a<span style="letter-spacing: .05pt;">v</span>ens’<span style="letter-spacing: 1.35pt;"> </span><span style="letter-spacing: -.15pt;">b</span>y<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.05pt;">d</span>esi<span style="letter-spacing: -.05pt;">gn</span>.<span style="letter-spacing: 1.35pt;"> </span>O<span style="letter-spacing: -.05pt;">v</span>er<span style="letter-spacing: 1.35pt;"> </span>the<span style="letter-spacing: 1.35pt;"> </span><span style="letter-spacing: .05pt;">y</span>ea<span style="letter-spacing: -.1pt;">r</span>s<span style="letter-spacing: 1.35pt;"> </span><span style="letter-spacing: -.05pt;">g</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">v</span>ern<span style="letter-spacing: -.1pt;">m</span>ents
<span style="letter-spacing: -.05pt;">h</span>a<span style="letter-spacing: .05pt;">v</span>e
<span style="letter-spacing: .75pt;"> </span>al<span style="letter-spacing: -.05pt;">lo</span>w<span style="letter-spacing: .05pt;">e</span>d
<span style="letter-spacing: .65pt;"> </span><span style="letter-spacing: .05pt;">v</span>ar<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">u</span>s
<span style="letter-spacing: .7pt;"> </span>l<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">c</span>ati<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s
<span style="letter-spacing: .7pt;"> </span>within
<span style="letter-spacing: .65pt;"> </span>their
<span style="letter-spacing: .7pt;"> </span>s<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">v</span>e<span style="letter-spacing: -.1pt;">r</span>eig<span style="letter-spacing: -.05pt;">n</span>ty
<span style="letter-spacing: .75pt;"> </span>to
<span style="letter-spacing: .8pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.15pt;">f</span>er
<span style="letter-spacing: 1.0pt;"> </span>‘tax<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">h</span>a<span style="letter-spacing: -.1pt;">ve</span><span style="letter-spacing: -.05pt;">n</span>s’,<span style="letter-spacing: .1pt;"> </span>as<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: .05pt;"> </span>f<span style="letter-spacing: .05pt;">o</span>rm
<span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .15pt;">
</span>‘shel<span style="letter-spacing: -.15pt;">t</span>er’, there<span style="letter-spacing: -.1pt;">f</span><span style="letter-spacing: .05pt;">o</span>re,<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">o</span>fferi<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.05pt;"> </span>a<span style="letter-spacing: .05pt;"> </span>faci<span style="letter-spacing: -.05pt;">l</span>i<span style="letter-spacing: -.1pt;">t</span>y<span style="letter-spacing: .05pt;"> </span>f<span style="letter-spacing: .05pt;">o</span>r w<span style="letter-spacing: -.1pt;">e</span>alt<span style="letter-spacing: -.05pt;">h</span>y<span style="letter-spacing: .05pt;"> </span>in<span style="letter-spacing: -.05pt;">d</span>ivid<span style="letter-spacing: -.05pt;">u</span>als
<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.1pt;">
</span>c<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">a</span>te<span style="letter-spacing: .05pt;"> </span>cl<span style="letter-spacing: -.05pt;">i</span>ents<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">‘</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">v</span><span style="letter-spacing: -.1pt;">e</span>’ <span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>eir fi<span style="letter-spacing: -.05pt;">n</span>a<span style="letter-spacing: -.05pt;">n</span>ces<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: .05pt;">w</span>ay<span style="letter-spacing: .05pt;"> </span>f<span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: -.05pt;">o</span>m
tax<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.05pt;">u</span>t<span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span>rities.<span style="letter-spacing: .1pt;"> </span>An<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: -.05pt;">m</span>y<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">o</span>f<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">p</span>in<span style="letter-spacing: .1pt;"> </span>stri<span style="letter-spacing: -.05pt;">p</span>ed,<span style="letter-spacing: .1pt;"> </span>su<span style="letter-spacing: -.05pt;">i</span>t<span style="letter-spacing: .05pt;">e</span>d<span style="letter-spacing: .1pt;"> </span>l<span style="letter-spacing: -.15pt;">a</span>w<span style="letter-spacing: -.05pt;">y</span><span style="letter-spacing: -.1pt;">e</span>rs<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .1pt;"> </span>c<span style="letter-spacing: -.15pt;">i</span>ty<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.15pt;">a</span>cc<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span><span style="letter-spacing: -.1pt;">t</span>a<span style="letter-spacing: -.05pt;">n</span>ts<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">w</span><span style="letter-spacing: -.05pt;">ou</span>ld<span style="letter-spacing: .1pt;"> </span>w<span style="letter-spacing: .1pt;">o</span>rk to<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">t</span>ect<span style="letter-spacing: .05pt;"> </span>their clie<span style="letter-spacing: -.05pt;">n</span>ts<span style="letter-spacing: .05pt;"> </span>f<span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: -.05pt;">o</span>m<span style="letter-spacing: .1pt;"> </span>t<span style="letter-spacing: -.1pt;">a</span>x<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.1pt;">y</span><span style="letter-spacing: .05pt;">m</span>e<span style="letter-spacing: -.15pt;">n</span>t<span style="letter-spacing: .05pt;">s</span>,<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.05pt;">b</span>y<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">mo</span><span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">t</span>heir
i<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">t</span>ere<span style="letter-spacing: -.1pt;">s</span>ts<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: .05pt;"> </span>‘<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">a</span>x<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .05pt;">v</span>ens’
<span style="letter-spacing: -.15pt;">d</span>esi<span style="letter-spacing: -.05pt;">gn</span>ed f<span style="letter-spacing: -.05pt;">o</span>r<span style="letter-spacing: -.1pt;"> </span>th<span style="letter-spacing: -.05pt;">i</span>s
p<span style="letter-spacing: -.05pt;">u</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>se.<o:p></o:p></div>
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<b><span style="font-family: "cambria" , serif;">C<span style="letter-spacing: -.05pt;">H</span>OOSE<span style="letter-spacing: -.05pt;"> </span>THE<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">J</span>UR<span style="letter-spacing: -.05pt;">I</span>SD<span style="letter-spacing: -.15pt;">I</span>C<span style="letter-spacing: -.1pt;">T</span>ION<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">W</span>ITH<span style="letter-spacing: -.05pt;"> </span>DILI<span style="letter-spacing: -.1pt;">G</span>E<span style="letter-spacing: -.1pt;">N</span>CE</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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A<span style="letter-spacing: -.05pt;">l</span>wa<span style="letter-spacing: .05pt;">y</span>s<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">b</span>e<span style="letter-spacing: .05pt;"> m</span>i<span style="letter-spacing: -.05pt;">nd</span>f<span style="letter-spacing: -.05pt;">u</span>l<span style="letter-spacing: .15pt;"> </span>when
<span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">oo</span>si<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: .25pt;"> </span>a<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">‘</span>tax<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">h</span>a<span style="letter-spacing: -.1pt;">v</span>en,’<span style="letter-spacing: .15pt;"> </span>as <span style="letter-spacing: -.05pt;">m</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .15pt;"> </span>j<span style="letter-spacing: -.05pt;">u</span>ris<span style="letter-spacing: -.05pt;">d</span>icti<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .05pt;">v</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">o</span>w<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">b</span>e<span style="letter-spacing: .05pt;">e</span>n
<span style="letter-spacing: .25pt;"> </span>‘redesi<span style="letter-spacing: -.05pt;">gn</span>ed’ a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">d</span>o<o:p></o:p></div>
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<span style="letter-spacing: -0.05pt;">n</span><span style="letter-spacing: 0.05pt;">o</span>t<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>ffer<span style="letter-spacing: -.1pt;"> </span>the <span style="letter-spacing: -.1pt;">s</span>ecuri<span style="letter-spacing: -.1pt;">t</span>y<span style="letter-spacing: .05pt;"> t</span><span style="letter-spacing: -.05pt;">h</span>at<span style="letter-spacing: -.1pt;"> t</span><span style="letter-spacing: -.05pt;">h</span>ey<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>ce<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.05pt;">d</span>ed<span style="letter-spacing: .1pt;"> </span>–<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: -.15pt;">l</span>ease<span style="letter-spacing: -.1pt;"> </span>c<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>su<span style="letter-spacing: -.05pt;">l</span>t
AD<span style="letter-spacing: -.15pt;">A</span>M<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>su<span style="letter-spacing: -.05pt;">l</span>ti<span style="letter-spacing: -.05pt;">n</span>g
<span style="letter-spacing: -.15pt;">f</span><span style="letter-spacing: .05pt;">o</span>r
f<span style="letter-spacing: -.05pt;">u</span>rther<span style="letter-spacing: -.15pt;"> </span>in<span style="letter-spacing: -.05pt;">f</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">m</span>at<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>.<o:p></o:p></div>
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<b><span style="font-family: "cambria" , serif;">SAFE<span style="letter-spacing: -.1pt;">T</span>Y<span style="letter-spacing: .05pt;"> </span>A<span style="letter-spacing: -.1pt;">N</span>D <span style="letter-spacing: -.05pt;">S</span>EC<span style="letter-spacing: -.15pt;">U</span>RITY</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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In<span style="letter-spacing: .7pt;"> </span>the <span style="letter-spacing: 1.5pt;"> </span>G<span style="letter-spacing: .05pt;">2</span>0
<span style="letter-spacing: 1.5pt;"> </span>S<span style="letter-spacing: -.1pt;">u</span><span style="letter-spacing: .05pt;">mm</span>it
<span style="letter-spacing: 1.5pt;"> </span><span style="letter-spacing: -.05pt;">h</span>eld <span style="letter-spacing: 1.45pt;"> </span>in <span style="letter-spacing: 1.55pt;"> </span>Fe<span style="letter-spacing: -.05pt;">b</span>r<span style="letter-spacing: -.05pt;">u</span>ary <span style="letter-spacing: 1.5pt;"> </span><span style="letter-spacing: .05pt;">200</span><span style="letter-spacing: -.1pt;">9</span>, <span style="letter-spacing: 1.5pt;"> </span>there <span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.05pt;">h</span>as
<span style="letter-spacing: 1.6pt;"> </span><span style="letter-spacing: -.05pt;">b</span>e<span style="letter-spacing: .05pt;">e</span>n
<span style="letter-spacing: 1.45pt;"> </span>a
<span style="letter-spacing: 1.6pt;"> </span>crackd<span style="letter-spacing: .05pt;">o</span>wn <span style="letter-spacing: 1.35pt;"> </span><span style="letter-spacing: .05pt;">o</span>n
<span style="letter-spacing: 1.45pt;"> </span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .6pt;">o</span><span style="letter-spacing: -.05pt;">n</span>-c<span style="letter-spacing: .05pt;">oo</span><span style="letter-spacing: -.05pt;">p</span>er<span style="letter-spacing: -.1pt;">a</span>ti<span style="letter-spacing: -.05pt;">v</span>e<span style="letter-spacing: .75pt;"> </span>tax<o:p></o:p></div>
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<span style="letter-spacing: -0.05pt;">h</span>a<span style="letter-spacing: .05pt;">v</span>ens,<span style="letter-spacing: .15pt;"> </span>f<span style="letter-spacing: .05pt;">o</span>rci<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">m</span>aj<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">mp</span>a<span style="letter-spacing: -.05pt;">n</span>ies<span style="letter-spacing: .15pt;"> t</span>o<span style="letter-spacing: .2pt;"> </span>l<span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: .05pt;">o</span>k<span style="letter-spacing: .15pt;"> </span>f<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .15pt;"> </span>safer,<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">y</span><span style="letter-spacing: -.1pt;">e</span>t<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">mo</span><span style="letter-spacing: -.15pt;">r</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">p</span>ra<span style="letter-spacing: -.05pt;">g</span><span style="letter-spacing: .05pt;">m</span>atic<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.15pt;">l</span><span style="letter-spacing: .05pt;">o</span>cat<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s to <span style="letter-spacing: .6pt;"> </span>carry<span style="letter-spacing: .15pt;">
</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">u</span>t<span style="letter-spacing: .15pt;"> </span>their<span style="letter-spacing: .1pt;"> </span>f<span style="letter-spacing: -.05pt;">u</span>ture
<span style="letter-spacing: -.05pt;">bu</span>si<span style="letter-spacing: -.05pt;">n</span>ess<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>e<span style="letter-spacing: -.1pt;">r</span>ati<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s.<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">I</span>t<span style="letter-spacing: .15pt;"> </span>is<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span>tant<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">o</span>te<span style="letter-spacing: .05pt;"> </span>that,<span style="letter-spacing: .15pt;"> </span>in<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">a</span>cc<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">d</span>a<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">c</span>e<span style="letter-spacing: .15pt;"> </span>with
the<span style="letter-spacing: .15pt;"> </span>l<span style="letter-spacing: -.15pt;">a</span>t<span style="letter-spacing: .05pt;">e</span>st<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.05pt;">n</span>ati<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>al<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">b</span>est<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">bu</span>si<span style="letter-spacing: -.05pt;">n</span>e<span style="letter-spacing: -.1pt;">s</span>s <span style="letter-spacing: -.05pt;">p</span>ractices,<span style="letter-spacing: .15pt;"> </span>t<span style="letter-spacing: -.15pt;">h</span>e<span style="letter-spacing: .1pt;"> </span>U<span style="letter-spacing: -.05pt;">A</span>E<span style="letter-spacing: .1pt;"> </span>is<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">N</span>OT<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">b</span>lack<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">g</span>rey<span style="letter-spacing: .2pt;"> </span>lis<span style="letter-spacing: -.1pt;">t</span>ed<span style="letter-spacing: .1pt;"> </span>fr<span style="letter-spacing: -.1pt;">o</span>m<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>y i<span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.05pt;">n</span>ati<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>al<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">g</span>a<span style="letter-spacing: -.05pt;">n</span>i<span style="letter-spacing: -.05pt;">z</span>at<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .05pt;"> </span>such<span style="letter-spacing: .05pt;"> </span>as<span style="letter-spacing: .1pt;"> </span>the<span style="letter-spacing: .1pt;"> </span>Or<span style="letter-spacing: -.05pt;">g</span>a<span style="letter-spacing: -.05pt;">n</span>i<span style="letter-spacing: -.05pt;">z</span>ati<span style="letter-spacing: .05pt;">o</span>n f<span style="letter-spacing: .05pt;">o</span>r
E<span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">om</span><span style="letter-spacing: -.15pt;">i</span>c<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">oo</span><span style="letter-spacing: -.15pt;">p</span>erat<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: -.15pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">D</span><span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">v</span>e<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">pm</span>ent
<span style="letter-spacing: -.1pt;">(</span>OEC<span style="letter-spacing: -.05pt;">D</span>)<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: .05pt;"> </span>F<span style="letter-spacing: -.05pt;">in</span>a<span style="letter-spacing: -.05pt;">n</span>cial Act<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">T</span><span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: -.1pt;">s</span>k<span style="letter-spacing: .05pt;"> </span>For<span style="letter-spacing: -.1pt;">c</span>e<span style="letter-spacing: .05pt;"> </span>(F<span style="letter-spacing: -.05pt;">A</span>TF.)<o:p></o:p></div>
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<b><span style="font-family: "cambria" , serif; font-size: 12pt; letter-spacing: 0.05pt;">U</span></b><b><span style="font-family: "cambria" , serif; font-size: 12pt; letter-spacing: -0.05pt;">S</span></b><b><span style="font-family: "cambria" , serif; font-size: 12pt;">EF<span style="letter-spacing: .05pt;">U</span>L INF<span style="letter-spacing: .05pt;">O</span>RMATI<span style="letter-spacing: -.05pt;">O</span>N</span></b><span style="font-family: "cambria" , serif; font-size: 12pt;"><o:p></o:p></span></div>
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<b><span style="font-family: "cambria" , serif; letter-spacing: -0.05pt;">P</span></b><b><span style="font-family: "cambria" , serif;">RI<span style="letter-spacing: -.05pt;">V</span>ATE
A<span style="letter-spacing: -.1pt;">C</span>COU<span style="letter-spacing: -.1pt;">N</span>T <span style="letter-spacing: -.05pt;">H</span>O<span style="letter-spacing: -.1pt;">L</span>DERS</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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<span style="font-size: 12pt;">Wi<span style="letter-spacing: .05pt;">t</span>h r<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">f</span>er<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>e
<span style="letter-spacing: .05pt;">t</span>o a <span style="letter-spacing: .05pt;">p</span>ri<span style="letter-spacing: -.15pt;">v</span>a<span style="letter-spacing: .05pt;">t</span>e ‘j<span style="letter-spacing: .05pt;">o</span>i<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">t</span>’
ac<span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .3pt;"> </span><span style="letter-spacing: .05pt;">h</span>o<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: .05pt;">d</span><span style="letter-spacing: -.1pt;">e</span>r in<span style="letter-spacing: .05pt;"> th</span>e
UAE a<span style="letter-spacing: -.05pt;">n</span>d in<span style="letter-spacing: .05pt;"> t</span><span style="letter-spacing: -.05pt;">h</span>e <span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .05pt;">n</span>li<span style="letter-spacing: -.05pt;">k</span>ely eve<span style="letter-spacing: .1pt;">n</span>t
<span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>at<span style="letter-spacing: .35pt;"> </span>e<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">th</span>er of<span style="letter-spacing: 1.3pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">w</span>o<span style="letter-spacing: 1.25pt;"> </span>“j<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span>t<span style="letter-spacing: 1.3pt;"> </span>ow<span style="letter-spacing: -.1pt;">n</span>e<span style="letter-spacing: -.1pt;">r</span>s”<span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: .05pt;">un</span>ex<span style="letter-spacing: .05pt;">p</span>e<span style="letter-spacing: -.15pt;">c</span><span style="letter-spacing: .05pt;">t</span>ed<span style="letter-spacing: 1.2pt;"> </span><span style="letter-spacing: .05pt;">d</span>emis<span style="letter-spacing: .05pt;">e</span>,<span style="letter-spacing: 1.1pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: 1.25pt;"> </span>j<span style="letter-spacing: .05pt;">o</span>i<span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: 1.3pt;"> </span>ac<span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">t</span>,<span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .05pt;">nd</span><span style="letter-spacing: -.1pt;">e</span>r<span style="letter-spacing: 1.65pt;"> </span>UAE<span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: -.05pt;">C</span>ivil<span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: -.05pt;">C</span>o<span style="letter-spacing: .1pt;">d</span>e<span style="letter-spacing: 1.25pt;"> </span>Fe<span style="letter-spacing: .05pt;">d</span>e<span style="letter-spacing: .05pt;">r</span>al
Law <span style="letter-spacing: .05pt;">N</span>o.2<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">w</span>o<span style="letter-spacing: .1pt;">u</span>ld <span style="letter-spacing: .05pt;">b</span>e<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: -.1pt;">r</span>o<span style="letter-spacing: .1pt;">z</span><span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">n</span>.
<span style="letter-spacing: .3pt;"> </span>T<span style="letter-spacing: .1pt;">h</span>e<span style="letter-spacing: .1pt;"> </span>ac<span style="letter-spacing: -.05pt;">c</span>ount<span style="letter-spacing: .35pt;"> </span><span style="letter-spacing: -.1pt;">m</span>ay<span style="letter-spacing: .05pt;"> </span>r<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.1pt;">m</span>ain<span style="letter-spacing: .2pt;"> </span>i<span style="letter-spacing: .05pt;">n</span>ac<span style="letter-spacing: .05pt;">t</span>i<span style="letter-spacing: -.15pt;">v</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">f</span>or
a<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">p</span>e<span style="letter-spacing: .05pt;">r</span><span style="letter-spacing: -.1pt;">i</span>od<span style="letter-spacing: .05pt;"> </span>of<span style="letter-spacing: .15pt;"> </span>18<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">m</span>ont<span style="letter-spacing: .05pt;">h</span>s<span style="letter-spacing: .05pt;"> </span>or
lo<span style="letter-spacing: .1pt;">n</span>g<span style="letter-spacing: -.1pt;">e</span>r
<span style="letter-spacing: .05pt;">unt</span><span style="letter-spacing: -.1pt;">i</span>l<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">p</span>r<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">b</span>a<span style="letter-spacing: .05pt;">t</span>e,<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">w</span><span style="letter-spacing: .05pt;">h</span>i<span style="letter-spacing: -.05pt;">c</span>h<span style="letter-spacing: .15pt;"> </span>g<span style="letter-spacing: -.1pt;">i</span>ves<span style="letter-spacing: .1pt;"> </span>r<span style="letter-spacing: .05pt;">ef</span>e<span style="letter-spacing: .05pt;">r</span><span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>eir
es<span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">e</span>,<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">b</span>y<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">w</span>ay<span style="letter-spacing: .1pt;"> </span>of<span style="letter-spacing: .2pt;"> </span>a<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">w</span><span style="letter-spacing: .1pt;">r</span>i<span style="letter-spacing: .05pt;">tt</span><span style="letter-spacing: -.1pt;">e</span>n<span style="letter-spacing: .65pt;"> </span>“Wil<span style="letter-spacing: .05pt;">l</span>”<span style="letter-spacing: .15pt;"> </span>is<span style="letter-spacing: .1pt;"> </span>r<span style="letter-spacing: .05pt;">e</span>a<span style="letter-spacing: .05pt;">d</span>.<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">I</span>n
a<span style="letter-spacing: .05pt;">dd</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">t</span>io<span style="letter-spacing: .1pt;">n</span>a<span style="letter-spacing: -.1pt;">l</span>,<span style="letter-spacing: .15pt;"> </span>even<span style="letter-spacing: .25pt;"> </span>if<span style="letter-spacing: .2pt;"> </span>you<span style="letter-spacing: .2pt;"> </span>l<span style="letter-spacing: -.1pt;">e</span>galise<span style="letter-spacing: .2pt;"> </span>a<span style="letter-spacing: .2pt;"> </span>Will,<span style="letter-spacing: .4pt;"> </span><span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: .2pt;"> </span>la<span style="letter-spacing: -.05pt;">w</span>s<span style="letter-spacing: .15pt;"> </span>of<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: .2pt;"> </span>UAE<span style="letter-spacing: .3pt;"> </span>may<span style="letter-spacing: .15pt;"> </span>s<span style="letter-spacing: .05pt;">t</span>ill<span style="letter-spacing: .2pt;"> </span>a<span style="letter-spacing: .05pt;">pp</span>ly <span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: .2pt;"> </span>imm<span style="letter-spacing: .05pt;">o</span>va<span style="letter-spacing: .05pt;">b</span><span style="letter-spacing: -.1pt;">l</span>e<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: .05pt;">p</span>r<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">p</span>e<span style="letter-spacing: -.05pt;">r</span><span style="letter-spacing: .05pt;">t</span>y
s<span style="letter-spacing: .05pt;">u</span><span style="letter-spacing: -.05pt;">c</span>h<span style="letter-spacing: .25pt;"> </span>as<span style="letter-spacing: .1pt;"> </span>r<span style="letter-spacing: .05pt;">e</span>al<span style="letter-spacing: .1pt;"> </span>es<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">t</span>e.<span style="letter-spacing: .3pt;"> </span>If<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: .3pt;"> </span>ac<span style="letter-spacing: -.05pt;">c</span>ountho<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: .05pt;">d</span>er<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">d</span>ies <span style="letter-spacing: -.05pt;">w</span>i<span style="letter-spacing: .05pt;">th</span>out<span style="letter-spacing: .25pt;"> </span>a<span style="letter-spacing: .25pt;"> </span>“Will,”<span style="letter-spacing: .1pt;"> </span>it<span style="letter-spacing: .15pt;"> </span>is<span style="letter-spacing: .2pt;"> </span>l<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: -.05pt;">k</span>ely<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: .1pt;"> </span>es<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">t</span>e,<span style="letter-spacing: .1pt;"> </span>overse<span style="letter-spacing: -.1pt;">a</span>s
<span style="letter-spacing: .05pt;">p</span>r<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>e<span style="letter-spacing: .05pt;">rt</span>y,
<span style="letter-spacing: .05pt;"> b</span><span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">n</span>k ac<span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: .05pt;">n</span>t or <span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: .05pt;">n</span>y
<span style="letter-spacing: .05pt;"> </span>o<span style="letter-spacing: .1pt;">t</span><span style="letter-spacing: .05pt;">h</span>er
<span style="letter-spacing: .1pt;"> </span>ass<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">t</span>,
<span style="letter-spacing: .05pt;"> </span>i<span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>l<span style="letter-spacing: .05pt;">ud</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span>g <span style="letter-spacing: .05pt;"> th</span>e <span style="letter-spacing: .5pt;"> </span>v<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">h</span>i<span style="letter-spacing: -.05pt;">c</span>le<span style="letter-spacing: .05pt;">s</span>, <span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">w</span>ill
<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">b</span>e <span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">d</span>is<span style="letter-spacing: .05pt;">t</span>ri<span style="letter-spacing: -.05pt;">b</span><span style="letter-spacing: .05pt;">ut</span><span style="letter-spacing: -.1pt;">e</span>d
<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.1pt;">i</span>n ac<span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .05pt;">rd</span>a<span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>e<span style="letter-spacing: -.05pt;"> </span>of<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.1pt;">S</span><span style="letter-spacing: .05pt;">h</span>aria<span style="letter-spacing: -.05pt;"> </span>L<span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: -.05pt;">w</span>.<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">Th</span>e<span style="letter-spacing: .05pt;"> </span>same <span style="letter-spacing: -.05pt;">w</span>o<span style="letter-spacing: .1pt;">u</span>ld also<span style="letter-spacing: -.15pt;">
</span>a<span style="letter-spacing: .05pt;">pp</span>ly<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.05pt;"> </span>si<span style="letter-spacing: .05pt;">n</span>gle<span style="letter-spacing: .05pt;">-</span><span style="letter-spacing: -.05pt;">p</span>e<span style="letter-spacing: .05pt;">r</span>so<span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.1pt;">a</span>l<span style="letter-spacing: .05pt;"> b</span>a<span style="letter-spacing: .05pt;">n</span>k
ac<span style="letter-spacing: -.05pt;">c</span><span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: .05pt;">u</span><span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">h</span>ol<span style="letter-spacing: .1pt;">d</span><span style="letter-spacing: -.1pt;">e</span>r.<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 345.8pt 0.0001pt 5pt; text-align: justify;">
<b><span style="font-family: "cambria" , serif;">O<span style="letter-spacing: .05pt;">F</span>FS<span style="letter-spacing: -.1pt;">HO</span>RE
A<span style="letter-spacing: -.1pt;">C</span>COU<span style="letter-spacing: -.1pt;">N</span>T <span style="letter-spacing: -.15pt;">H</span>O<span style="letter-spacing: .05pt;">L</span>D<span style="letter-spacing: -.1pt;">E</span>RS</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 26.15pt 0.0001pt 5pt; text-align: justify;">
<span style="font-size: 12pt;">Wi<span style="letter-spacing: .05pt;">t</span>h<span style="letter-spacing: .2pt;"> </span>r<span style="letter-spacing: -.05pt;">e</span><span style="letter-spacing: .05pt;">f</span>e<span style="letter-spacing: -.05pt;">r</span>e<span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>e<span style="letter-spacing: .05pt;"> t</span>o<span style="letter-spacing: .2pt;"> </span>an<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.15pt;">O</span><span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: -.05pt;">f</span>s<span style="letter-spacing: .05pt;">h</span>o<span style="letter-spacing: .05pt;">r</span>e<span style="letter-spacing: .2pt;"> </span>Ac<span style="letter-spacing: -.05pt;">c</span>ount<span style="letter-spacing: .25pt;"> </span><span style="letter-spacing: -.05pt;">w</span>i<span style="letter-spacing: -.05pt;">t</span>h<span style="letter-spacing: .2pt;"> </span>m<span style="letter-spacing: -.05pt;">u</span>l<span style="letter-spacing: -.05pt;">t</span>i<span style="letter-spacing: .05pt;">p</span>le<span style="letter-spacing: .2pt;"> </span>S<span style="letter-spacing: .05pt;">h</span><span style="letter-spacing: -.1pt;">a</span>r<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">h</span>ol<span style="letter-spacing: .1pt;">d</span>e<span style="letter-spacing: .05pt;">r</span>s, <span style="letter-spacing: .1pt;">h</span>o<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: .05pt;">d</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: .15pt;"> </span>j<span style="letter-spacing: .05pt;">o</span>i<span style="letter-spacing: .05pt;">n</span>t<span style="letter-spacing: .1pt;"> </span>ac<span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .7pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.1pt;">i</span>n <span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: .65pt;"> </span><span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .05pt;">n</span>li<span style="letter-spacing: -.05pt;">k</span>ely<span style="letter-spacing: .65pt;"> </span>eve<span style="letter-spacing: .1pt;">n</span>t<span style="letter-spacing: .7pt;"> </span><span style="letter-spacing: -.1pt;">o</span>f<span style="letter-spacing: .7pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: .55pt;"> </span>s<span style="letter-spacing: .05pt;">udd</span><span style="letter-spacing: -.1pt;">e</span>n<span style="letter-spacing: .7pt;"> </span><span style="letter-spacing: .05pt;">d</span>emise<span style="letter-spacing: .7pt;"> </span><span style="letter-spacing: -.1pt;">o</span>f<span style="letter-spacing: .7pt;"> </span>a<span style="letter-spacing: .65pt;"> </span>S<span style="letter-spacing: .05pt;">h</span><span style="letter-spacing: -.1pt;">a</span>r<span style="letter-spacing: .05pt;">eh</span>o<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: .05pt;">d</span>er<span style="letter-spacing: .65pt;"> </span>or<span style="letter-spacing: .65pt;"> </span>j<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span>t<span style="letter-spacing: .7pt;"> </span>ac<span style="letter-spacing: -.05pt;">c</span>ou<span style="letter-spacing: -.1pt;">n</span>t<span style="letter-spacing: .7pt;"> </span><span style="letter-spacing: .05pt;">h</span>older,<span style="letter-spacing: .65pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: .05pt;">r</span>e<span style="letter-spacing: .65pt;"> </span>are<span style="letter-spacing: .55pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">w</span>o [<span style="letter-spacing: .05pt;">2</span>]<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">p</span>ossi<span style="letter-spacing: .05pt;">b</span><span style="letter-spacing: -.1pt;">l</span>e<span style="letter-spacing: .05pt;"> </span>so<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: .05pt;">ut</span><span style="letter-spacing: -.1pt;">i</span>o<span style="letter-spacing: .1pt;">n</span>s:<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<b><span style="font-family: "georgia" , serif; font-size: 12pt; letter-spacing: 0.05pt;">a</span></b><b><span style="font-family: "georgia" , serif; font-size: 12pt;">. <span style="letter-spacing: .8pt;"> </span></span></b><span style="font-size: 12pt;">A<span style="letter-spacing: .05pt;"> </span>“Wil<span style="letter-spacing: .05pt;">l</span>”<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">w</span>as<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">p</span>r<span style="letter-spacing: .05pt;">e</span>vi<span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: .05pt;">u</span>sly <span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: -.1pt;">i</span>le<span style="letter-spacing: .1pt;">d</span>.<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 46.05pt;">
<span style="font-size: 12pt;">In<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>is <span style="letter-spacing: -.05pt;">c</span>ase,<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: .05pt;"> </span>s<span style="letter-spacing: .05pt;">u</span>rvi<span style="letter-spacing: -.05pt;">v</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span>g<span style="letter-spacing: -.1pt;"> </span>S<span style="letter-spacing: .05pt;">h</span>ar<span style="letter-spacing: -.05pt;">e</span><span style="letter-spacing: .05pt;">h</span>o<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: .05pt;">d</span>er<span style="letter-spacing: -.05pt;"> </span>or<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">p</span>ar<span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">n</span>er<span style="letter-spacing: -.05pt;"> c</span>o<span style="letter-spacing: .1pt;">u</span>ld <span style="letter-spacing: .05pt;">h</span>ave<span style="letter-spacing: -.05pt;"> t</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: .05pt;"> </span>“WILL”<span style="letter-spacing: -.05pt;">
</span>re<span style="letter-spacing: -.1pt;">a</span>d<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">b</span>y<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">p</span>r<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">b</span>a<span style="letter-spacing: -.05pt;">t</span>e.<o:p></o:p></span></div>
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<b><span style="font-family: "georgia" , serif; font-size: 12pt; letter-spacing: 0.05pt;">b</span></b><b><span style="font-family: "georgia" , serif; font-size: 12pt;">. <span style="letter-spacing: .2pt;"> </span></span></b><span style="font-size: 12pt;">A<span style="letter-spacing: .05pt;"> </span>“Wil<span style="letter-spacing: .05pt;">l</span>”<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">w</span>as<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">N</span>OT<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">p</span>revi<span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: .05pt;">u</span>sly
<span style="letter-spacing: .05pt;">f</span>il<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">d</span>.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 4.55pt 26.65pt 0.0001pt 46.05pt;">
<span style="font-size: 12pt;">In<span style="letter-spacing: .9pt;"> </span>ac<span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .05pt;">rd</span>a<span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>e<span style="letter-spacing: .9pt;"> </span><span style="letter-spacing: -.05pt;">w</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">t</span>h<span style="letter-spacing: .8pt;"> </span><span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: .8pt;"> </span><span style="letter-spacing: -.1pt;">r</span>eg<span style="letter-spacing: .05pt;">u</span>la<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">i</span>o<span style="letter-spacing: .1pt;">n</span>s,<span style="letter-spacing: .75pt;"> </span><span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: .9pt;"> </span><span style="letter-spacing: -.15pt;">s</span><span style="letter-spacing: .05pt;">h</span>are<span style="letter-spacing: .9pt;"> </span><span style="letter-spacing: -.05pt;">w</span>i<span style="letter-spacing: -.1pt;">l</span>l<span style="letter-spacing: .9pt;"> </span><span style="letter-spacing: .05pt;">b</span>e<span style="letter-spacing: .8pt;"> </span><span style="letter-spacing: .05pt;">d</span>is<span style="letter-spacing: .05pt;">t</span>r<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">b</span><span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .05pt;">t</span>ed<span style="letter-spacing: .95pt;"> </span><span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">u</span><span style="letter-spacing: -.05pt;">t</span>o<span style="letter-spacing: .05pt;">m</span>a<span style="letter-spacing: -.05pt;">t</span>i<span style="letter-spacing: -.05pt;">c</span>ally<span style="letter-spacing: .85pt;"> </span><span style="letter-spacing: .05pt;">b</span>e<span style="letter-spacing: .1pt;">t</span><span style="letter-spacing: -.05pt;">w</span>e<span style="letter-spacing: -.05pt;">e</span>n
<span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: -.05pt;">
</span>r<span style="letter-spacing: .05pt;">e</span>ma<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span>i<span style="letter-spacing: .05pt;">n</span>g<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">s</span><span style="letter-spacing: .05pt;">h</span>ar<span style="letter-spacing: -.05pt;">e</span><span style="letter-spacing: .05pt;">h</span>o<span style="letter-spacing: -.1pt;">l</span><span style="letter-spacing: -.05pt;">d</span>e<span style="letter-spacing: .05pt;">r</span>s.<o:p></o:p></span></div>
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<span style="font-size: 12pt;">In<span style="letter-spacing: .05pt;"> </span>e<span style="letter-spacing: .05pt;">a</span><span style="letter-spacing: -.05pt;">c</span>h<span style="letter-spacing: .1pt;"> </span>eve<span style="letter-spacing: .1pt;">n</span>t<span style="letter-spacing: .1pt;"> </span>(a)<span style="letter-spacing: -.05pt;"> </span>a<span style="letter-spacing: .05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span>(b)<span style="letter-spacing: .2pt;"> </span>–<span style="letter-spacing: .05pt;"> </span>ac<span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .1pt;">u</span><span style="letter-spacing: .05pt;">nt</span>s
<span style="letter-spacing: -.05pt;">w</span>o<span style="letter-spacing: .1pt;">u</span>ld<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">n</span>ot<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">b</span>e<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: .05pt;">h</span>eld<span style="letter-spacing: .1pt;"> </span>i<span style="letter-spacing: .05pt;">n</span>a<span style="letter-spacing: -.15pt;">c</span><span style="letter-spacing: .05pt;">t</span>ive<span style="letter-spacing: .1pt;"> </span>–<span style="letter-spacing: .05pt;"> bu</span>s<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">n</span>ess<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .1pt;">u</span>ld<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">c</span>ontin<span style="letter-spacing: -.1pt;">u</span>e<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 46.05pt;">
<span style="font-size: 12pt;">A<span style="letter-spacing: .05pt;">N</span>D asse<span style="letter-spacing: .05pt;">t</span>s <span style="letter-spacing: -.1pt;">r</span>em<span style="letter-spacing: .05pt;">a</span>in
<span style="letter-spacing: .05pt;">p</span>a<span style="letter-spacing: -.1pt;">r</span>t
of <span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: -.05pt;"> C</span>o<span style="letter-spacing: .05pt;">mp</span><span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">n</span>y.<o:p></o:p></span></div>
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<div class="MsoNormal" style="margin: 0in 26.3pt 0.0001pt 5pt; text-align: justify;">
<span style="font-size: 12pt;">As <span style="letter-spacing: .05pt;">p</span>r<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: .1pt;">f</span>essi<span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: .05pt;">n</span>ally lice<span style="letter-spacing: .05pt;">n</span>s<span style="letter-spacing: -.1pt;">e</span>d <span style="letter-spacing: 1.25pt;"> </span>age<span style="letter-spacing: .1pt;">n</span><span style="letter-spacing: .05pt;">t</span>s, <span style="letter-spacing: 1.2pt;"> </span><span style="letter-spacing: -.05pt;">w</span>e
<span style="letter-spacing: 1.25pt;"> </span>are
<span style="letter-spacing: 1.25pt;"> </span>a<span style="letter-spacing: .05pt;">b</span>le <span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: .05pt;">t</span>o
<span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: .05pt;">h</span>a<span style="letter-spacing: .05pt;">nd</span><span style="letter-spacing: -.1pt;">l</span>e <span style="letter-spacing: 1.25pt;"> </span>yo<span style="letter-spacing: .05pt;">u</span>r
<span style="letter-spacing: 1.25pt;"> </span><span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .05pt;">rp</span>o<span style="letter-spacing: .05pt;">r</span>a<span style="letter-spacing: -.05pt;">t</span>e
a<span style="letter-spacing: .05pt;">pp</span>lic<span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">t</span>i<span style="letter-spacing: -.1pt;">o</span>n <span style="letter-spacing: 1.25pt;"> </span>a<span style="letter-spacing: .05pt;">n</span>d
<span style="letter-spacing: .05pt;">d</span>oc<span style="letter-spacing: .05pt;">u</span>m<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">n</span>t
<span style="letter-spacing: .6pt;"> </span><span style="letter-spacing: .05pt;">p</span><span style="letter-spacing: .1pt;">r</span>ocess
<span style="letter-spacing: .55pt;"> </span><span style="letter-spacing: -.05pt;">w</span>i<span style="letter-spacing: .05pt;">t</span>h
<span style="letter-spacing: .6pt;"> </span>e<span style="letter-spacing: .05pt;">a</span>se. T<span style="letter-spacing: .1pt;">h</span>r<span style="letter-spacing: .05pt;">ou</span>gh<span style="letter-spacing: .05pt;"> </span>years<span style="letter-spacing: .05pt;"> </span>of<span style="letter-spacing: .1pt;"> </span>ex<span style="letter-spacing: .05pt;">p</span>e<span style="letter-spacing: .05pt;">r</span>i<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>e,<span style="letter-spacing: .35pt;"> </span>local<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">k</span><span style="letter-spacing: .05pt;">n</span>owle<span style="letter-spacing: .05pt;">d</span>ge<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: .05pt;">n</span>d<span style="letter-spacing: .05pt;"> d</span>i<span style="letter-spacing: -.1pt;">r</span>ect<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .1pt;">n</span><span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: -.15pt;">c</span>t <span style="letter-spacing: -.05pt;">w</span>i<span style="letter-spacing: .05pt;">t</span>h<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: .05pt;">u</span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>o<span style="letter-spacing: .05pt;">r</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">t</span>ies,<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">w</span>e<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">h</span>ave<span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">d</span>is<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>t<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: .05pt;">d</span>v<span style="letter-spacing: -.15pt;">a</span><span style="letter-spacing: .05pt;">nt</span>a<span style="letter-spacing: -.1pt;">g</span>e<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">b</span>y<span style="letter-spacing: .05pt;"> b</span>ei<span style="letter-spacing: .1pt;">n</span>g<span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: -.05pt;">b</span>le<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">t</span>o <span style="letter-spacing: .05pt;">p</span>r<span style="letter-spacing: .05pt;">o</span>v<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">d</span>e<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">b</span>e<span style="letter-spacing: -.1pt;">s</span>t<span style="letter-spacing: .15pt;"> </span>service,<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e m<span style="letter-spacing: .05pt;">o</span>st<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">u</span>p<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">d</span><span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">t</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">f</span>o<span style="letter-spacing: .05pt;">r</span>m<span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: .05pt;">t</span>ion a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">th</span>e<span style="letter-spacing: -.05pt;"> </span>m<span style="letter-spacing: .05pt;">o</span>st<span style="letter-spacing: -.05pt;"> c</span>ost eff<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">c</span><span style="letter-spacing: .05pt;">t</span>ive<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">s</span>oluti<span style="letter-spacing: .05pt;">on</span>s.<o:p></o:p></span></div>
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<span style="font-size: 12pt;">Of<span style="letter-spacing: .05pt;">t</span>en<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">w</span>e<span style="letter-spacing: .05pt;"> </span>are<span style="letter-spacing: .1pt;"> </span>as<span style="letter-spacing: -.05pt;">k</span><span style="letter-spacing: -.1pt;">e</span>d<span style="letter-spacing: .1pt;"> “</span><b><span style="letter-spacing: .05pt;">h</span><span style="letter-spacing: -.1pt;">o</span>w<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">d</span>o<span style="letter-spacing: .05pt;"> w</span>e <span style="letter-spacing: -.1pt;">p</span><span style="letter-spacing: .05pt;">r</span>o<span style="letter-spacing: .05pt;">c</span><span style="letter-spacing: -.05pt;">ee</span><span style="letter-spacing: .2pt;">d</span></b>?”<span style="letter-spacing: .05pt;"> </span>or<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">“</span><b><span style="letter-spacing: .05pt;">wh</span><span style="letter-spacing: -.05pt;">a</span>t<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">d</span>o<span style="letter-spacing: -.05pt;">c</span><span style="letter-spacing: .05pt;">u</span><span style="letter-spacing: -.05pt;">me</span><span style="letter-spacing: .05pt;">n</span>ts<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">a</span><span style="letter-spacing: .05pt;">r</span>e
<span style="letter-spacing: .05pt;">r</span><span style="letter-spacing: -.05pt;">e</span><span style="letter-spacing: .05pt;">qu</span><span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: .05pt;">r</span><span style="letter-spacing: -.05pt;">e</span><span style="letter-spacing: .25pt;">d</span></b><span style="letter-spacing: -.05pt;">?</span>”
<span style="letter-spacing: .5pt;"> </span>T<span style="letter-spacing: .1pt;">h</span>e<span style="letter-spacing: .05pt;">r</span><span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">f</span>o<span style="letter-spacing: -.05pt;">r</span>e,<span style="letter-spacing: .1pt;"> </span>as<span style="letter-spacing: .05pt;"> </span>a <span style="letter-spacing: .05pt;">u</span>se<span style="letter-spacing: -.05pt;">f</span><span style="letter-spacing: .05pt;">u</span>l<span style="letter-spacing: .15pt;"> </span>g<span style="letter-spacing: .05pt;">u</span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">d</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">w</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: .05pt;">p</span><span style="letter-spacing: -.1pt;">r</span>ovi<span style="letter-spacing: -.05pt;">d</span>e<span style="letter-spacing: .15pt;"> </span>all<span style="letter-spacing: .05pt;"> </span>o<span style="letter-spacing: .1pt;">u</span>r <span style="letter-spacing: -.05pt;">c</span>lien<span style="letter-spacing: .05pt;">t</span>s<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">w</span>i<span style="letter-spacing: -.05pt;">t</span>h<span style="letter-spacing: .05pt;"> </span>all<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: .05pt;"> n</span>ecessary <span style="letter-spacing: .05pt;">h</span>el<span style="letter-spacing: .1pt;">p</span>, off<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span>g<span style="letter-spacing: .1pt;"> </span>s<span style="letter-spacing: -.05pt;">t</span>ep<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">b</span>y<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">s</span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">e</span>p i<span style="letter-spacing: .05pt;">n</span>s<span style="letter-spacing: .05pt;">t</span>r<span style="letter-spacing: .05pt;">u</span><span style="letter-spacing: -.15pt;">c</span><span style="letter-spacing: .05pt;">t</span>io<span style="letter-spacing: .1pt;">n</span>s<span style="letter-spacing: .05pt;"> th</span><span style="letter-spacing: -.1pt;">r</span>o<span style="letter-spacing: .1pt;">u</span>gh<span style="letter-spacing: .1pt;"> </span>eve<span style="letter-spacing: .05pt;">r</span>y<span style="letter-spacing: .15pt;"> </span>s<span style="letter-spacing: .05pt;">t</span>age<span style="letter-spacing: .25pt;"> </span>of<span style="letter-spacing: .25pt;"> </span><span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .05pt;">rp</span><span style="letter-spacing: -.1pt;">o</span>ra<span style="letter-spacing: .1pt;">t</span><span style="letter-spacing: -.1pt;">i</span>o<span style="letter-spacing: .1pt;">n</span>,<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: .05pt;">f</span><span style="letter-spacing: -.1pt;">r</span>om<span style="letter-spacing: .25pt;"> </span>s<span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: -.1pt;">r</span>t<span style="letter-spacing: .25pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">f</span>i<span style="letter-spacing: .05pt;">n</span>i<span style="letter-spacing: -.15pt;">s</span><span style="letter-spacing: -.05pt;">h</span>.
W<span style="letter-spacing: .05pt;">h</span>at<span style="letter-spacing: .25pt;"> </span><span style="letter-spacing: .55pt;">i</span>s<span style="letter-spacing: .2pt;"> </span>m<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .05pt;">e</span>,<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>e i<span style="letter-spacing: .05pt;">n</span><span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .05pt;">rp</span>o<span style="letter-spacing: -.05pt;">r</span>a<span style="letter-spacing: .05pt;">t</span>i<span style="letter-spacing: -.1pt;">o</span>n<span style="letter-spacing: .1pt;"> </span>is<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.05pt;">c</span>o<span style="letter-spacing: .05pt;">mp</span>l<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: -.05pt;">t</span>e,<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">w</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">c</span>ontinue<span style="letter-spacing: -.05pt;">
</span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: -.05pt;"> </span>off<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: .05pt;">u</span>r<span style="letter-spacing: .05pt;"> </span>s<span style="letter-spacing: -.1pt;">u</span><span style="letter-spacing: .05pt;">pp</span><span style="letter-spacing: -.1pt;">o</span>rt<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">w</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: .05pt;">n</span>e<span style="letter-spacing: -.1pt;">v</span>er<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">a</span><span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.05pt;">w</span><span style="letter-spacing: .05pt;">h</span>e<span style="letter-spacing: .05pt;">r</span>ev<span style="letter-spacing: -.1pt;">e</span>r<span style="letter-spacing: .05pt;"> </span>you<span style="letter-spacing: -.05pt;"> n</span>e<span style="letter-spacing: .05pt;">e</span>d<span style="letter-spacing: -.05pt;"> </span>i<span style="letter-spacing: .05pt;">t</span>.<o:p></o:p></span></div>
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<span style="color: #006fc0; mso-bidi-font-family: Calibri;">Basic I<span style="letter-spacing: -.05pt;">n</span>f<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">m</span>at<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n</span><o:p></o:p></div>
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C<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span>try<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">Po</span>l<span style="letter-spacing: -.15pt;">i</span>tical Sta<span style="letter-spacing: -.05pt;">b</span>ili<span style="letter-spacing: -.1pt;">t</span>y<o:p></o:p></div>
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British Based<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">L</span>egal<span style="letter-spacing: -.15pt;"> </span>Sys<span style="letter-spacing: -.1pt;">te</span>m<o:p></o:p></div>
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T<span style="letter-spacing: .05pt;">y</span><span style="letter-spacing: -.05pt;">p</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>y<o:p></o:p></div>
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Tax<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: -.05pt;"> </span>Offs<span style="letter-spacing: -.2pt;">h</span><span style="letter-spacing: .05pt;">o</span>re<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">P</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">o</span>fits<o:p></o:p></div>
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A<span style="letter-spacing: -.05pt;">pp</span>lica<span style="letter-spacing: -.05pt;">b</span>le <span style="letter-spacing: .05pt;">L</span>aw<o:p></o:p></div>
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Own<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>r<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>e<span style="letter-spacing: -.1pt;">r</span>ty<span style="letter-spacing: -.05pt;"> </span>in <span style="letter-spacing: .05pt;">D</span><span style="letter-spacing: -.05pt;">ub</span>ai<o:p></o:p></div>
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<span style="letter-spacing: -0.05pt;">H</span><span style="letter-spacing: 0.05pt;">o</span>ld<span style="letter-spacing: -.05pt;"> </span>S<span style="letter-spacing: -.05pt;">h</span>ares in <span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>ies<o:p></o:p></div>
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<span style="color: #006fc0; position: relative; top: -0.5pt;">C<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">a</span>te
Req<span style="letter-spacing: -.05pt;">u</span>ir<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">m</span>ents</span><o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">M</span>i<span style="letter-spacing: -.05pt;">n</span>i<span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.15pt;">u</span>m<span style="letter-spacing: .05pt;"> </span>N<span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.15pt;">b</span>er<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .05pt;"> </span>S<span style="letter-spacing: -.1pt;">h</span>ar<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>ers
<span style="letter-spacing: .05pt;">M</span>i<span style="letter-spacing: -.05pt;">n</span>i<span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.15pt;">u</span>m<span style="letter-spacing: .05pt;"> </span>N<span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.15pt;">b</span>er<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">D</span>ire<span style="letter-spacing: -.1pt;">c</span>t<span style="letter-spacing: .05pt;">o</span>rs
C<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">a</span>te<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">D</span>ir<span style="letter-spacing: -.1pt;">e</span>c<span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: .05pt;">o</span>rs<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">P</span>e<span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .05pt;">m</span>i<span style="letter-spacing: -.1pt;">t</span>t<span style="letter-spacing: .05pt;">e</span>d Secre<span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: -.15pt;">r</span>y<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">R</span>eq<span style="letter-spacing: -.05pt;">u</span>ired<o:p></o:p></div>
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<span style="position: relative; top: -0.5pt;">Sta<span style="letter-spacing: -.05pt;">nd</span>ard<span style="letter-spacing: -.05pt;"> </span>A<span style="letter-spacing: -.05pt;">u</span>th<span style="letter-spacing: .05pt;">o</span>rised<span style="letter-spacing: -.15pt;"> </span>Ca<span style="letter-spacing: -.05pt;">p</span>i<span style="letter-spacing: -.1pt;">t</span>al/<span style="letter-spacing: .05pt;"> </span>S<span style="letter-spacing: -.1pt;">h</span>ares</span><o:p></o:p></div>
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Bearer<span style="letter-spacing: .05pt;"> </span>S<span style="letter-spacing: -.1pt;">h</span>a<span style="letter-spacing: -.15pt;">r</span>es<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">P</span>e<span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .05pt;">m</span>it<span style="letter-spacing: -.1pt;">t</span>ed<o:p></o:p></div>
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<span style="color: #006fc0; letter-spacing: 0.05pt;">Lo</span><span style="color: #006fc0; mso-bidi-font-family: Calibri;">cal<span style="letter-spacing: -.1pt;"> </span>R<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">qu</span>ir<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: -.05pt;">m</span>ents</span><o:p></o:p></div>
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Registe<span style="letter-spacing: -.1pt;">r</span>ed Offi<span style="letter-spacing: -.1pt;">c</span>e<span style="letter-spacing: 2.45pt;"> </span>/<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.1pt;">R</span>egist<span style="letter-spacing: -.05pt;">e</span>red <span style="letter-spacing: -.05pt;">Ag</span>ent<o:p></o:p></div>
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C<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .05pt;"> </span>S<span style="letter-spacing: -.1pt;">e</span>cre<span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: -.15pt;">r</span>y <span style="letter-spacing: .05pt;">Lo</span>cal<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">D</span>i<span style="letter-spacing: -.15pt;">r</span>ec<span style="letter-spacing: -.05pt;">t</span><span style="letter-spacing: .05pt;">o</span>rs <span style="letter-spacing: .05pt;">Lo</span>cal<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.05pt;">M</span>e<span style="letter-spacing: .05pt;">e</span>ti<span style="letter-spacing: -.05pt;">ng</span>s<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">P</span><span style="letter-spacing: -0.05pt;">h</span><span style="letter-spacing: 0.05pt;">y</span>sical<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">P</span><span style="letter-spacing: -.15pt;">r</span>es<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">c</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">f</span><span style="letter-spacing: .05pt;">o</span>r
I<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>rat<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<o:p></o:p></div>
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<span style="color: #006fc0; letter-spacing: 0.05pt;">D</span><span style="color: #006fc0; letter-spacing: -0.05pt;">u</span><span style="color: #006fc0; mso-bidi-font-family: Calibri;">e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">D</span>ili<span style="letter-spacing: -.05pt;">g</span>ence<span style="letter-spacing: -.1pt;"> </span>/ <span style="letter-spacing: .05pt;">D</span>isc<span style="letter-spacing: -.15pt;">l</span><span style="letter-spacing: .05pt;">o</span>su<span style="letter-spacing: -.05pt;">r</span>e</span><o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">D</span><span style="letter-spacing: -0.05pt;">u</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">D</span>ili<span style="letter-spacing: -.05pt;">g</span>ence<span style="letter-spacing: -.1pt;"> </span>R<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">qu</span>ired<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">D</span>isc<span style="letter-spacing: -.15pt;">l</span><span style="letter-spacing: .05pt;">o</span>su<span style="letter-spacing: -.05pt;">r</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f
<span style="letter-spacing: -.1pt;">B</span>eneficial<span style="letter-spacing: -.1pt;"> </span>O<span style="letter-spacing: -.1pt;">w</span><span style="letter-spacing: -.05pt;">n</span>er<span style="letter-spacing: .05pt;"> o</span>n<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">P</span><span style="letter-spacing: -.05pt;">ub</span>lic<span style="letter-spacing: .05pt;"> </span>F<span style="letter-spacing: -.05pt;">i</span>le G<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">v</span>ern<span style="letter-spacing: -.1pt;">m</span>ent
Fi<span style="letter-spacing: -.05pt;">l</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.1pt;">R</span>egist<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">D</span>irec<span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: .05pt;">o</span>rs G<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">v</span>ern<span style="letter-spacing: -.1pt;">m</span>ent
Fi<span style="letter-spacing: -.05pt;">l</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.1pt;">R</span>egist<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">o</span>f S<span style="letter-spacing: -.05pt;">h</span>are<span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>ers<o:p></o:p></div>
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<span style="color: #006fc0; position: relative; top: -0.5pt;">A<span style="letter-spacing: -.05pt;">nnu</span>al Req<span style="letter-spacing: -.05pt;">u</span>ire<span style="letter-spacing: -.05pt;">m</span>ents</span><o:p></o:p></div>
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A<span style="letter-spacing: -.05pt;">nnu</span>al Re<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">u</span>rn<o:p></o:p></div>
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<span style="position: relative; top: -0.5pt;">A<span style="letter-spacing: -.05pt;">ud</span>ited Acc<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span><span style="letter-spacing: -.1pt;">t</span>s</span><o:p></o:p></div>
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<b><u><span style="letter-spacing: -.05pt;"><br /> </span><span style="letter-spacing: .05pt;">N</span><span style="letter-spacing: -.15pt;">O</span><span style="letter-spacing: .05pt;">T</span><span style="letter-spacing: -.05pt;">I</span><span style="letter-spacing: .05pt;">C</span>E</u></b><o:p></o:p></div>
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A<span style="letter-spacing: -.05pt;">l</span>l<span style="letter-spacing: .05pt;"> o</span>ri<span style="letter-spacing: -.05pt;">g</span>i<span style="letter-spacing: -.05pt;">n</span>al
<span style="letter-spacing: -.05pt;">d</span><span style="letter-spacing: .05pt;">o</span>cumen<span style="letter-spacing: -.1pt;">t</span>s<span style="letter-spacing: .05pt;"> m</span><span style="letter-spacing: -.15pt;">u</span>st<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">b</span>e<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .05pt;">v</span>ie<span style="letter-spacing: -.1pt;">w</span>ed<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">b</span>y<span style="letter-spacing: .1pt;"> </span>an A<span style="letter-spacing: -.05pt;">r</span>ab<span style="letter-spacing: .1pt;"> </span>E<span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">b</span>as<span style="letter-spacing: -.1pt;">s</span>y<span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d
the<span style="letter-spacing: .05pt;"> M</span>i<span style="letter-spacing: -.05pt;">n</span>istry <span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .05pt;"> </span>Forei<span style="letter-spacing: -.05pt;">g</span>n
A<span style="letter-spacing: -.05pt;">f</span>fa<span style="letter-spacing: -.05pt;">i</span>rs<span style="letter-spacing: .05pt;"> </span>in<span style="letter-spacing: .3pt;"> </span>the c<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">un</span>try<span style="letter-spacing: 2.45pt;"> </span>where
<span style="letter-spacing: .05pt;"> </span>t<span style="letter-spacing: -.15pt;">h</span>e <span style="letter-spacing: .05pt;"> o</span>ri<span style="letter-spacing: -.05pt;">g</span>i<span style="letter-spacing: -.2pt;">n</span>al <span style="letter-spacing: -.05pt;">d</span><span style="letter-spacing: .05pt;">o</span>cu<span style="letter-spacing: -.1pt;">m</span>ents
w<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">r</span>e <span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">p</span>r<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">d</span><span style="letter-spacing: -.15pt;">u</span>ced.
C<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>ies will <span style="letter-spacing: -.05pt;">b</span>e
<span style="letter-spacing: .05pt;"> </span>t<span style="letter-spacing: -.1pt;">a</span>k<span style="letter-spacing: .05pt;">e</span>n<span style="letter-spacing: 2.35pt;"> </span>sta<span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>ed
a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: 2.45pt;"> </span>sealed as ORIG<span style="letter-spacing: -.05pt;">IN</span>AL<span style="letter-spacing: .05pt;"> </span>C<span style="letter-spacing: -.1pt;">O</span><span style="letter-spacing: .05pt;">P</span>IE<span style="letter-spacing: -.05pt;">S</span>.<span style="letter-spacing: 2.4pt;"> </span><span style="letter-spacing: .05pt;">T</span><span style="letter-spacing: -.05pt;">h</span>is
is<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: -.15pt;">a</span>lso<span style="letter-spacing: .05pt;"> k</span><span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">o</span>wn<span style="letter-spacing: -.1pt;"> </span>as
<span style="letter-spacing: -.05pt;">L</span>ega<span style="letter-spacing: -.05pt;">l</span>i<span style="letter-spacing: -.05pt;">z</span>ati<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>.<o:p></o:p></div>
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The<span style="letter-spacing: .15pt;"> </span>ch<span style="letter-spacing: -.05pt;">a</span>rt<span style="letter-spacing: .15pt;"> </span>is<span style="letter-spacing: .15pt;"> </span>i<span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">nd</span>ed<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: .2pt;"> </span><span style="letter-spacing: -.05pt;">p</span>r<span style="letter-spacing: .05pt;">ov</span>i<span style="letter-spacing: -.05pt;">d</span>e<span style="letter-spacing: .2pt;"> </span>an
<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">v</span>er<span style="letter-spacing: .05pt;">v</span><span style="letter-spacing: -.15pt;">i</span>ew<span style="letter-spacing: .05pt;"> o</span>f<span style="letter-spacing: .15pt;"> </span>k<span style="letter-spacing: -.05pt;">e</span>y<span style="letter-spacing: .1pt;"> </span>c<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">a</span>te<span style="letter-spacing: .2pt;"> </span>fe<span style="letter-spacing: -.1pt;">a</span>tures<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">o</span>f<span style="letter-spacing: .15pt;"> </span>the<span style="letter-spacing: .05pt;"> v</span>ar<span style="letter-spacing: -.05pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">u</span>s<span style="letter-spacing: .15pt;"> </span>j<span style="letter-spacing: -.05pt;">u</span>ris<span style="letter-spacing: -.05pt;">d</span>ict<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s.<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: .4pt;">T</span><span style="letter-spacing: -.05pt;">h</span>e
c<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>t<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">n</span>t<span style="letter-spacing: .15pt;"> </span>is<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.05pt;">g</span>e<span style="letter-spacing: -.15pt;">n</span>eral<span style="letter-spacing: .15pt;"> </span>in<span style="letter-spacing: .1pt;"> </span>s<span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>e<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .1pt;"> </span>should<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>t<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">b</span>e<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.15pt;">r</span>elied <span style="letter-spacing: -.05pt;">up</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .1pt;"> </span>as<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.05pt;">d</span><span style="letter-spacing: .05pt;">v</span><span style="letter-spacing: -.15pt;">i</span>ce.<span style="letter-spacing: .15pt;"> </span><span style="letter-spacing: -.15pt;">A</span><span style="letter-spacing: .05pt;">D</span>AM<span style="letter-spacing: .05pt;"> </span>Gl<span style="letter-spacing: -.1pt;">o</span><span style="letter-spacing: -.05pt;">b</span>al<span style="letter-spacing: .1pt;"> </span>str<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">ng</span>ly<span style="letter-spacing: .05pt;"> </span>re<span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">m</span>en<span style="letter-spacing: -.05pt;">d</span>s that ap<span style="letter-spacing: -.05pt;">p</span>lica<span style="letter-spacing: -.05pt;">b</span>le p<span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">o</span>fess<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.15pt;">a</span>l
a<span style="letter-spacing: -.05pt;">d</span><span style="letter-spacing: .05pt;">v</span>ice<span style="letter-spacing: -.1pt;"> </span>be<span style="letter-spacing: .05pt;"> </span>t<span style="letter-spacing: -.1pt;">a</span>k<span style="letter-spacing: .05pt;">e</span>n<span style="letter-spacing: -.05pt;"> </span>pr<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">o</span>r <span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">e</span>stab<span style="letter-spacing: -.05pt;">l</span>is<span style="letter-spacing: -.05pt;">h</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.05pt;"> </span>any<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">a</span>te<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">s</span>tructu<span style="letter-spacing: -.05pt;">r</span>e.<o:p></o:p></div>
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<b><span style="font-family: "cambria" , serif;">STA<span style="letter-spacing: -.05pt;">N</span>DA<span style="letter-spacing: -.1pt;">R</span>D
LE<span style="letter-spacing: -.05pt;">G</span><span style="letter-spacing: -.1pt;">A</span>L<span style="letter-spacing: .05pt;"> </span>RE<span style="letter-spacing: -.1pt;">Q</span>UIREME<span style="letter-spacing: -.05pt;">N</span>TS & <span style="letter-spacing: -.05pt;">S</span>U<span style="letter-spacing: -.1pt;">P</span><span style="letter-spacing: -.05pt;">P</span>OR<span style="letter-spacing: -.1pt;">T</span>I<span style="letter-spacing: -.1pt;">N</span>G<span style="letter-spacing: -.05pt;"> </span>DOCUME<span style="letter-spacing: -.05pt;">N</span>TS</span></b><span style="font-family: "cambria" , serif;"><o:p></o:p></span></div>
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<b><span style="letter-spacing: 0.05pt;">A</span></b><b>. <span style="letter-spacing: .85pt;"> </span><span style="letter-spacing: .05pt;">IN</span><span style="letter-spacing: -.1pt;">D</span><span style="letter-spacing: .05pt;">I</span><span style="letter-spacing: -.05pt;">VI</span>DUAL<span style="letter-spacing: -.4pt;"> </span><span style="letter-spacing: -.05pt;">S</span><span style="letter-spacing: -.1pt;">H</span>A<span style="letter-spacing: .05pt;">R</span><span style="letter-spacing: -.1pt;">E</span>HOLD<span style="letter-spacing: -.1pt;">E</span>R<span style="letter-spacing: .05pt;">(</span><span style="letter-spacing: -.05pt;">S</span>)</b><o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">1</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>ass<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rt<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>y<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span>the
Sh<span style="letter-spacing: -.05pt;">a</span>r<span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>er(s)<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">2</span>. <span style="letter-spacing: 2.15pt;"> </span>C<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>y<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f
<span style="letter-spacing: -.1pt;">I</span><span style="letter-spacing: -.05pt;">m</span><span style="letter-spacing: .05pt;">m</span>i<span style="letter-spacing: -.05pt;">g</span>rat<span style="letter-spacing: -.15pt;">i</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">/</span><span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: -.15pt;">l</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">y</span><span style="letter-spacing: .05pt;">m</span>ent<span style="letter-spacing: -.1pt;"> </span>Status<o:p></o:p></div>
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<b><span style="letter-spacing: -0.05pt; position: relative; top: -0.5pt;">a</span></b><b><span style="position: relative; top: -0.5pt;">. <span style="letter-spacing: 2.2pt;"> </span></span></b><span style="position: relative; top: -0.5pt;">Re<span style="letter-spacing: .05pt;">c</span>ent<span style="letter-spacing: -.1pt;"> </span>UAE<span style="letter-spacing: -.1pt;"> </span>Entry<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.15pt;">S</span>ta<span style="letter-spacing: .05pt;">m</span>p<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: -.05pt;">P</span>a<span style="letter-spacing: -.05pt;">g</span>e<span style="letter-spacing: .05pt;"> o</span>n<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>ass<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rt<span style="letter-spacing: -.05pt;"> </span>(For<span style="letter-spacing: -.1pt;"> </span>No<span style="letter-spacing: .1pt;">n</span>-<span style="letter-spacing: -.1pt;">R</span>eside<span style="letter-spacing: -.05pt;">n</span>ts)</span><o:p></o:p></div>
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<b><span style="letter-spacing: -0.05pt;">b</span></b><b>. <span style="letter-spacing: 1.75pt;"> </span></b>V<span style="letter-spacing: -.05pt;">i</span>sa<span style="letter-spacing: 1.0pt;"> </span><span style="letter-spacing: .05pt;">P</span>a<span style="letter-spacing: -.05pt;">g</span>e<span style="letter-spacing: 1.0pt;"> </span>C<span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">p</span>y<span style="letter-spacing: 1.0pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: .95pt;"> </span><span style="letter-spacing: -.05pt;">N</span>o<span style="letter-spacing: 1.05pt;"> </span>Object<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .95pt;"> </span><span style="letter-spacing: .05pt;">L</span>e<span style="letter-spacing: -.05pt;">t</span>t<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: .95pt;"> </span>fr<span style="letter-spacing: -.1pt;">o</span>m<span style="letter-spacing: 1.05pt;"> </span>the<span style="letter-spacing: 1.0pt;"> </span>S<span style="letter-spacing: -.2pt;">p</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>s<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .95pt;"> </span>(<span style="letter-spacing: -.15pt;">F</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .95pt;"> </span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>ers<span style="letter-spacing: .9pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: 1.0pt;"> </span>a<span style="letter-spacing: .95pt;"> </span>U<span style="letter-spacing: -.05pt;">A</span>E<span style="letter-spacing: 1.0pt;"> </span>Reside<span style="letter-spacing: -.15pt;">n</span>t<o:p></o:p></div>
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V<span style="letter-spacing: -.05pt;">i</span>sa)<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">3</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>r<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .05pt;"> </span>A<span style="letter-spacing: -.05pt;">dd</span>re<span style="letter-spacing: -.1pt;">s</span>s<span style="letter-spacing: .05pt;"> </span>–<span style="letter-spacing: -.05pt;"> </span>Utili<span style="letter-spacing: -.1pt;">t</span>y<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">B</span>ill, T<span style="letter-spacing: .05pt;">e</span>le<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">n</span>e<span style="letter-spacing: .05pt;"> </span>Bi<span style="letter-spacing: -.05pt;">l</span>l<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">4</span>. <span style="letter-spacing: 2.15pt;"> </span>S<span style="letter-spacing: -.1pt;">h</span>are<span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>er(s)<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">P</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">o</span>fi<span style="letter-spacing: -.05pt;">l</span>e –<span style="letter-spacing: .05pt;"> </span>C<span style="letter-spacing: -.15pt;">V</span>/<span style="letter-spacing: .05pt;"> </span>R<span style="letter-spacing: -.05pt;">e</span>su<span style="letter-spacing: -.1pt;">m</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">(</span><span style="letter-spacing: .05pt;">M</span><span style="letter-spacing: -.05pt;">o</span>st<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">u</span>p<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: .05pt;"> </span>da<span style="letter-spacing: -.15pt;">t</span><span style="letter-spacing: -.05pt;">e</span>)<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">5</span>. <span style="letter-spacing: 2.15pt;"> </span>Ba<span style="letter-spacing: -.05pt;">n</span>k<span style="letter-spacing: .05pt;"> </span>Re<span style="letter-spacing: -.1pt;">f</span>eren<span style="letter-spacing: -.1pt;">c</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">L</span>e<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">t</span>er<o:p></o:p></div>
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<b><span style="letter-spacing: 0.05pt;">B</span></b><b>. <span style="letter-spacing: 1.35pt;"> </span><span style="letter-spacing: .05pt;">C</span>ORPO<span style="letter-spacing: -.1pt;">RA</span><span style="letter-spacing: .05pt;">T</span>E<span style="letter-spacing: -.4pt;"> </span><span style="letter-spacing: -.05pt;">S</span>H<span style="letter-spacing: -.1pt;">A</span>REHOL<span style="letter-spacing: -.15pt;">D</span><span style="letter-spacing: -.1pt;">E</span>R<span style="letter-spacing: .05pt;">(</span><span style="letter-spacing: -.05pt;">S</span>)</b><o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">1</span>. <span style="letter-spacing: 2.15pt;"> </span>Certifica<span style="letter-spacing: -.1pt;">t</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .05pt;"> </span>I<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">a</span>ti<span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span>the<span style="letter-spacing: .1pt;"> </span><span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>i<span style="letter-spacing: -.05pt;">n</span>g C<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .1pt;"> </span>[<span style="letter-spacing: -.2pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed and<span style="letter-spacing: -.05pt;">
</span><span style="letter-spacing: -.1pt;">a</span>t<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">e</span>st<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">d</span>/<span style="letter-spacing: .1pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: -.05pt;">o</span>stille<span style="letter-spacing: -.05pt;">d</span>]<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">2</span>. <span style="letter-spacing: 2.15pt;"> </span>Certifica<span style="letter-spacing: -.1pt;">t</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.1pt;">G</span><span style="letter-spacing: .05pt;">oo</span>d<span style="letter-spacing: -.1pt;"> </span>Sta<span style="letter-spacing: -.05pt;">nd</span>i<span style="letter-spacing: -.05pt;">n</span>g
<span style="letter-spacing: .05pt;">o</span>f t<span style="letter-spacing: -.15pt;">h</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>i<span style="letter-spacing: -.05pt;">n</span>g <span style="letter-spacing: -.15pt;">C</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">[</span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed and<span style="letter-spacing: -.05pt;">
</span><span style="letter-spacing: -.1pt;">a</span>t<span style="letter-spacing: .05pt;">t</span>e<span style="letter-spacing: -.1pt;">s</span>t<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">d</span>/<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>stille<span style="letter-spacing: -.05pt;">d</span>]<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">3</span>. <span style="letter-spacing: 2.15pt;"> </span>Certifica<span style="letter-spacing: -.1pt;">t</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f I<span style="letter-spacing: -.05pt;">n</span>c<span style="letter-spacing: -.15pt;">u</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">b</span>ency<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: -.1pt;"> </span>h<span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">om</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.15pt;">n</span>y<span style="letter-spacing: .05pt;"> </span>[<span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed
and<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">a</span>t<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">e</span>st<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">d</span>/<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: -.05pt;">o</span>stille<span style="letter-spacing: -.05pt;">d</span>]<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">4</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">M</span><span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">mo</span><span style="letter-spacing: -.15pt;">r</span>a<span style="letter-spacing: -.05pt;">nd</span>um<span style="letter-spacing: -.05pt;"> </span>&<span style="letter-spacing: .1pt;"> </span>A<span style="letter-spacing: -.05pt;">r</span>tic<span style="letter-spacing: -.1pt;">l</span>es<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.15pt;"> </span>Ass<span style="letter-spacing: .05pt;">o</span>ci<span style="letter-spacing: -.15pt;">a</span>ti<span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">d</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.05pt;"> </span>C<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .15pt;"> </span>[<span style="letter-spacing: -.2pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">a</span>t<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">e</span>st<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">d</span>/
a<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">s</span>tilled]<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 26.2pt 0.0001pt 46.05pt; text-indent: -0.25in;">
<span style="letter-spacing: 0.05pt;">5</span>. <span style="letter-spacing: 2.15pt;"> </span>B<span style="letter-spacing: .05pt;">o</span>ard<span style="letter-spacing: .55pt;"> </span>R<span style="letter-spacing: -.1pt;">e</span>s<span style="letter-spacing: .05pt;">o</span>l<span style="letter-spacing: -.05pt;">u</span>t<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: .65pt;"> </span>–<span style="letter-spacing: .7pt;"> </span>Cal<span style="letter-spacing: -.05pt;">l</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: .45pt;"> </span>f<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .6pt;"> </span>the<span style="letter-spacing: .5pt;"> </span>es<span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: -.05pt;">b</span>lis<span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">m</span>ent<span style="letter-spacing: .5pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: .6pt;"> </span><span style="letter-spacing: -.15pt;">a</span>n<span style="letter-spacing: .6pt;"> </span>IBC<span style="letter-spacing: .6pt;"> </span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: .8pt;"> </span>Offs<span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span>re<span style="letter-spacing: .65pt;"> </span><span style="letter-spacing: -.15pt;">f</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: .05pt;">m</span>at<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: -.05pt;">o</span>n<span style="letter-spacing: .65pt;"> </span>[<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed<span style="letter-spacing: .6pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d attes<span style="letter-spacing: -.05pt;">t</span>ed/<span style="letter-spacing: -.05pt;"> </span>a<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">s</span>tilled]<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">6</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span><span style="letter-spacing: -.05pt;">o</span>w<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.15pt;">A</span>t<span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">n</span>ey [<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.15pt;">z</span>ed
and<span style="letter-spacing: -.05pt;"> </span>at<span style="letter-spacing: -.1pt;">t</span>es<span style="letter-spacing: .05pt;">t</span>e<span style="letter-spacing: -.15pt;">d</span>/<span style="letter-spacing: .15pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>stille<span style="letter-spacing: -.15pt;">d</span>]<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">7</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>ass<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rt<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>y<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.15pt;">u</span>th<span style="letter-spacing: -.1pt;">o</span>rised<span style="letter-spacing: -.05pt;"> </span>sig<span style="letter-spacing: -.05pt;">n</span>at<span style="letter-spacing: -.05pt;">o</span>ry<o:p></o:p></div>
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<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 10.05pt;">
<b><span style="letter-spacing: 0.05pt;">C</span></b><b>. <span style="letter-spacing: 1.7pt;"> </span><span style="letter-spacing: .05pt;">IN</span><span style="letter-spacing: -.1pt;">D</span><span style="letter-spacing: .05pt;">I</span><span style="letter-spacing: -.05pt;">VI</span>DUAL<span style="letter-spacing: -.5pt;"> </span>D<span style="letter-spacing: -.05pt;">I</span>RE<span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">T</span>O<span style="letter-spacing: -.1pt;">R</span><span style="letter-spacing: .05pt;">(</span><span style="letter-spacing: -.05pt;">S</span>)</b><o:p></o:p></div>
<div class="MsoNormal" style="line-height: 6.0pt; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; mso-line-height-rule: exactly; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">1</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>ass<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rt<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>y<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.05pt;"> </span>the<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">D</span>ire<span style="letter-spacing: -.1pt;">ct</span><span style="letter-spacing: .05pt;">o</span>r(s)<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">2</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">D</span>ire<span style="letter-spacing: -.1pt;">c</span>t<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.1pt;">(</span>s)<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">P</span>r<span style="letter-spacing: .05pt;">o</span>fi<span style="letter-spacing: -.15pt;">l</span>e<span style="letter-spacing: .1pt;"> </span>–<span style="letter-spacing: -.05pt;"> </span>CV/<span style="letter-spacing: -.1pt;"> </span>R<span style="letter-spacing: -.05pt;">e</span>sume<span style="letter-spacing: -.05pt;"> </span>(<span style="letter-spacing: -.05pt;">M</span><span style="letter-spacing: .05pt;">o</span>st<span style="letter-spacing: -.1pt;"> </span>up<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">t</span>o<span style="letter-spacing: -.05pt;"> </span>dat<span style="letter-spacing: -.1pt;">e</span>)<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">3</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">D</span>ire<span style="letter-spacing: -.1pt;">c</span>t<span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.1pt;">(</span>s)<span style="letter-spacing: .05pt;"> </span>A<span style="letter-spacing: -.05pt;">pp</span><span style="letter-spacing: .05pt;">o</span>i<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: -.05pt;">m</span>ent
<span style="letter-spacing: -.05pt;">L</span><span style="letter-spacing: -.1pt;">e</span>t<span style="letter-spacing: .05pt;">t</span>er<o:p></o:p></div>
<div class="MsoNormal" style="line-height: 6.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 0in; margin-top: .15pt; mso-layout-grid-align: none; mso-line-height-rule: exactly; mso-pagination: none; text-autospace: none;">
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<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 10.05pt;">
<b>D. <span style="letter-spacing: .65pt;"> </span><span style="letter-spacing: .05pt;">C</span>ORPO<span style="letter-spacing: -.1pt;">RA</span><span style="letter-spacing: .05pt;">T</span>E<span style="letter-spacing: -.4pt;"> </span><span style="letter-spacing: -.1pt;">D</span><span style="letter-spacing: .05pt;">I</span>R<span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">CT</span><span style="letter-spacing: -.15pt;">O</span><span style="letter-spacing: .1pt;">R</span><span style="letter-spacing: .05pt;">(</span><span style="letter-spacing: -.05pt;">S</span>)</b><o:p></o:p></div>
<div class="MsoNormal" style="line-height: 6.0pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 0in; margin-top: .15pt; mso-layout-grid-align: none; mso-line-height-rule: exactly; mso-pagination: none; text-autospace: none;">
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<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">1</span>. <span style="letter-spacing: 2.15pt;"> </span>Certifica<span style="letter-spacing: -.1pt;">t</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f I<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.15pt;">a</span>ti<span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span>the <span style="letter-spacing: -.05pt;">e</span>xisting<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .05pt;"> </span>[<span style="letter-spacing: -.15pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed
and<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">a</span>t<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.1pt;">e</span>st<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">d</span>/<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: -.05pt;">o</span>stille<span style="letter-spacing: -.05pt;">d</span>]<o:p></o:p></div>
<div class="MsoNormal" style="margin: 0in 0in 0.0001pt 28.05pt;">
<span style="letter-spacing: 0.05pt;">2</span>. <span style="letter-spacing: 2.15pt;"> </span>Certifica<span style="letter-spacing: -.1pt;">t</span>e<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.1pt;">G</span><span style="letter-spacing: .05pt;">oo</span>d<span style="letter-spacing: -.15pt;"> </span>Stan<span style="letter-spacing: -.1pt;">d</span>i<span style="letter-spacing: -.05pt;">n</span>g<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f
<span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.15pt;">h</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">e</span>xisting<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.05pt;">n</span>y<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">[</span><span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed and<span style="letter-spacing: -.05pt;">
</span><span style="letter-spacing: -.1pt;">a</span>t<span style="letter-spacing: .05pt;">t</span>e<span style="letter-spacing: -.1pt;">s</span>t<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.15pt;">d</span>/<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>stille<span style="letter-spacing: -.05pt;">d</span>]<o:p></o:p></div>
<div class="MsoNormal" style="line-height: 13.3pt; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 28.05pt; margin-right: 0in; margin-top: 0in; mso-layout-grid-align: none; mso-line-height-rule: exactly; mso-pagination: none; text-autospace: none;">
<span style="letter-spacing: 0.05pt; position: relative; top: -0.5pt;">3</span><span style="position: relative; top: -0.5pt;">. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">M</span><span style="letter-spacing: -.1pt;">e</span><span style="letter-spacing: .05pt;">mo</span><span style="letter-spacing: -.15pt;">r</span>a<span style="letter-spacing: -.05pt;">nd</span>um
<span style="letter-spacing: 1.45pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d <span style="letter-spacing: 1.4pt;"> </span>A<span style="letter-spacing: -.05pt;">r</span>t<span style="letter-spacing: -.1pt;">i</span>c<span style="letter-spacing: -.15pt;">l</span>es
<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: 1.25pt;"> </span>As<span style="letter-spacing: -.15pt;">s</span><span style="letter-spacing: .05pt;">o</span>ciat<span style="letter-spacing: -.1pt;">i</span><span style="letter-spacing: .05pt;">o</span>n <span style="letter-spacing: 1.4pt;"> </span>w<span style="letter-spacing: -.1pt;">i</span>th
<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e
<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.05pt;">p</span>r<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">v</span>isi<span style="letter-spacing: .05pt;">o</span>n
<span style="letter-spacing: 1.2pt;"> </span>to
<span style="letter-spacing: 1.35pt;"> </span><span style="letter-spacing: -.05pt;">p</span>r<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.05pt;">d</span>e
<span style="letter-spacing: 1.3pt;"> </span><span style="letter-spacing: -.05pt;">d</span>irect<span style="letter-spacing: .1pt;">o</span>r
<span style="letter-spacing: 1.25pt;"> </span>se<span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .05pt;">v</span>ic<span style="letter-spacing: -.1pt;">e</span>s</span><o:p></o:p></div>
<div align="center" class="MsoNormal" style="margin: 0in 303.25pt 0.0001pt 44.25pt; text-align: center;">
[<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.05pt;">z</span>ed and<span style="letter-spacing: -.05pt;">
</span>a<span style="letter-spacing: -.1pt;">t</span>t<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.1pt;">s</span>t<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.05pt;">d</span>/<span style="letter-spacing: -.05pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>stille<span style="letter-spacing: -.05pt;">d</span>]<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">4</span>. <span style="letter-spacing: 2.15pt;"> </span>B<span style="letter-spacing: .05pt;">o</span>ard<span style="letter-spacing: 1.3pt;"> </span><span style="letter-spacing: -.1pt;">R</span>es<span style="letter-spacing: .1pt;">o</span>l<span style="letter-spacing: -.2pt;">u</span>ti<span style="letter-spacing: .05pt;">o</span>n<span style="letter-spacing: 1.2pt;"> </span>–<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.05pt;">p</span><span style="letter-spacing: -.15pt;">r</span><span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.05pt;">d</span>e<span style="letter-spacing: 1.4pt;"> </span><span style="letter-spacing: -.05pt;">d</span>ir<span style="letter-spacing: -.1pt;">e</span>ctor<span style="letter-spacing: 1.35pt;"> </span>se<span style="letter-spacing: -.1pt;">r</span><span style="letter-spacing: .05pt;">v</span>i<span style="letter-spacing: -.15pt;">c</span>es<span style="letter-spacing: 1.45pt;"> </span><span style="letter-spacing: -.1pt;">t</span>o<span style="letter-spacing: 1.45pt;"> </span><span style="letter-spacing: -.15pt;">a</span>n<span style="letter-spacing: 1.3pt;"> </span>IBC<span style="letter-spacing: 1.3pt;"> </span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: 1.2pt;"> </span>Offs<span style="letter-spacing: -.15pt;">h</span><span style="letter-spacing: .05pt;">o</span>re<span style="letter-spacing: 1.3pt;"> </span>c<span style="letter-spacing: -.05pt;">o</span><span style="letter-spacing: .05pt;">m</span><span style="letter-spacing: -.05pt;">p</span>a<span style="letter-spacing: -.15pt;">n</span>y<span style="letter-spacing: 1.45pt;"> </span>[<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.1pt;">t</span>ar<span style="letter-spacing: -.05pt;">iz</span>ed<span style="letter-spacing: 1.35pt;"> </span>a<span style="letter-spacing: -.05pt;">n</span>d attes<span style="letter-spacing: -.05pt;">t</span>ed/<span style="letter-spacing: -.05pt;"> </span>apo<span style="letter-spacing: -.1pt;">s</span>tilled]<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">5</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span><span style="letter-spacing: -.05pt;">o</span>w<span style="letter-spacing: .05pt;">e</span>r<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">o</span>f <span style="letter-spacing: -.15pt;">A</span>t<span style="letter-spacing: -.1pt;">t</span><span style="letter-spacing: .05pt;">o</span>r<span style="letter-spacing: -.05pt;">n</span>ey<span style="letter-spacing: -.05pt;"> </span>[<span style="letter-spacing: -.05pt;">n</span><span style="letter-spacing: .05pt;">o</span>tari<span style="letter-spacing: -.15pt;">z</span>ed and<span style="letter-spacing: -.05pt;">
</span>at<span style="letter-spacing: -.1pt;">t</span>es<span style="letter-spacing: .05pt;">t</span>e<span style="letter-spacing: -.15pt;">d</span>/<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>stille<span style="letter-spacing: -.15pt;">d</span>]<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">6</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>ass<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rt<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">c</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>y<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.15pt;"> </span><span style="letter-spacing: .05pt;">t</span><span style="letter-spacing: -.05pt;">h</span>e<span style="letter-spacing: .05pt;"> </span>a<span style="letter-spacing: -.15pt;">u</span>th<span style="letter-spacing: -.1pt;">o</span>rised<span style="letter-spacing: -.05pt;"> </span>sig<span style="letter-spacing: -.05pt;">n</span>at<span style="letter-spacing: -.05pt;">o</span>ry<o:p></o:p></div>
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<b>E. <span style="letter-spacing: 2.2pt;"> </span><span style="letter-spacing: .05pt;">IN</span><span style="letter-spacing: -.1pt;">D</span><span style="letter-spacing: .05pt;">I</span><span style="letter-spacing: -.05pt;">VI</span>DUAL<span style="letter-spacing: -.4pt;"> </span><span style="letter-spacing: -.05pt;">S</span><span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: .05pt;">C</span>R<span style="letter-spacing: -.1pt;">E</span><span style="letter-spacing: -.05pt;">T</span>A<span style="letter-spacing: .05pt;">R</span>Y</b><o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">1</span>. <span style="letter-spacing: 2.15pt;"> </span><span style="letter-spacing: .05pt;">P</span>ass<span style="letter-spacing: -.15pt;">p</span><span style="letter-spacing: .05pt;">o</span>rt<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">C</span><span style="letter-spacing: .05pt;">o</span><span style="letter-spacing: -.05pt;">p</span>y<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">o</span>f<span style="letter-spacing: -.1pt;"> </span>the
<span style="letter-spacing: -.1pt;">S</span>ecr<span style="letter-spacing: -.05pt;">e</span>tary<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">2</span>. <span style="letter-spacing: 2.15pt;"> </span>Secre<span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: -.15pt;">r</span>y<span style="letter-spacing: -.05pt;"> </span><span style="letter-spacing: .05pt;">P</span>r<span style="letter-spacing: .05pt;">o</span>fi<span style="letter-spacing: -.15pt;">l</span>e<span style="letter-spacing: .1pt;"> </span>–<span style="letter-spacing: -.05pt;"> </span>CV/<span style="letter-spacing: -.1pt;"> </span>R<span style="letter-spacing: .05pt;">e</span><span style="letter-spacing: -.1pt;">s</span><span style="letter-spacing: -.05pt;">u</span><span style="letter-spacing: .1pt;">m</span>e<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.1pt;">(M</span><span style="letter-spacing: .05pt;">o</span>st<span style="letter-spacing: .05pt;"> </span><span style="letter-spacing: -.05pt;">u</span>p<span style="letter-spacing: -.15pt;"> </span>to<span style="letter-spacing: -.05pt;"> </span>date)<o:p></o:p></div>
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<span style="letter-spacing: 0.05pt;">3</span>. <span style="letter-spacing: 2.15pt;"> </span>Secre<span style="letter-spacing: .05pt;">t</span>a<span style="letter-spacing: -.15pt;">r</span>y<span style="letter-spacing: .05pt;"> </span>A<span style="letter-spacing: -.05pt;">pp</span><span style="letter-spacing: .05pt;">o</span>i<span style="letter-spacing: -.2pt;">n</span>t<span style="letter-spacing: -.05pt;">m</span>ent<span style="letter-spacing: -.1pt;"> </span><span style="letter-spacing: .05pt;">L</span>e<span style="letter-spacing: -.05pt;">t</span>t<span style="letter-spacing: .05pt;">e</span>r<o:p></o:p></div>
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<div class="MsoNormal">
<span style="font-family: "verdana" , sans-serif;"><b>Vithul V Murali </b></span><br />
<span style="font-family: verdana, sans-serif;">Dubai Mobile
: +971 50 55 73 538</span></div>
<div class="MsoNormal">
<span style="font-family: verdana, sans-serif;">Skype :
Vithul.murali</span></div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com8tag:blogger.com,1999:blog-3996665643304545395.post-84580689792044605992014-05-06T06:30:00.002-07:002016-08-20T06:32:46.011-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-14606818418650546342014-05-06T06:30:00.001-07:002016-08-20T06:32:41.041-07:00Company Incorporation in Dubai, Dubai Company Formation<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
ADAM CONSULTING is a British owned, Dubai based Business Services Firm established since 2002. The combined experience of our management team is over a hundred years with wide-ranging activities in Europe, Middle East and Asia and a personal entrepreneurial perspective that can be your competitive edge. By working with us, you will quickly discover our ethics of service quality and attention to detail.</div>
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Our Directors qualifications from The Institute of Directors, a UK-based organization, incorporated by royal charter in 1903 to support, represent and set standards for company directors.</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
Fundamental to our business development strategy, is our continuing focus and commitment to providing highly relevant cost-effective business solutions. In support of those solutions we provide consultancy, business investment advice and corporate finance service.</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
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<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
The UAE economy is clearly divided between the onshore sector, dominated by local business interests, with restrictions on foreign ownership, and the offshore sector which consists of a number of Free zones. SME Consultant is a professional company based in Dubai specializing in company incorporation services in both of these sectors. For over 5 years our professional business advisors have been providing a comprehensive range of services to individuals and corporates around the world, adhering to the highest international quality standards and in full compliance with the existing rules and regulations to incorporate your business and get you set up in Dubai, UAE or GCC.</div>
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read details</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
The company has a reputation as a reliable and competent service provider in Company Registration Professional, Commercial and Trade Business Incorporation â€" Limited Liability Company Formation, Joint Ventures, Branch Offices, Representative Offices, General Partnership Company, Partnership-en-commendam, Public Shareholding Company, Private Shareholding Company, Share Partnership Company</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Business Set up in UAE Free Zones</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Home Business set up</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Business Legal Structures, Documentation and Agreements</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Company Name Selection</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Office Rental, Purchase, Virtual Office Services and Employee Accommodation</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Corporate Bank Accounts</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Corporate Finance</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Marketing and Advertising</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Business Intellectual Property Protection</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Employee Recruitment and Procedures</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Document Processing and Clearing, Work Permits, Visa's, Identity Cards</div>
<div style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
· Employee Relocation and Orientation â€" Residency Visa's for Family, Housing, Education, Medical & Health Card, Insurance, Shopping, Hobbies, Groups & Associations, Driving Licence, Transportation and Domestic Helpers.</div>
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<ul style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px; list-style-image: initial; list-style-position: initial; margin: 0.5em 0px; padding: 0px 2.5em;" type="disc">
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;"> </li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Onshore Incorporation</li>
<ul style="line-height: 1.4; list-style: disc; margin: 0.5em 0px; padding: 0px 2.5em;" type="circle">
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Company Registration – Professional, Commercial and Trade</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Business Incorporation – Limited Liability Company Formation, Joint Ventures, Branch Offices, Representative Offices, General Partnership Company, Partnership-en-commendam, Public Shareholding Company, Private Shareholding Company, Share Partnership Company</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Business Set up in UAE Free Zones</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Home Business set up</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Business Legal Structures, Documentation and Agreements</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Company Name Selection</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Office Rental, Purchase, Virtual Office Services and Employee Accommodation</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Corporate Bank Accounts</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Corporate Finance</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Marketing and Advertising</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Business Intellectual Property Protection</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Employee Recruitment and Procedures</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Document Processing and Clearing, Work Permits, Visa’s, Identity Cards</li>
<li style="border: none; margin: 0px 0px 0.25em; padding: 0.25em 0px;">Employee Relocation and Orientation – Residency Visa’s for Family, Housing, Education, Medical & Health Card, Insurance, Shopping, Hobbies, Groups & Associations, Driving Licence, Transportation and Domestic Helpers.</li>
</ul>
</ul>
<div>
<span style="color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: x-small;"><span style="line-height: 18.200000762939453px;"><br /></span></span></div>
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<span style="font-family: "trebuchet ms" , sans-serif;"><b><span style="font-size: 10pt;">Vithul V Murali</span><span style="font-size: 10pt;"><br /></span><span style="font-size: 10pt;">Dubai Mobile
: +971 50 55 73 538</span><span style="font-size: 12pt;"><o:p></o:p></span></b></span></div>
<div class="MsoNormal">
<b style="font-family: "trebuchet ms", sans-serif; font-size: 10pt;">Skype :
Vithul.murali</b></div>
</div>
</div>
Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com2tag:blogger.com,1999:blog-3996665643304545395.post-12438629793510010132014-05-04T00:30:00.002-07:002016-08-20T06:34:46.551-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-52815662886933154612014-05-04T00:30:00.001-07:002016-08-20T06:34:44.782-07:00Trade Mark Registration in UAE<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="background-color: white; color: #666666; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 18px; text-align: justify;">
A lot of new businesses often overlook the critical need to protect their valuable trademarks in the enthusiasm for increasing profitability of the company. Applying a trademark and patent strategy creates synergies within your portfolio, enhancing your brand and developing customer loyalty.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtsSaUtgkSuKlpsAZ_eXFRyaMCsGBNM-1P7zzD2doM-iYuNyBr-AZ2jUvjjwJw0oZfmRTZwRiunULFzyo8EKqxKLqPXO-ryOgidGgHmkuq0TTuitndpO982powo50p3s9r9Bsil_wWZpi6/s1600/12412.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtsSaUtgkSuKlpsAZ_eXFRyaMCsGBNM-1P7zzD2doM-iYuNyBr-AZ2jUvjjwJw0oZfmRTZwRiunULFzyo8EKqxKLqPXO-ryOgidGgHmkuq0TTuitndpO982powo50p3s9r9Bsil_wWZpi6/s1600/12412.jpg" width="320" /></a></div>
<div style="background-color: white; color: #666666; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 18px; text-align: justify;">
As more and more digital content goes online, litigations and infringements are on the rise. Any company aspiring to be successful, must now more than ever have a well-thought-out brand strategy. They need to understand how to share and protect their own outputs in this online environment and avoid infringing the rights of others.</div>
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<h2 style="background-color: white; color: #083c83; font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: 18px; margin: 0px; padding: 0px; text-align: justify;">
Why Us</h2>
<ul style="background-color: white; color: #666666; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 18px; text-align: justify;">
<li style="padding-bottom: 10px;"><strong>IP That Works For You:</strong> We understand that your business is too important to rely on “one-size-fits-all” solutions to protect your intellectual property. We work closely with you to design a customized and strategic intellectual assets management plan. Through our IP consulting services we try to align the organization’s IP strategy with your business.</li>
<li style="padding-bottom: 10px;"><strong>IP Competitive Analysis:</strong> Our experts research, monitor and analyze your direct competitor’s portfolios. We inform you of your competitors' current patent activity. Further, our patent monitoring service allows you to capture future technology developments of your competitors, helping you to achieve that competitive edge.</li>
<li style="padding-bottom: 10px;"><strong>Approachable people:</strong> Our clients give us feedback that they like doing business with us. We sit with you; get to know your aspirations and where you want to be, in order to design the most comprehensive IP strategy for your company.</li>
<li style="padding-bottom: 10px;"><strong>Attentive service:</strong> Effective intellectual property protection comes down to detail. We've grown our teams to include commercialization specialists and litigators so whatever intellectual property challenge you face, we have the right experts to help you succeed.</li>
<li style="padding-bottom: 10px;"><strong>Astute advice:</strong> It's our job to know the legislation that impacts intellectual property. We stay up-to-date with legislative changes in the region and make sure you are aware of them. We stay at the top of our game so you can stay at the top of yours.</li>
<li style="padding-bottom: 10px;"><strong>Vital mentoring:</strong> We believe that protecting intellectual property is vital to sustainable business success. We offer education tools and seminars (see below) to help you understand the opportunities you have for intellectual property protection, commercialization and enforcement.</li>
<li style="padding-bottom: 10px;"><strong>Clear communication:</strong> We ensure crystal clear and prompt communication with our clients. We train our staff to globally recognized standards, so you receive consistently clear, jargon-free advice.</li>
<li style="padding-bottom: 10px;"><strong>Top rank expertise:</strong> Drawing on a wide range of top-rank expertise at Adam’s, the Group includes attorneys, specialist consultants and support staff with long experience in industry and private practice. Their experience includes senior in-house IP management and board-level involvement within growing IP-aware companies.</li>
</ul>
<div style="background-color: white; color: #666666; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 18px; text-align: justify;">
You deserve a legal adviser who is looking at the big picture – your business as a whole – and not just you’re IP. After all, there’s no point in having a trademark, patent or copyright if it doesn’t accomplish your goals. That’s why we start every discussion exploring where you want to be – only then can we draw a map to get you there.</div>
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There are four main types of IP right: Trademarks, Patents, Designs and Copyright.</h3>
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Our Services</h2>
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<ul style="color: #666666; margin: 0px; padding: 0px 0px 0px 17px;">
<li style="text-align: left !important;">Trademark Registration, Renewal and Amendments</li>
<li style="text-align: left !important;">Trademark Protection</li>
<li style="text-align: left !important;">Trademark Classification, Selection and Additional Inclusions</li>
<li style="text-align: left !important;">Patent Registration and Patent Protection</li>
<li style="text-align: left !important;">Patent Renewal</li>
<li style="text-align: left !important;">Web Domain Name Purchase and Renewal including .ae</li>
<li style="text-align: left !important;">Web Domain Name Trademark Registration and Renewal</li>
<li style="text-align: left !important;">Design Registration and Protection</li>
<li style="text-align: left !important;">Copyright Registration</li>
<li style="text-align: left !important;">Copyright Protection</li>
<li style="text-align: left !important;">Infringement and Anti-Counterfeiting Consultancy</li>
</ul>
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<span style="color: #0c343d;"><br /></span></div>
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<span style="color: #0c343d;"><b><span style="font-size: 10pt;">Vithul V Murali</span></b><span style="font-size: 10pt;"><br /></span><span style="font-size: 10pt;">Dubai Mobile
: +971 50 55 73 538</span><span style="font-family: "times new roman" , serif; font-size: 12pt;"><o:p></o:p></span></span></div>
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<span style="color: #0c343d; font-size: 10pt;">Skype :
Vithul.murali</span></div>
</div>
</div>
</div>
Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com3tag:blogger.com,1999:blog-3996665643304545395.post-29458614834797633342014-05-04T00:23:00.003-07:002017-04-18T00:28:30.986-07:00Offshore Company Formation <div dir="ltr" style="text-align: left;" trbidi="on">
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<b>Offshore Company Setup<o:p></o:p></b></div>
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Offshore Company, most commonly termed as International
Business Company or a Non-Resident Company, is a legal structure which provides
for a low/zero-tax environment for an entity or an individual which in turn
minimizes tax burdens and improves wealth management. Besides this fact, its
element of anonymity has made offshore companies a top favorite amongst the
affluent.<br />
<br />
A few reasons why individuals and corporations choose offshore companies are
to:<o:p></o:p></div>
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<br /></div>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Manage
taxes<o:p></o:p></li>
<li class="MsoNormal">Shield
assets<o:p></o:p></li>
<li class="MsoNormal">Manage
risk<o:p></o:p></li>
</ul>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Avoid
bureaucracy<o:p></o:p></li>
<li class="MsoNormal">Maintain
privacy<o:p></o:p></li>
<li class="MsoNormal">Enhance
assets<o:p></o:p></li>
</ul>
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<br />
<o:p></o:p></div>
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<b>Benefits Offered:<o:p></o:p></b></div>
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More specifically, the reasons for going offshore and
utilizing offshore companies for tax planning and offshore business include:<o:p></o:p></div>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Free
remittance of profits and capital<o:p></o:p></li>
<li class="MsoNormal">Access
to top-rated debt history jurisdictions<o:p></o:p></li>
<li class="MsoNormal">Access
to tax treaties<o:p></o:p></li>
<li class="MsoNormal">Security
of property rights<o:p></o:p></li>
<li class="MsoNormal">Low
fees & operational cost<o:p></o:p></li>
<li class="MsoNormal">Banking
privacy<o:p></o:p></li>
<li class="MsoNormal">Availability
of offshore experts<o:p></o:p></li>
<li class="MsoNormal">Ease
of Reporting<o:p></o:p></li>
<li class="MsoNormal">Anonymity<o:p></o:p></li>
<li class="MsoNormal">Customs
and duty exemptions<o:p></o:p></li>
</ul>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Exchange
convertibility<o:p></o:p></li>
<li class="MsoNormal">Government
cooperation<o:p></o:p></li>
<li class="MsoNormal">Fair
treatment<o:p></o:p></li>
<li class="MsoNormal">Fewer
restrictions<o:p></o:p></li>
<li class="MsoNormal">Sanctity
of contracts<o:p></o:p></li>
<li class="MsoNormal">Foreign
investment inducements<o:p></o:p></li>
<li class="MsoNormal">Tested
legal systems<o:p></o:p></li>
<li class="MsoNormal">Higher
yields and returns<o:p></o:p></li>
<li class="MsoNormal">The
availability of sophisticated banking facilities<o:p></o:p></li>
<li class="MsoNormal">Legal
Protection<o:p></o:p></li>
</ul>
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<br /></div>
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we advise our clients from all sectors, on their specific
benefits of an offshore company. The <b>top beneficiary sectors and
activities include:</b><o:p></o:p></div>
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<br /></div>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Trading<o:p></o:p></li>
<li class="MsoNormal">Investment
holding<o:p></o:p></li>
<li class="MsoNormal">Financing<o:p></o:p></li>
<li class="MsoNormal">Probate
and Privacy<o:p></o:p></li>
<li class="MsoNormal">Professional
services or Consulting<o:p></o:p></li>
</ul>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Patent,
royalty and copyright holding<o:p></o:p></li>
<li class="MsoNormal">Property
Owning Companies<o:p></o:p></li>
<li class="MsoNormal">Ship
management and yacht owning<o:p></o:p></li>
<li class="MsoNormal">E-Commerce
Companies<o:p></o:p></li>
<li class="MsoNormal">Personal
and corporate tax planning<o:p></o:p></li>
</ul>
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<br />
<o:p></o:p></div>
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<b>Other offshore Jurisdictions where I can help you with :<o:p></o:p></b></div>
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<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Andorra<o:p></o:p></li>
<li class="MsoNormal">Anguilla<o:p></o:p></li>
<li class="MsoNormal">The
Bahamas<o:p></o:p></li>
<li class="MsoNormal">Barbados<o:p></o:p></li>
<li class="MsoNormal">Belize<o:p></o:p></li>
<li class="MsoNormal">Bermuda<o:p></o:p></li>
<li class="MsoNormal">The
British Virgin Islands (BVI)<o:p></o:p></li>
<li class="MsoNormal">The
Cayman Islands<o:p></o:p></li>
<li class="MsoNormal">Channel
Islands<o:p></o:p></li>
<li class="MsoNormal">The
Cook Islands<o:p></o:p></li>
</ul>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Cyprus<o:p></o:p></li>
<li class="MsoNormal">Dubai<o:p></o:p></li>
<li class="MsoNormal">Gibraltar<o:p></o:p></li>
<li class="MsoNormal">Guernsey<o:p></o:p></li>
<li class="MsoNormal">Jersey<o:p></o:p></li>
<li class="MsoNormal">Hong
Kong<o:p></o:p></li>
<li class="MsoNormal">Ireland<o:p></o:p></li>
<li class="MsoNormal">Isle
of Man<o:p></o:p></li>
<li class="MsoNormal">Labuan<o:p></o:p></li>
<li class="MsoNormal">Liechtenstein<o:p></o:p></li>
</ul>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal">Luxembourg<o:p></o:p></li>
<li class="MsoNormal">Marshall
Islands<o:p></o:p></li>
<li class="MsoNormal">Mauritius<o:p></o:p></li>
<li class="MsoNormal">Madeira<o:p></o:p></li>
<li class="MsoNormal">Malta<o:p></o:p></li>
<li class="MsoNormal">Monaco<o:p></o:p></li>
<li class="MsoNormal">Navru<o:p></o:p></li>
<li class="MsoNormal">Nive<o:p></o:p></li>
<li class="MsoNormal">Netherlands
Antilles<o:p></o:p></li>
<li class="MsoNormal">Panama</li>
<li class="MsoNormal"><br /></li>
<li class="MsoNormal">as Al
Khaimah<o:p></o:p></li>
<li class="MsoNormal">Samoa<o:p></o:p></li>
<li class="MsoNormal">Singapore<o:p></o:p></li>
<li class="MsoNormal">Seychelles<o:p></o:p></li>
<li class="MsoNormal">St
Kitts and Nevis<o:p></o:p></li>
<li class="MsoNormal">Switzerland<o:p></o:p></li>
<li class="MsoNormal">Turks
and Caicos<br />
Islands (TCI)<o:p></o:p></li>
<li class="MsoNormal">United
States (Baltimore)<o:p></o:p></li>
</ul>
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<div class="MsoNormal">
<o:p> Contact </o:p></div>
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<o:p><br /></o:p></div>
<div class="MsoNormal">
<o:p>Vithul Murali</o:p></div>
<div class="MsoNormal">
<o:p>Managing Director</o:p></div>
<div class="MsoNormal">
<o:p>Al Zaeim Corporate Services</o:p></div>
<div class="MsoNormal">
<o:p>Dubai</o:p></div>
<div class="MsoNormal">
<o:p>Mobile : +971 505573538</o:p></div>
<div class="MsoNormal">
Email : Vithul@a2zconsultus.com</div>
</div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com12tag:blogger.com,1999:blog-3996665643304545395.post-14632462784772441972014-05-04T00:14:00.003-07:002017-05-21T23:33:40.353-07:00Business set up in Dubai , Doing Business in Dubai , Business Incorporation in Dubai , Company Formation in Dubai, Abu dhabi, UAE, Legal Services in Dubai, Pro Services in dubai, Translation services in dubai<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="background-color: white; color: #333333; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 13px;">Company Formation in Dubai</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Company Registration – Professional, Commercial and Trade</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Business Incorporation – Limited Liability Company Formation, Joint Ventures, Branch Offices, Representative Offices, General Partnership Company, Partnership-en-commendam, Public Shareholding Company, Private Shareholding Company, Share Partnership Company</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Business Set up in UAE Free Zones</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Home Business set up</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Business Legal Structures, Documentation and Agreements</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Company Name Selection</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Office Rental, Purchase, Virtual Office Services and Employee Accommodation</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Corporate Bank Accounts</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Corporate Finance</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Marketing and Advertising</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Business Intellectual Property Protection</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Employee Recruitment and Procedures</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Document Processing and Clearing, Work Permits, Visa’s, Identity Cards</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Employee Relocation and Orientation – Residency Visa’s for Family, Housing, Education, Medical & Health Card, Insurance, Shopping, Hobbies, Groups & Associations, Driving Licence, Transportation and Domestic Helpers.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Economic activity is regulated separately in each of the seven emirates as well as by the Federal Government. Dubai authorities have created an environment which is well ordered without being unduly restrictive and offers operating conditions that are among the most liberal and attractive in the region. There are many options available to international companies and the advantages of having a presence in the Middle East are considerable. It is well known now that businessmen and women in the region prefer to deal with people they know and trust. Relationships are far more important in the Arab world than in western regions. Our strategic business development consultants can provide valuable advice on how best to enter and position your brand in the UAE market.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Buying patterns of some countries served by Dubai can be unpredictable, making accurate market intelligence and feasibility studies a must. The common occurrence of fraud, and the ease at which it is directed against foreign investors, is a grim reality in a fast growing economy, and must be taken into consideration when making any realistic plans for a business investment or relocation.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">We don’t encourage our clients to get caught up in the hype endemic of this country’s supersonic economic growth, and rush their investments. With our attention to detail and personal approach we ensure the efficient, safe and cost effective set up of your business from company registration and incorporation to employee relocation and orientation services</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Offshore Incorporation in Dubai</span><br />
<br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">We are the authorized registered agents with the Government of Dubai and Ras Al Khaima for the incorporation of offshore companies.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">We undertake company setup in all offshore jurisdictions</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Advantages of An Offshore Company</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Provides confidentiality over financial affairs and allows wealth growth without intrusion.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Preferred structure to achieve anonymity and privacy.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Limited liability.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Eliminate or minimization of capital gains.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Accounting or auditing not mandatory.</span><br />
<br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Commonly Asked Questions about Offshore Company</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">What is a Tax Free Jurisdiction?</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• 50 years ago special legal financial system created by Monaco, Luxembourg, Liechtenstein, Panama, Hong Kong and Switzerland.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• BVI joined.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Allows wealthy individuals to move their wealth, or at least part of it, out-with their home country where they were being taxed.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• The wealthy benefited from low taxes and financial privacy. Nowadays, anyone can use and benefit from this system.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• The term ‘offshore’ is now recognized widely in most sectors of the economy.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Companies and individuals take advantage of the seclusion of wealth.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Very low or no tax burdens are levied.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• International business can be less complicated allowing profitability to increase.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">What is an Offshore Company?</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It is a company which does not conduct substantial business in its country of incorporation.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It is formulated in a tax free jurisdiction.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It legally minimizes any type of tax burdens.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It improves one’s wealth management.</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">What is an Offshore Company?</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It is a company which does not conduct substantial business in its country of incorporation.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It is formulated in a tax free jurisdiction.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It legally minimizes any type of tax burdens.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• It improves one’s wealth management.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Why Offshore?</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Large numbers of High Net worth Individuals and corporations are taking steps to incorporate overseas.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Away from the area of their main business transactions.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">To Save Tax</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• An offshore company can form part of an overall taxation reduction strategy for certain individuals or entities.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Combined with an offshore bank account or trust, for example, an offshore company can save an individual or company tax.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• If an offshore company is set up in a low/no tax area then profits can be realized in a tax efficient way increasing profitability.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Favorable Local Legislation Relating to Reporting</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">The amount of company information and accounting data that needs to be submitted and held on file is far reduced in the majority of offshore centers which goes hand in hand making an offshore company that much easier to manage and run.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Offshore Asset Protection</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• An offshore company is the perfect entity for enabling individuals to achieve asset protection offshore.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Assets can be owned by the company rather than directly by an individual, and the company can be placed in trust, for example.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Achieve a higher level of anonymity </span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• A number of overseas centers offer the option of having nominee directors for the establishment of a company.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Others also keep the names of Directors and Shareholders off public record.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Those who transact through such a company can keep their affairs private.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Greater Ease of Operation </span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Many locally incorporated offshore centers make it very easy for companies to trade.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Offshore companies cannot carry out any transactions locally if they are involved in the banking or financial sectors, for example.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• The banking and financial sectors require specific licenses and much greater regulation.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• An offshore company can be far easier to manage than an onshore one.</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Offshore Jurisdictions (Total 25)</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">1. Andorra</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">2. Anguilla</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">3. The Bahamas</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">4. Barbados</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">5. Belize</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">6. Bermuda</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">7. The British Virgin Islands (BVI)</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">8. The Cayman Islands</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">9. The Cook Islands</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">10. Costa Rica</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">11. Cyprus</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">12. Dubai</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">13. Eastern Europe</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">14. Gibraltar</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">15. Guernsey/Jersey</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">16. Hong Kong</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">17. Ireland</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">18. Isle of Man</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">19. Liechtenstein</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">20. Malta</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">21. Monaco</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">22. Panama</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">23. Singapore</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">24. St Kitts and Nevis</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">25. Switzerland</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">26. Turks and Caicos Islands (TCI)</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Services in Dubai</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 13px;">• Amendment of Share Capital</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Share Holders Agreement</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Power of Attorney</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Legal Notices</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Drafting of Contracts</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Drafting of Agreements</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Review of Legal Documents</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Notarization Advice</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Intellectual Property</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Debt Collection</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Drafting Legal Documents</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Law Suit</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Employment Issues</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Landlord & Tenant</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">PRO Services in Dubai</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Corporate Services</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Approvals from Ministry & Government Departments</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Assistance for all Government & Semi Government work</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Attestation of Import / Export Documents</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Company Registrations</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Chamber of Commerce / Foreign Affairs / Ministry of Justice Notary</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Consular Affairs</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Document Clearance / Document Writing / Document Processing in Labour / Immigration / Economic & other Gov. Departments</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Benefits of Outsourcing your PRO Services </span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">1 Money Saving: We guarantee a considerable reduction in cost of your Document Processing and Clearing.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">2 Time Saving: Enabling you to devote more time to your core wealth creation activities.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">3 Dedicated Consultant: One point of contact for all services</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">4 Renewal Reminder Service: Our computerized client database system stores all essential information including all renewal dates for your licenses, visas, registrations. We act for you on time and avoid you incurring any penalties.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">5 Hassle Free Service: All your document processing is hassle free because we pick up and deliver document to your office after clearing from Government Departments of Immigration, Labour, Economic and Municipalities.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">6 Free Updates: With us your are always up to date with all latest Government initiatives, rules and regulations.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">7 Growth Partner: As a part of a international conglomerate we always have considerable resources at our disposal. We are able to match resources required to maintain quality of service you expect even when your business is growing at supersonic pace.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">8 On Time every time: Guaranteed</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">9 Transparent Service: You get detailed breakdown and receipts of all Government charges </span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Document Clearing in Dubai</span><br />
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<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Objectives:</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• To provide efficient, effective and high quality corporate PRO Services to our clients.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• To minimize operational costs for corporate clients / HR department etc</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• To deliver the extraordinary service respecting strict deadlines</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• To exceed customer expectations</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• The continuous improvement of our services through customer orientation & market research</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Guarantee a leading pole position in the market</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Our Unique Service:</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Our Unique Selling Proposition (USP) in our local market is to be a single point of contact for all business operation requirements</span><br />
<span style="background-color: white;"><span style="color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: x-small;"><span style="line-height: 18.200000762939453px;">• Professional Service Deliverance on time</span></span></span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Cost ,Time & Quality Efficiency</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• PROdivision represented by experienced PROfessionals</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Adding PROfessionalism to our service through better understanding of your business needs</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• As member of the British Business Group ( BBG) , we follow the highest standards and business ethics</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Our services:</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Processing of employment visa and renewal</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Processing of Employee Labour and immigration cards</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Processing of investor Visa and renewal</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Processing of spouse and family visa and renewal</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Registration of a new Trade License</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Yearly renewal of Trade License</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Yearly renewal of Trade License</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Arranging visit visa and extensions to such visas</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Attestation of documents</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Processing of documents from Dubai Municipality</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Processing of documents from Chamber of Commerce</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Visa Assistance in Dubai</span><br />
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<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">We provide application processing services for</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Visit Visa</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Transit Visa</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Entry Service Visa</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Multiple Entry Visa</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Residence Visa</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Employment Visa</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Our Corporate Services include</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Approvals from Ministry and Government Departments</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Assistance for all Government and Semi Government Departments</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Attestation of Import/Export Documents</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Company Registrations</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Chamber of Commerce / Foreign Affairs / Ministry of Justice Notary</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Consular Affairs</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Document Clearance / Document Writing / Document Processing in Labour / Immigration / Economic & other Government Departments</span><br />
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<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">All your document processing is hassle free as we collect and deliver documents to your office, after clearing from Government Departments of Immigration, Labour, Economic and Municipalities.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Business Consultancy in Dubai </span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 13px;">Fundamental to our business development strategy, is our continuing focus and commitment to providing highly relevant cost-effective business solutions. In support of those solutions we provide consultancy, business investment advice and corporate finance service.</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Our clients range from large, multi-million dollar firms to entrepreneur individuals relocating to Dubai. We enjoy a proven reputation of trust and efficiency, because we conduct our business dealings in a consistent and professional manner. This will be evident to you from your very first phone call.</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">We are fully authorized, registered Free Zones Specialist Agents and have successfully advised individuals and multinational businesses to establish in UAE Free Zones. We eliminate red tape by providing a comprehensive and efficient service to establish Real Estate Investments, Technical, Contracting, Manufacturing and Trading companies in Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah & Fujairah. Our world renowned Business Incubation Program offers Joint Ventures to businesses looking to explore the Middle East market without risk and without incurring huge setup costs. </span><br />
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<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Mergers & Acquisitions</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Market Intelligence & Feasibility Studies</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Strategic Business Development</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Corporate Finance</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Investment Management</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Language Services in Dubai</span><br />
<br style="background-color: white; color: #333333; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;" />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">.</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">Our expertise includes:</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Translation</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Localisation</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Minutes Taking</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Proof Reading</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Transcription</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Business Writing</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Certified Translation for Justice Department</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Patents</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Legal documents</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Advertising & marketing</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Training materials</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Corporate affairs</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Media</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Educational material</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Manuals</span><br />
<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;">• Medical & pharmaceutical</span><br />
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<span style="background-color: white; color: #333333; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif; font-size: 13px; line-height: 18.200000762939453px;"><br /></span>
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<div class="MsoNormal">
<span style="color: #0c343d;"><b><span style="font-size: 10pt;">Vithul V Murali </span></b><span style="font-size: 10pt;"><br /></span><span style="font-size: 10pt;">Dubai Mobile
: +971 50 55 73 538</span><span style="font-family: "times new roman" , serif; font-size: 12pt;"><o:p></o:p></span></span></div>
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<span style="color: #0c343d;"><span style="font-size: 10pt;">Email
: <a href="mailto:vithul.murali@adamglobal.com">vithul@a2zconsultus.com</a></span><o:p></o:p></span></div>
<span style="color: #0c343d; font-size: 10pt;">Skype :
Vithul.murali</span></div>
Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com1tag:blogger.com,1999:blog-3996665643304545395.post-71640930952953630802014-05-03T23:49:00.000-07:002017-05-21T23:34:07.886-07:00Representative office of a Foreign Company in UAE <div dir="ltr" style="text-align: left;" trbidi="on">
<div style="background-color: white; font-family: 'Trebuchet MS', Trebuchet, sans-serif; font-size: 13px; line-height: 1.6em; margin: 0.7em 0px; padding: 0px;">
<span style="color: #073763;">Representative office of a Foreign company or a local company in UAE. Representative office is incorporated to facilitate their own trade in this region or extending their arm in different emirates. This will enable the investors to grow their business and save tax 100%. </span><br />
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<span style="color: #073763;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZNHStnOZxQsLzwGvo_VD7swEzQevVCH5GJuXqQ4E8y5MWyubGlHP_HtpJ5GPVoy1IWPsSdSb6vO6OxCMFhQL6Eug3p37VrIs-1RF6JE1HU6vK2D3dnkBvMTV59rcK7GfqD8P15bMJ4cim/s1600/123.PNG" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="218" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZNHStnOZxQsLzwGvo_VD7swEzQevVCH5GJuXqQ4E8y5MWyubGlHP_HtpJ5GPVoy1IWPsSdSb6vO6OxCMFhQL6Eug3p37VrIs-1RF6JE1HU6vK2D3dnkBvMTV59rcK7GfqD8P15bMJ4cim/s1600/123.PNG" width="320" /></a></span></div>
<span style="color: #073763;">
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<span style="line-height: 1.6em;"><span style="color: #073763;">The other advantage of having the representative licenses is the ownership and the control will be 100% by the investor and any time the local service agent can be changed without notice. . . Representative offices of foreign professional firms may be 100% foreign owned provided UAE nationals or 100% UAE owned companies are appointed as local agents. As mentioned previously, such agents are not involved in the operations of the firm but assist in obtaining visas, labor cards etc and are paid a lump sum as remuneration. </span></span></div>
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<span style="color: #073763;">The Economic Department is the authority in charge of licensing such branches or representational offices A representative office can be incorporated of a foreign company in UAE and they are allowed to promote their product and services, multinational companies can reach the prospects locally and in the middle east region. They can arrange the meetings and can provide customer service to the clients with in the region</span></div>
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<span style="color: #073763;"><strong style="margin: 0px; padding: 0px;"><u>Advantages </u></strong></span></div>
<div style="background-color: white; font-family: 'Trebuchet MS', Trebuchet, sans-serif; font-size: 13px; line-height: 1.6em; margin: 0.7em 0px; padding: 0px;">
<span style="color: #073763;"><b><u><br style="margin: 0px; padding: 0px;" /></u></b>Hundred percent ownership<br style="margin: 0px; padding: 0px;" />can reach the market locally<br style="margin: 0px; padding: 0px;" />can do the advertisement and promotion</span></div>
<div style="background-color: white; font-family: 'Trebuchet MS', Trebuchet, sans-serif; font-size: 13px; line-height: 1.6em; margin: 0.7em 0px; padding: 0px;">
<span style="color: #073763;"><br /></span></div>
<div style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.200000762939453px;">
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<span style="color: #073763;">The UAE economy is clearly divided between the onshore sector, dominated by local business interests, with restrictions on foreign ownership, and the offshore sector which consists of a number of Free zones. SME Consultant is a professional company based in Dubai specializing in company incorporation services in both of these sectors. For over 5 years our professional business advisors have been providing a comprehensive range of services to individuals and corporates around the world, adhering to the highest international quality standards and in full compliance with the existing rules and regulations to incorporate your business and get you set up in Dubai, UAE or GCC.</span><br />
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<div style="background-color: transparent; margin-bottom: 5px; padding: 0px;">
<span style="color: #073763;"><br />The company has a reputation as a reliable and competent service provider in Company Registration Professional, Commercial and Trade Business Incorporation â€" Limited Liability Company Formation, Joint Ventures, Branch Offices, Representative Offices, General Partnership Company, Partnership-en-commendam, Public Shareholding Company, Private Shareholding Company, Share Partnership Company</span></div>
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<ul style="background-color: transparent; line-height: 1.4; list-style-image: initial; list-style-position: initial; margin: 5px 0px; padding: 0px;">
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Business Set up in UAE Free Zones</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Home Business set up</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Business Legal Structures, Documentation and Agreements</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Company Name Selection</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Office Rental, Purchase, Virtual Office Services and Employee Accommodation</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Corporate Bank Accounts</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Corporate Finance</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Marketing and Advertising</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Business Intellectual Property Protection</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Employee Recruitment and Procedures</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Document Processing and Clearing, Work Permits, Visa's, Identity Cards</span></li>
<li style="background-position: 0px 0px; border: none; margin: 0px; padding: 0px 0px 0px 15px;"><span style="color: #073763;">Employee Relocation and Orientation â€" Residency Visa's for Family, Housing, Education, Medical & Health Card, Insurance, Shopping, Hobbies, Groups & Associations, Driving Licence, Transportation and Domestic Helpers.</span></li>
</ul>
</div>
<div style="background-color: transparent; margin-bottom: 5px; padding: 0px;">
<span style="color: #073763;">Economic activity is regulated separately in each of the seven emirates as well as by the Federal Government. Dubai authorities have created an environment which is well ordered without being unduly restrictive and offers operating conditions that are among the most liberal and attractive in the region. There are many options available to international companies and the advantages of having a presence in the Middle East are considerable. It is well known now that businessmen and women in the region prefer to deal with people they know and trust. Relationships are far more important in the Arab world than in western regions. Our strategic business development consultants can provide valuable advice on how best to enter and position your brand in the UAE market.</span></div>
<div style="background-color: transparent; margin-bottom: 5px; padding: 0px;">
<span style="color: #073763;">Buying patterns of some countries served by Dubai can be unpredictable, making accurate market intelligence and feasibility studies a must. The common occurrence of fraud, and the ease at which it is directed against foreign investors, is a grim reality in a fast growing economy, and must be taken into consideration when making any realistic plans for a business investment or relocation.</span></div>
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<span style="color: #073763;">We don't encourage our clients to get caught up in the hype endemic of this country's supersonic economic growth, and rush their investments. With our attention to detail and personal approach we ensure the efficient, safe and cost effective set up of your business from company registration and incorporation to employee relocation and orientation services</span></div>
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<span style="color: #073763;"><b><span style="font-size: 10pt;">Vithul V Murali</span></b><span style="font-size: 10pt;"><br /></span><span style="font-size: 10pt;">Dubai Mobile
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<span style="color: #073763;"><span style="font-size: 10pt;">Email
: <a href="mailto:vithul.murali@adamglobal.com">vithul@a2zconsultus.com</a></span><o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com5tag:blogger.com,1999:blog-3996665643304545395.post-84771510089935862282014-04-21T23:04:00.005-07:002016-08-20T06:33:41.082-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
<br /></div>
Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com1tag:blogger.com,1999:blog-3996665643304545395.post-51225330386521630102014-04-21T23:04:00.004-07:002017-05-21T23:35:07.672-07:00Procedure for Licensing Industrial Projects & Departments In-Charge<div dir="ltr" style="text-align: left;" trbidi="on">
<b><u><span style="color: #990000; font-family: "trebuchet ms" , sans-serif;">Procedure for Licensing Industrial Projects & Departments In-Charge</span></u></b><br />
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<u><br /></u>
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<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><u>Obtaining No Objection Letter
from the Municipality</u></span></b></div>
<div class="separator" style="clear: both; text-align: center;">
<b><u><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoJYMMb8rz3kE-62qlKyR-v75XvcAqcUP2M5ChTcYyfUJJoU9ks91dxuT-zaK_ZeVErRfoRjTxYEtFWdVL4PM1-9Mp9meFfKfKDKyqh5dHdryN6TMdVyUqdIs1sAN27HsHf6rMbn9PICQA/s1600/1665538783.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="207" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoJYMMb8rz3kE-62qlKyR-v75XvcAqcUP2M5ChTcYyfUJJoU9ks91dxuT-zaK_ZeVErRfoRjTxYEtFWdVL4PM1-9Mp9meFfKfKDKyqh5dHdryN6TMdVyUqdIs1sAN27HsHf6rMbn9PICQA/s1600/1665538783.jpg" width="320" /></a></u></b></div>
<b><o:p></o:p></b><br />
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">In order to make sure
that public safety and environment are safeguarded, the Municipality (through
the industrial Unit of the Planning Department) intervenes directly to
ascertain that the provisions of the Federal Law No. 1 of 1979 regulating
industrial affairs are implemented, and also to ascertain that all conditions
of health and professional safety set by the concerned local departments are
met. This includes the following:</span><span style="font-family: "times new roman" , serif; font-size: 13.5pt; line-height: 150%;"><o:p></o:p></span></div>
<div class="MsoNormal">
</div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">To advise and guide the
investor and explain general instructions and guidelines, which have
direct impact on the project. The unit will ensure that these instructions
are complied with and well considered in the
preliminary feasibility study and advise the applicant to study its
project from all aspects before starting execution.</span><span style="font-family: "times new roman" , "serif"; font-size: 13.5pt; line-height: 150%;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">To evaluate the technical
studies and reports prepared to establish the project.</span><span style="font-family: "times new roman" , "serif"; font-size: 13.5pt; line-height: 150%;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">To determine the suitable
location for the establishment of the project, and to take the necessary
action for issuing the site plan.</span><span style="font-family: "times new roman" , "serif"; font-size: 13.5pt; line-height: 150%;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">To take the final decision for
the issue of the industrial license.</span><span style="font-family: "times new roman" , "serif"; font-size: 13.5pt; line-height: 150%;"><o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">To apply the control methods on
the project after being established ensuring that all instructions are
observed and the licensed scope of production is complied with.</span><span style="font-family: "times new roman" , "serif"; font-size: 13.5pt; line-height: 150%;"><o:p></o:p></span></li>
</ul>
<div>
<span style="color: #080909; font-family: "arial" , sans-serif;"><span style="font-size: 14px; line-height: 21px;"><br /></span></span></div>
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<br /></div>
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<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><u>Industrial Unit’s Role in
Licensing Industrial Projects:</u><o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Approval shall
be given after ensuring that all conditions are met, which could be divided
into two categories: Projects having an adverse effect on environment or those
related to food production. . Approval of such projects is subject to the
following procedure:</span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Submission of the project study
to the Public Health Department and obtaining their conditions in this
respect and, subsequently, complying with these conditions.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Evaluation and study of the
application by the unit in determining a suitable location for the project
A lease agreement for the site shall be signed with the Real Estate
Department.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Issuance of a temporary license
for one year to enable the applicant to proceed with the construction
project, install the machinery and recruit the necessary manpower.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Upon completion of the
preparatory work, including equipping the factory but before
commencement of production, a unified report shall be prepared and
referred along with the relevant documents to the Trade Licensing
Department for issue of the final industrial license in order the factory
can start operation and production.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">In
case the projects do not have negative effects on environment and not connected
with food </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">production or any other projects not included from the procedure of
public health while the other </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">procedure shall remain as mentioned above. In
this case, the applicant shall be given a letter </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">addressed to the Ministry of
Finance and Industry, confirming that the Municipality has no objection.</span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><u>Obtaining the initial approval
from the Ministry of Finance and Industry</u><o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The Ministry carries out its responsibilities through the
Industrial Department, which is responsible for the following: </span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Issue of Industrial Production
License.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Inscription in the Industrial
Register.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Overseeing and following up all
execution stages of the industrial project.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Considering the periodical
reports and data submitted by the owner of the industry.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Extending guidance to
industrial investors.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Granting exemptions to
industrial firms.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Conducting Field Studies.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 150%; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><b>Submission of the initial licensing
application: </b><br />
<br />
The owner of the project should submit an application on the specified form to
the Industrial Department supported by the following document.<br />
A report that includes all studies related to the project, a no objection
letter issued by Dubai Municipality along with a site plan of the plot
allocated for the project, attested by the competent authority in the Emirate,
a document issued by one of the banks operating in the UAE and three
photocopies of the owners of the project or his identity card. The Industrial
Department of the Ministry reviews the applications for setting up industrial
projects technically and economically line with the general plan of the emirate</span><span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">In
case the projects do not have negative effects on environment and not connected
with food </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">production or any other projects not included from the procedure of
public health while the other </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">procedure shall remain as mentioned above. In
this case, the applicant shall be given a letter </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">addressed to the Ministry of
Finance and Industry, confirming that the Municipality has no objection to </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">the
Ministry’s approval for setting up the project. </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><u>Obtaining the industrial
license from the Economic Development Department</u><o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><b>Submission of
the license application: </b></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><b><br /></b>
The owner of the project should submit the following documents:</span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Specimen of the proposed trade
name of the firm.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Approval of the Minister of
Finance and Industry.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The partnership agreement,
notarized by the Notary Public of Dubai Courts<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Photocopy of the owner (or
owners) passport.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The site plan of the project
attested by the concerned authority, or a photocopy of the lease agreement
of the place of business.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Photocopy of the tenancy
contract of the labor quarters.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">In
case all documents and papers are verified and accepted, and the owner has been
found capable, </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">the application of the license and proposed trade name shall be
approved and referred to technical </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">inspections.<br />
<b><br /></b></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><b><br /></b></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><b>Technical Inspection Procedure:</b> The Department shall coordinate
with concerned departments in </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">Dubai Municipality such as Planning, Public
Health as well as the Civil Defense in the process of </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">inspecting the factory.
Officials of these departments will visit the factory and inspect it
technically, after </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">completion of the construction work, installation of machinery
and equipment, preparation of the stores, </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">offices, and other facilities to
verify whether the conditions for professional safety and the requirements </span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;">of
public health and environment protection are met.</span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><u>Payment of fees & issue of
the license:</u><o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">After completion of the above mentioned procedure, all documents
and reports shall be verified to ensure that they are correct and in the light
of that the annual fees shall be fixed and a receipt of the same shall be given
to the project owner. The license shall be issued after payment of the due
fees.<br />
Registering Industrial Firm with the Dubai Chamber of Commerce and Industry<br />
The Chamber is responsible for registering the industrial firms as per the
following procedure:<br />
<br />
Submitting an application with the following attached documents:<br />
<br />
<b>A - Documents Required for Registering Sole Proprietorships:</b></span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the license issued
and ratified by the licensing authority.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the passport of the
owner of the establishment.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the passport of the
local agent and a copy of duly notarized agency.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the passport of the
manager of the establishment.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Authorized signature cards to
be filled up as well as Industrial Firms Data Form.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">In case the license type is
changed, the former license is to be attached.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 150%;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><br />
<b>B - Documents Required for Registering Companies.</b></span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the license issued
and ratified by the licensing authority.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Copies of valid passports of
the partners.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the contract of
partnership, authenticated by the Notary Public of Dubai Courts
Department.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the company’s
memorandum and articles of association.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">All documents required in (4),
(5), (6) & (7) of the Sole Proprietorships given above.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the certificate of
formation for the establishments and companies incorporated in the Free
Zone.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of the trade license and
the Chamber certificate for the branches of companies incorporated in
other Emirates.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 150%;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><br />
<b>C - Documents Required for Registering Branches of Foreign Companies:</b></span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
</div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">All the documents shown in (1),
(2) & (5) of ‘Companies’ above.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">An official certificate from
the competent authorities in the country with whom the foreign company is
registered, showing that it is registered in that country in accordance
with its laws, and stating the legal status of the company.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Resolutions of the foreign
company’s board of directors, with regard to opening a branch or
representative office in Dubai, and passport copy of the company’s
representative.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Identical copy of the foreign
company’s memorandum of association and articles of association if it is a
public or private joint stock company.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The agency contract signed by
the foreign company and the local agent. If the agent is a juridical
personality and registered as member of the Chamber of Commerce, provided
that all partners are nationals.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">A copy of certificate of
registration in the foreign companies register at the Ministry of Economy
and Commerce.<o:p></o:p></span></li>
</ul>
<div>
<span style="color: #080909; font-family: "arial" , sans-serif;"><span style="font-size: 14px; line-height: 21px;"><br /></span></span></div>
<div>
<span style="color: #080909; font-family: "arial" , sans-serif;"><span style="font-size: 14px; line-height: 21px;"><br /></span></span></div>
<div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><u>Submission of the Inscription
Application:<o:p></o:p></u></span></b></div>
<div class="MsoNormal" style="line-height: 16.5pt;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The owner of
the project should fill in the application for inscription in the Industrial
Register, attached with the following document:</span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Photocopy of the industrial
license issued by the Economic Development Department.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Photocopy of the partnership
agreement attested by the court.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Photocopy of the Registration
Certificate of the industrial project with the Dubai Chamber of Commerce
and Industry.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<b><span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Issuing the license of industrial production: </span></b><span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><br />
After entering the project in the Industrial Register, it shall be granted a
license for industrial production. The license is issued in the name of the
owner of the project who shall be entitled to obtain any benefits, incentives,
exemptions, or financing programs provided by the government to the industrial
projects.<br />
<br />
<b>Annual Reports and Amendment of Data: </b><br />
The owner of the industrial project should provide the Department with annual
reports on the activity of the factory; extend of manufacturing development,
cost of production, and the products according to the form prepared for this
purpose. He should also notify the Department of every change or amendment
occurring to the data mentioned in the application for registration. All the
data submitted by the owner of the project shall be considered confidential and
restricted to only the concerned government officials. </span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<b><span style="color: #990000; font-family: "trebuchet ms" , sans-serif;"><u>Selection Criteria </u></span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<b><span style="font-family: "trebuchet ms" , sans-serif;"><br /></span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The industrial economics categorizes the optimum project amongst
the conditional terms. Evaluating any project proposal has to be taken into
consideration with the investor’s career background and financial state.
Meanwhile, all surrounding economic and social circumstances need to be
evaluated and assessed. That is why the optimum project for a certain investor
may hardly prove viable for another.<br />
<br />
The distinctive characteristics of the industrial investment are obviously
unlike those of other economic sectors, as will be detailed later. The
misconception of this fact caused the collapse of many local industrial
projects that had been managed according to the commercial way of
thinking.<br />
Broadly, it could be stated that the investor’s approach of determining his
optimum industrial project involves three phases:<br />
<!--[if !supportLineBreakNewLine]--><br />
<!--[endif]--></span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><u>First phase:
Sources of Identifying Proposals for Industrial Projects</u><o:p></o:p></span></b></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Marketing surveys and local
demand.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Scanning local on-going
industries.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Analyzing the structure of
imports.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Appraising the natural
resources and local raw materials.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Using the lists of Industrial
Classification.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Inquiring the views of
professionals and specialists.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Studying mutual co-operation
agreements and requirements of regional co-operation.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Exportation facilities and
government policy.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l1 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Studying the new laws and
legislations.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><u>Second Phase:
Criteria of Selecting the Optimum Project</u><o:p></o:p></span></b></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Restrictions on the proposed
industry.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Evaluating the absorptive
capacity of the market.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The financial requirements for
the project.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The adequacy of manpower.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The Project Forward, Backward
Linkages with other sectors.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Future developments expected to
affect the project.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Profitability.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The Feasibility and
pre-feasibility studies.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 12.0pt;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%;">
<b><span style="color: #c43030; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;"><u>Third Phase:
Comprehending the Particularities of Industrial Projects</u><o:p></o:p></span></b></div>
<ul type="disc">
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The significance of industrial
investment for the National Economy.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The nature of industrial
profitability.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The industrial project
contribution to Human Development.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">Prominence of planning in the
industrial project.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The prevailing misconception of
industrial competition.<o:p></o:p></span></li>
<li class="MsoNormal" style="color: #080909; line-height: 150%; mso-list: l0 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">The importance of feasibility
studies.<o:p></o:p></span></li>
</ul>
<div class="MsoNormal" style="line-height: 150%;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%;">
<span style="font-family: "trebuchet ms" , sans-serif;"><o:p> </o:p><b>Vithul V Murali </b></span><br />
<span style="font-family: "trebuchet ms", sans-serif;">Dubai Mobile
: +971 50 55 73 538</span><br />
<span style="font-family: "trebuchet ms", sans-serif;">Email : Vithul@a2zconsultus.com</span></div>
<div class="MsoNormal">
<span style="font-family: "trebuchet ms" , sans-serif;">Skype :
Vithul.murali</span></div>
<div class="MsoNormal" style="line-height: 150%;">
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</div>
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<br /></div>
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<span style="color: #080909; font-family: "arial" , "sans-serif"; font-size: 10.5pt; line-height: 150%;">
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<ul type="disc">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com2tag:blogger.com,1999:blog-3996665643304545395.post-34593610791364618182014-03-31T03:45:00.002-07:002016-08-20T06:36:05.259-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-90975381597910393902014-03-31T03:45:00.001-07:002016-08-20T06:36:01.821-07:00Legal View: Companies cannot retain passports - Khaleej Times<div dir="ltr" style="text-align: left;" trbidi="on">
<a href="http://www.khaleejtimes.com/kt-article-display-1.asp?xfile=data%2Flegalview%2F2014%2FMarch%2Flegalview_March5.xml&section=legalview#.UzlG-7NgwpE.blogger">Legal View: Companies cannot retain passports - Khaleej Times</a></div>
Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-16217633667659274902014-03-25T08:25:00.003-07:002016-08-20T06:35:18.011-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-30827874646948585432014-03-25T08:25:00.002-07:002016-08-20T06:35:16.399-07:00 UAE set to approve new companies law soon<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="background: white; line-height: 15.75pt; margin-bottom: .0001pt; margin: 0in;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The
president of the United Arab Emirates is expected soon to approve a
long-awaited new law covering the operations of companies in the country, a
step towards attracting fresh foreign investment, the economy minister said on
Monday.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOIKVz0MjcGmDqcIgYqkqIsc3bUunw7s5yOlG-58swogISpDOSdgaeOdKocPIowJABZzVDsnFXXFJSphfUlYeZ3kUXwGNVjiSgsZOW5D0vrGb2YubFFCq6oRj-7EsSNms51H4Md-ZJ3hTN/s1600/1213.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOIKVz0MjcGmDqcIgYqkqIsc3bUunw7s5yOlG-58swogISpDOSdgaeOdKocPIowJABZzVDsnFXXFJSphfUlYeZ3kUXwGNVjiSgsZOW5D0vrGb2YubFFCq6oRj-7EsSNms51H4Md-ZJ3hTN/s1600/1213.jpg" width="400" /></a></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">"The companies law is with the government to be ratified by
the President - we are expecting that soon," Sultan bin Saeed al-Mansouri
told reporters.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The new law, which has been years in the making, contains dozens
of articles seeking to make limited liability and joint stock companies simpler
to manage and more attractive to investors, while strengthening corporate
governance in areas such as companies making loans to their directors.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The law would provide for companies' documentation to be made
publicly available, a step towards a more transparent corporate environment in
the UAE.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<br />
<div style="background: white; line-height: 15.75pt; margin-bottom: .0001pt; margin: 0in;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">One
article, contained in a version of the law given preliminary approval last
year, would reduce the minimum free float in initial public offers of shares to
30 percent from 55 percent, the ratio which currently applies on theUAE's two
main stock exchanges.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The minimum ratio deters some corporate founders who want to
maintain majority ownership, and has been criticised as one factor encouraging
UAE companies to list their shares in overseas markets such as Londonrather
than domestically. Officials have not confirmed that the article lowering the
ratio will be included in the final version approved by the president.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The law will certainly be less radical than some investors had
hoped; last year the consultative Federal National Council rejected an article
that would have eased tight controls on foreign ownership of companies, citing
security fears and threats to local businesses.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The article would have given the UAE cabinet the power to let
foreign parties own stakes of up to 100 percent in companies outside free
zones. Currently, foreigners can generally only hold stakes of up to 49 percent
in businesses located outside free zones.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">Last year, the economy minister said the article liberalising
foreign ownership would be included in a draft foreign investment law. That
bill has now been finalised by a ministerial legal committee and is awaiting
approval of the FNC, Mansouri said on Monday.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">Meanwhile a law on small and medium-sized enterprises, which the
cabinet hopes will boost the growth of SMEs and encourage UAE citizens to
establish companies, is on its way, Mansouri said: "The SMEs law has been
ratified by the President. That should be out soon."<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The law is expected to include provisions encouraging government
agencies to provide support to SMEs.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The UAE expects to attract 8.6 billion euros ($11.9 billion)in
foreign direct investment into its non-oil sector in 2014, 20 percent more than
last year, Mansouri said.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">The second biggest Arab economy is investing billions of dollars
in industry, tourism, real estate and infrastructure to wean its economy off
its reliance on oil exports.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;">But after an initial increase, the share of non-oil activities
has remained at around 68 percent, little changed over the last five years, the
latest official data shows.<o:p></o:p></span></div>
<div style="background-color: white; background-position: initial initial; background-repeat: initial initial; line-height: 15.75pt; margin: 0in 0in 0.0001pt;">
<span style="color: #333333; font-family: "georgia" , "serif"; font-size: 11.5pt;"><br /></span></div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-25853889074202244212014-03-11T22:21:00.005-07:002016-08-20T06:36:20.714-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-85241235345305100032014-03-11T22:21:00.004-07:002016-08-20T06:35:52.749-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-48992776299475891392014-03-11T22:21:00.003-07:002017-05-21T23:36:19.046-07:00Offshore Company formation, a complete guide<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "verdana" , sans-serif;">Expanding and shifting your business activity through a UAE Offshore
Company set up<br />
<br />
The Emirate of Ras Al Khaimah (RAK) has launched an offshore facility - The
second in the UAE.<br />
<br />
The International Business Companies (IBC) Registry allows foreign investors
to register offshore companies as RAK Offshore, a division of RAK Investment
Authority (RAKIA) without the need to establish a physical presence in the
UAE.<br />
<br />
Companies are usually incorporated within 24 hours. Any non-resident
individual or corporate entity can register a company.<br />
<br />
<br />
Many jurisdictions are considered only as tax havens. The United Arab
Emirates is a 'real' country with a 'real economy' with a population of
approximately 4 million. It has an established history of international
trade, finance and business, and today it is one of the fastest growing
countries in the world with one of the highest standards of living.<br />
<br />
The choice of a suitable jurisdiction is an important decision and requires
careful considerations. Important aspects to be examined and which RAK offers
may be outlined as follows:<br />
<br />
<b>Political and economic stability of the jurisdiction</b><br />
<br />
• The availability of a modern and flexible legislative framework<br />
• Simple incorporation and filing requirements<br />
• The availability of Double Taxation Avoidance Agreement (DTAA)<br />
• State of the art banking system<br />
• State of the art telecommunication facilities<br />
<br />
<b>Uniqueness</b><br />
<br />
UAE is not a dependent or 'overseas' territory of another country<br />
Pressure has been put on traditional low tax jurisdictions by the Commission
of the European Community (EU) in conjunction with the Organization for
Economic Cooperation and Development (OECD). The UK parliament has converted
British Dependent Territories to British 'Overseas' Territories (in 1998).
The UK government may apply greater control over its tax haven progeny (ie
Bermuda, BVI, Caymans, Gibraltar, Turks & Caicos)<br />
<br />
UAE has Double Taxation Avoidance Agreements (DTAA) with a number of
countries<br />
Double taxation agreements prevent individuals and corporations from being
susceptible to paying tax on the same item during the same time period. These
agreements determine which of the two states concerned should levy tax in a
particular situation: Austria, Belarus, Belgium, Canada, China, Czech Rep.,
Egypt, Finland, France, Germany, India, Indonesia, Italy, Lebanon, Malaysia,
Malta, Morocco, New Zealand, Pakistan, Poland, Romania, Singapore, Sudan,
Thailand, Tunisia, Turkey, Ukraine.<br />
<br />
UAE is not a member of the Organization for Economic Cooperation and
Development (OECD)<br />
No foreign exchange of information.<br />
<br />
UAE is not on the OECD 'blacklist' of tax havens (nor the FATF blacklist)<br />
<br />
UAE is not a member of the EU, and is not subject to EU regulation<br />
<br />
<b>Main activities of UAE OFFSHORE COMPANY</b><br />
<br />
• General Trading<br />
• Consulting and Advisory Services<br />
• Holding Company (Buy/Hold/Sell stakes of companies)<br />
• Investments and Joint Investments Company<br />
• Property Owning<br />
• International services<br />
• Professional Services<br />
• Shipping and ship management companies<br />
• Commission Agents Company – Intermediary Brokers (IB's)<br />
<br />
<br />
<b>Fiscal & Regulatory benefits of UAE OFFSHORE COMPANY</b><br />
<br />
• 100% income tax exemption<br />
• 100% corporate tax exemption<br />
• 100% capital and profit repatriation<br />
• 100% ownership in Free Zones<br />
• No Import or Export taxes<br />
• No capital gains tax<br />
• No Value-added tax<br />
• No Withholding tax<br />
• Proximity to entire Gulf and global markets<br />
<br />
<b>Main features of UAE OFFSHORE COMPANY</b><br />
<br />
• It does not need to have physical offices in the UAE.<br />
• It may not carry on business within the UAE.<br />
• It may not obtain UAE Residency Visa.<br />
• It may have non UAE resident as director or shareholder.<br />
• It may have UAE resident as director or shareholder.<br />
• It may have corporate shareholder/corporate director<br />
• It does not require the shareholder/director to be physically present in
the UAE for incorporation<br />
• It may own real estate in the UAE, with prior authorization from RAK
Investment Authority.<br />
• It may not do banking and insurance business without special license.<br />
• It may maintain bank accounts and deposits in the UAE or worldwide.<br />
• It is not obliged to maintain its books and records.<br />
• It may hold shares in other UAE and worldwide companies.<br />
• It may own yachts registered in the UAE.<br />
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<span style="font-family: "verdana" , sans-serif;"><br />
<b>In Brief </b><o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Location<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Gulf<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">RAK Offshore is the first
comprehensive offshore centre in the Gulf region.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Time Zone<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">GMT+4<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Between Europe and Asia.
Open on Sundays.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">International Business
Companies<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Yes<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">First centre in the Middle
East to offer IBC registration.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Trusts<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">No<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Not offered yet.<o:p></o:p></span></div>
</td>
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<span style="font-family: "verdana" , sans-serif;">Offshore Banking<o:p></o:p></span></div>
</td>
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<span style="font-family: "verdana" , sans-serif;">Yes<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Authorized to open bank
account with UAE banks.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;"><br />
You can register International Business Companies bearing the status of
'Limited' or 'Ltd.' at RAK Offshore.<br />
<br />
<b>Middle East and the Gulf</b><br />
<br />
Thanks to geographical proximity and cultural similarities, RAK Offshore is
an attractive location for businesses from countries in the Gulf and the
Middle East. These countries already have strong business links with the
United Arab Emirates. RAK Offshore is also likely to benefit from the fact
that some countries in the region suffer from political unrest and/or asset
protection issues.<br />
<br />
<b>Russia & CIS Countries</b><br />
<br />
Confidentiality and financial privacy coupled with issues such as political
uncertainty, weak currencies, taxes, severe foreign exchange controls and
asset protection in Russia and CIS countries make RAK Offshore a viable
option for businesses from these regions who seek an offshore location.<br />
<br />
<b>Europe, India & Other Countries</b><br />
<br />
Companies in this region have a favorable image of the UAE as a business
centre. Add to that their interest in investing in the booming economies and
financial markets of the GCC and it is not hard to see why RAK Offshore is a
perfect offshore location for these companies. <o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Statutory description of
private limited company<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">International Business
Company (IBC).<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Governing corporate
legislation<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">RAK Investment Authority
(RAKIA) is the governing body and the companies is regulated under RAK
Offshore Regulations 2006.<o:p></o:p></span></div>
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<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Time-scale for incorporation<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">24 hours. There is a time
difference of +4 hours to GMT.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Availability of ready-made
companies<o:p></o:p></span></div>
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<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">No.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">The regulations governing
availability of names<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Generally the nature of the
company has to be indicated through the words "Limited" or
"Ltd.".<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Minimum and maximum number
of shareholders<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">A company may be formed with
minimum of one shareholder and there is no limitation as of maximum.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Statutory minimum paid-up
capital requirements<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Capital is required for the
incorporation of an offshore company but there is no minimum capital
requirement.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Classes of share available<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Share capital may be divided
into different classes. Bearer shares are not allowed. Shares may be issued
fully, partly or nil paid.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Denomination of share
capital<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">AE Dirham and US Dollar can
be used as the denomination for the capital. Any foreign currency is
acceptable but prior consent has to be approved by the RAK Authority.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Annual Costs<o:p></o:p></span></div>
</td>
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<span style="font-family: "verdana" , sans-serif;">As per request.<o:p></o:p></span></div>
</td>
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<tr>
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<span style="font-family: "verdana" , sans-serif;">Residency requirement on
shareholders or shareholders' meetings<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">No requirement for a local
resident to be a Shareholder, only proof of residence is required to be
submitted.<o:p></o:p></span></div>
</td>
</tr>
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<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Information published
relating to shares and shareholders<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">The company must keep a copy
of the share register at the registered office address. This is available
for inspection by the members and is not publicly available. The company
may voluntarily file at the Registrar the copies of the register of
members.<o:p></o:p></span></div>
</td>
</tr>
<tr>
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<span style="font-family: "verdana" , sans-serif;">Minimum and maximum number
of directors<o:p></o:p></span></div>
</td>
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<span style="font-family: "verdana" , sans-serif;">Sole directors are
permissible. There is no statutory limitation for maximum number of
directors permitted, although the articles may impose a limit.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Are corporate directors or
corporate shareholders permitted?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Yes. Corporate entities are
even permitted to hold shares in a RAK Offshore companies.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Nationality and residency
requirements of directors<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">The director can be a
resident or any foreign citizen but is required to submit the proof of
residence and other relevant documents.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Nature of the powers of the
directors<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">The directors have all the
powers of the company that are not reserved to the members under the
Regulation or in the memorandum and articles.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Directors' meetings<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">The directors may meet at
such times and places within or outside the UAE as the directors may
determine to be necessary or desirable.<br />
Telephone and other electronic meetings are allowed. Subject to a
requirement in the memorandum and articles the director shall be given
reasonable notice of meetings of directors, although this rule is subject
to a waiver of notice.<br />
The presence of a director at a meeting shall be deemed to constitute a
waiver on his part. The quorum of a meeting of directors is fixed by the
memorandum and articles but where no quorum is fixed, a meeting of
directors is properly constituted if one half of the total number of
directors is present in person or by alternate.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Information published
relating to directors<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">There is no public register
of directors, although the company may voluntarily file its register of
directors with the Registrar.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Must accounts be prepared by
the directors?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">A company incorporated under
the Regulation shall keep such accounts and records as the directors consider
necessary or desirable in order to reflect the financial position of the
company.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Must such accounts be filed
with the financial authorities?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">No.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Must such accounts be
audited, and if so by whom?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">No. They may be audited by
persons approved by the directors.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Must the company have a
registered presence in the territory of incorporation?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Yes. The company must at all
times have a registered office and registered agent within Ras Al Khaimah.
The registered office must be maintained either by the company or its
registered agent.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">What records must be
maintained in the territory and are they available for public inspection?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">A copy of the share register
and the register of directors and an imprint of the common seal must be
kept at the registered agent's address. Other records such as minutes of
meetings of directors, members and copies of all resolutions may be kept at
such places as the directors determine, but copies must be kept at the
registered agent's address.<br />
These are not available for public inspection, other than by members or
directors. If copies of these registers and documents are kept other than
by the registered agent, the registered agent must be notified of the
location of the original.<br />
If the company fails to comply with these provisions it is liable to a
fine.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Can the company make secured
loans?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Yes.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Can the company make
unsecured loans?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Yes.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">What are the limits placed
on the company's borrowing powers?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">None. There are no
debt/equity ratios under the law.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Is there a register of
company charges?<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">A company may maintain at
its registered office a register charges and other encumbrances. This is
not mandatory. Similarly, a public register may be maintained at the option
of the company.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Company seal<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">A company must have a common
seal.<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">Re-domiciliation provisions<o:p></o:p></span></div>
</td>
<td style="background: white; padding: 3.75pt 3.75pt 3.75pt 3.75pt;"><div class="separator" style="clear: both; text-align: center;">
</div>
<div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , sans-serif;">A company incorporated under
the laws of a foreign jurisdiction may continue its existence as a company
registered under the Act. Similarly, RAK Offshore business companies may
transfer their domicile to foreign territories that permit such procedures.<o:p></o:p></span></div>
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style="padding: 0in 0in 0in 0in;" valign="top"><table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="mso-cellspacing: 0in; mso-padding-alt: 0in 0in 0in 0in; mso-yfti-tbllook: 1184; width: 100%px;">
<tbody>
<tr>
<td style="padding: 0in 0in 0in 0in;"><div class="MsoNormal" style="line-height: 13.5pt; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
</div>
<br />
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<o:p><span style="color: #20124d; font-family: "verdana" , sans-serif;"><br /></span></o:p></div>
<div class="MsoNormal">
<span style="color: #20124d; font-family: "verdana" , sans-serif;"><b>Vithul V Murali</b><br />Dubai Mobile
: +971 50 55 73 538<o:p></o:p></span><br />
<span style="color: #20124d; font-family: "verdana" , sans-serif;">Email : Vithul@a2zconsultus.com</span></div>
<div class="MsoNormal">
<span style="color: #20124d; font-family: "verdana" , sans-serif;">Skype :
Vithul.murali</span></div>
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com4tag:blogger.com,1999:blog-3996665643304545395.post-299223137364625922014-03-06T00:49:00.006-08:002016-08-20T06:38:01.852-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-12634078343942894822014-03-06T00:49:00.005-08:002017-04-18T00:31:36.531-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-90352746787718186942014-03-06T00:49:00.004-08:002016-08-20T06:36:54.701-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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Anonymoushttp://www.blogger.com/profile/15598349657532066794noreply@blogger.com0tag:blogger.com,1999:blog-3996665643304545395.post-67591637878904098272014-03-06T00:49:00.003-08:002016-08-20T06:36:43.738-07:00<div dir="ltr" style="text-align: left;" trbidi="on">
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